{"id":1241,"date":"2026-05-27T17:46:33","date_gmt":"2026-05-27T17:46:33","guid":{"rendered":"https:\/\/mygroupiq.empowerdigitaldata.com\/?page_id=1241"},"modified":"2026-06-09T17:01:17","modified_gmt":"2026-06-09T17:01:17","slug":"elementor-7-new-page-eng-copy","status":"publish","type":"page","link":"https:\/\/mygroupiq.empowerdigitaldata.com\/","title":{"rendered":"MyGroupIQ_Final EN"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1241\" class=\"elementor elementor-1241\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5987173 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"5987173\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26dd53f elementor-widget elementor-widget-html\" data-id=\"26dd53f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.mg-disclosure-card{\r\n    width:100%;\r\n    background:#fff;\r\n    border:1px solid #E7E9F3;\r\n    border-radius:14px;\r\n    overflow:hidden;\r\n    box-shadow:0 4px 20px rgba(16,24,40,.04);\r\n    margin:0 auto 24px;\r\n}\r\n\r\n.mg-disclosure-card__header{\r\n    width:100%;\r\n    border:none;\r\n    background:#fff;\r\n    display:flex;\r\n    align-items:center;\r\n    justify-content:space-between;\r\n    padding:12px 22px;\r\n    min-height:56px;\r\n    cursor:pointer;\r\n    transition:.3s ease;\r\n}\r\n\r\n.mg-disclosure-card__header:hover{\r\n    background:#fafbff;\r\n}\r\n\r\n.mg-disclosure-card__left{\r\n    display:flex;\r\n    align-items:center;\r\n    gap:14px;\r\n}\r\n\r\n.mg-disclosure-card__icon{\r\n    width:36px;\r\n    height:36px;\r\n    border-radius:50%;\r\n    background:#F4F2FF;\r\n    color:#4338CA;\r\n    display:flex;\r\n    align-items:center;\r\n    justify-content:center;\r\n    font-size:16px;\r\n    flex-shrink:0;\r\n}\r\n\r\n.mg-disclosure-card__title{\r\n    color:#312E81;\r\n    font-size:14px;\r\n    font-weight:700;\r\n    letter-spacing:1px;\r\n    text-transform:uppercase;\r\n    line-height:1;\r\n}\r\n\r\n.mg-disclosure-card__arrow{\r\n    color:#4338CA;\r\n    font-size:18px;\r\n    transition:transform .3s ease;\r\n    line-height:1;\r\n}\r\n\r\n.mg-disclosure-card.open .mg-disclosure-card__arrow{\r\n    transform:rotate(180deg);\r\n}\r\n\r\n.mg-disclosure-card__content{\r\n    max-height:0;\r\n    overflow:hidden;\r\n    transition:max-height .4s ease;\r\n}\r\n\r\n.mg-disclosure-card.open .mg-disclosure-card__content{\r\n    max-height:900px;\r\n}\r\n\r\n.mg-disclosure-card__body{\r\n    padding:24px 28px;\r\n    border-top:1px solid #ECEEF5;\r\n}\r\n\r\n.mg-disclosure-item{\r\n    margin-bottom:18px;\r\n    line-height:1.8;\r\n    color:#4B5563;\r\n    font-size:15px;\r\n}\r\n\r\n.mg-disclosure-item:last-child{\r\n    margin-bottom:0;\r\n}\r\n\r\n.mg-disclosure-item strong{\r\n    color:#111827;\r\n}\r\n\r\n.mg-disclosure-card__header:hover,\r\n.mg-disclosure-card__header:focus,\r\n.mg-disclosure-card__header:active {\r\n    background: #fff !important;\r\n    color: inherit !important;\r\n}\r\n\r\n@media(max-width:767px){\r\n\r\n    .mg-disclosure-card__header{\r\n        padding:12px 16px;\r\n    }\r\n\r\n    .mg-disclosure-card__title{\r\n        font-size:13px;\r\n        letter-spacing:.8px;\r\n    }\r\n\r\n    .mg-disclosure-card__body{\r\n        padding:18px;\r\n    }\r\n\r\n    .mg-disclosure-item{\r\n        font-size:14px;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<div class=\"mg-disclosure-card\">\r\n\r\n    <button class=\"mg-disclosure-card__header\"\r\n            onclick=\"this.parentElement.classList.toggle('open')\">\r\n\r\n        <div class=\"mg-disclosure-card__left\">\r\n\r\n            <div class=\"mg-disclosure-card__icon\">\r\n                \ud83d\udee1\ufe0f\r\n            <\/div>\r\n\r\n            <div class=\"mg-disclosure-card__title\">\r\n                Regulatory Disclaimer\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n        <div class=\"mg-disclosure-card__arrow\">\r\n            \u25bc\r\n        <\/div>\r\n\r\n    <\/button>\r\n\r\n    <div class=\"mg-disclosure-card__content\">\r\n\r\n        <div class=\"mg-disclosure-card__body\">\r\n\r\n            <div class=\"mg-disclosure-item\">\r\n                <strong>Ontario:<\/strong>\r\n                MyGroupIQ is not a licensed insurance broker and does not provide insurance advice as defined under the Insurance Act (Ontario). Our assessment and analysis are educational tools. Implementation of any recommendations must be done through a broker licensed with FSRA.\r\n            <\/div>\r\n\r\n            <div class=\"mg-disclosure-item\">\r\n                <strong>Quebec:<\/strong>\r\n                MyGroupIQ n'est pas un courtier d'assurance agr\u00e9\u00e9 et ne fournit pas de conseils en assurance. La mise en \u0153uvre de toute recommandation doit \u00eatre effectu\u00e9e par un courtier agr\u00e9\u00e9 aupr\u00e8s de l'AMF.\r\n            <\/div>\r\n\r\n            <div class=\"mg-disclosure-item\">\r\n                <strong>No Guarantee of Savings:<\/strong>\r\n                MyGroupIQ makes no guarantee of specific savings outcomes. Results vary by plan, claims history, and circumstances.\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8b3d87 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-html\" data-id=\"e8b3d87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\r\n(function() {\r\n    function equalize() {\r\n        const cards = document.querySelectorAll('.testimonial-card');\r\n        let maxHeight = 0;\r\n\r\n        \/\/ Reset heights to 'auto' so we can measure natural content height\r\n        cards.forEach(card => card.style.minHeight = 'auto');\r\n\r\n        \/\/ Find the tallest card\r\n        cards.forEach(card => {\r\n            if (card.offsetHeight > maxHeight) {\r\n                maxHeight = card.offsetHeight;\r\n            }\r\n        });\r\n\r\n        \/\/ Apply that height to all cards\r\n        cards.forEach(card => {\r\n            card.style.minHeight = maxHeight + 'px';\r\n        });\r\n    }\r\n\r\n    \/\/ Run on load, and again if the window is resized\r\n    window.addEventListener('load', equalize);\r\n    window.addEventListener('resize', equalize);\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b21fd1a e-con-full e-grid wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"b21fd1a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-02945e7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"02945e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e8b28e elementor-widget elementor-widget-html\" data-id=\"3e8b28e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.badge {\r\n    display: inline-flex;\r\n    align-items: center;\r\n    background: linear-gradient(135deg, rgba(50, 46, 127, 0.08) 0%, rgba(108, 51, 125, 0.08) 50%, rgba(255, 99, 82, 0.08) 100%);\r\n    color: #322E7F;\r\n    font-size: 12px;\r\n    font-weight: 500;\r\n    padding: 5px 14px;\r\n    border-radius: 20px;\r\n    margin-bottom: 20px;\r\n}\r\n\r\n.badge-dot {\r\n  width: 8px;\r\n  height: 8px;\r\n  background-color: #FF6352;\r\n  border-radius: 50%;\r\n  margin-right: 8px;\r\n}\r\n<\/style>\r\n\r\n<div class=\"badge\">\r\n  <span class=\"badge-dot\"><\/span>\r\n  For companies with 100+ employees\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab309ab elementor-widget__width-inherit elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"ab309ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-family: 'Plus Jakarta Sans', sans-serif; font-size: 56px; font-weight: bold; color: #18160f; line-height: 1.2;\">Find out in 3 minutes if you&#8217;re\n<span style=\"background: linear-gradient(90deg, #FF6352, #322E7F, #6C337D); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; color: transparent;\">overpaying\u00a0<\/span>for group benefits<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fa60a3 elementor-widget__width-inherit elementor-hidden-desktop elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"2fa60a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-family: 'Plus Jakarta Sans', sans-serif; font-size: 45px; font-weight: bold; color: #18160f; line-height: 1.2;\">Find out in 3 minutes if you&#8217;re\n<span style=\"background: linear-gradient(90deg, #FF6352, #322E7F, #6C337D); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; color: transparent;\">overpaying\u00a0<\/span>for group benefits<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6dc301 elementor-widget__width-inherit elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-text-editor\" data-id=\"a6dc301\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-family: 'Plus Jakarta Sans', sans-serif; font-size: 30px; font-weight: bold; color: #18160f; line-height: 1.2;\">Find out in 3 minutes if you&#8217;re<br \/><span style=\"background: linear-gradient(90deg, #FF6352, #322E7F, #6C337D); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; color: transparent;\">overpaying\u00a0<\/span>for group benefits<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7868691 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7868691\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tGet your GroupIQ Score \u2014 a free, instant benchmark showing how your current plan compares to companies your size across Canada and North America.\n<br><br>\nMyGroupIQ is not a licensed insurance broker. Assessments are educational tools only. Licensed advisors: [INSERT NAMES + LICENCE #s] \u00b7 FSRA Registered \u00b7 AMF Registered\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd65722 elementor-align-right elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"fd65722\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">         Assess my plan \u2014 it's free         <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d70dbaf elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d70dbaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" viewBox=\"0 0 512 472.34\"><path fill-rule=\"nonzero\" d=\"M105.32 230.83c24.41 14.96 37.99 37.49 50.26 57.87l2.72 4.51c49.63-67.2 97.21-130.7 155.42-186.63C375.43 47.26 440.08 4.55 503.57.02c4.34-.3 8.11 2.97 8.41 7.3.19 2.64-.96 5.08-2.86 6.64C443.34 69.2 383.04 136.02 326.3 211.32 269.39 286.84 224.24 363.55 172.59 453c-6.7 11.59-13.51 18.57-21.75 19.28-8.54.74-16.5-5.11-24.68-19.28l-.24-.45c-13.45-23.4-24.64-49.93-35.35-75.36-23.76-56.37-45.17-107.15-80.89-98.62-5.92 1.4-11.03-4.15-9.36-9.85 6.21-21.1 20.08-39.02 41.28-46.69 21.57-7.79 44.63-2.87 63.72 8.8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">No obligation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" viewBox=\"0 0 512 472.34\"><path fill-rule=\"nonzero\" d=\"M105.32 230.83c24.41 14.96 37.99 37.49 50.26 57.87l2.72 4.51c49.63-67.2 97.21-130.7 155.42-186.63C375.43 47.26 440.08 4.55 503.57.02c4.34-.3 8.11 2.97 8.41 7.3.19 2.64-.96 5.08-2.86 6.64C443.34 69.2 383.04 136.02 326.3 211.32 269.39 286.84 224.24 363.55 172.59 453c-6.7 11.59-13.51 18.57-21.75 19.28-8.54.74-16.5-5.11-24.68-19.28l-.24-.45c-13.45-23.4-24.64-49.93-35.35-75.36-23.76-56.37-45.17-107.15-80.89-98.62-5.92 1.4-11.03-4.15-9.36-9.85 6.21-21.1 20.08-39.02 41.28-46.69 21.57-7.79 44.63-2.87 63.72 8.8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">No sales pitch<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" viewBox=\"0 0 512 472.34\"><path fill-rule=\"nonzero\" d=\"M105.32 230.83c24.41 14.96 37.99 37.49 50.26 57.87l2.72 4.51c49.63-67.2 97.21-130.7 155.42-186.63C375.43 47.26 440.08 4.55 503.57.02c4.34-.3 8.11 2.97 8.41 7.3.19 2.64-.96 5.08-2.86 6.64C443.34 69.2 383.04 136.02 326.3 211.32 269.39 286.84 224.24 363.55 172.59 453c-6.7 11.59-13.51 18.57-21.75 19.28-8.54.74-16.5-5.11-24.68-19.28l-.24-.45c-13.45-23.4-24.64-49.93-35.35-75.36-23.76-56.37-45.17-107.15-80.89-98.62-5.92 1.4-11.03-4.15-9.36-9.85 6.21-21.1 20.08-39.02 41.28-46.69 21.57-7.79 44.63-2.87 63.72 8.8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Results in under 3 minutes<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-721508f elementor-widget elementor-widget-html\" data-id=\"721508f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg class=\"purple-tick\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n  <circle cx=\"12\" cy=\"12\" r=\"10\" fill=\"#7B2CBF\"\/>\r\n  <path d=\"M9 16.2L4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4L9 16.2z\" fill=\"#FFFFFF\"\/>\r\n<\/svg>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a7d66b elementor-widget elementor-widget-html\" data-id=\"4a7d66b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"hero-right\">\r\n    \r\n    <!-- The image is now perfectly centered horizontally and vertically -->\r\n    <img decoding=\"async\" src=\"https:\/\/mygroupiq.empowerdigitaldata.com\/wp-content\/uploads\/2026\/06\/premium_photo-1661414659371-300e56de10b4.avif\" alt=\"HR Director + CFO\" class=\"hero-actual-img\">\r\n\r\n<\/div>\r\n\r\n\r\n<style>\r\n.hero-right {\r\n    position: relative;\r\n    display: flex;\r\n    align-items: center;     \/* Centers the image vertically *\/\r\n    justify-content: center;   \/* Centers the image horizontally *\/\r\n    overflow: hidden;\r\n    min-height: 640px;\r\n    width: 100%;\r\n}\r\n\r\n.hero-actual-img {\r\n    \/* Uses absolute centering techniques *\/\r\n    position: absolute;\r\n    top: 50%;\r\n    left: 50%;\r\n    transform: translate(-50%, -50%);\r\n    \r\n    \/* Stretches the image to fill the container *\/\r\n    width: 100%;\r\n    height: 100%;\r\n    object-fit: fill; \r\n}\r\n\/* Tablet adjustment *\/\r\n@media (max-width: 1024px) {\r\n    .hero-right {\r\n        min-height: 400px; \/* Reduces height for tablets *\/\r\n    }\r\n}\r\n\r\n\/* Mobile adjustment *\/\r\n@media (max-width: 768px) {\r\n    .hero-right {\r\n        min-height: 300px; \/* Reduces height for mobile *\/\r\n    }\r\n}\r\n\r\n\/* Update your existing image class for better scaling *\/\r\n.hero-actual-img {\r\n    position: absolute;\r\n    top: 50%;\r\n    left: 50%;\r\n    transform: translate(-50%, -50%);\r\n    width: 100%;\r\n    height: 100%;\r\n    \/* 'cover' ensures the image fills the space without distortion *\/\r\n    object-fit: cover; \r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-981a0d2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"981a0d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4314a6f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4314a6f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1a81b9 elementor-widget elementor-widget-html\" data-id=\"c1a81b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"trust-bar\">\r\n\r\n    <div class=\"trust-label\">\r\n        Most Trusted Carriers\r\n    <\/div>\r\n\r\n    <div class=\"trust-scroll\">\r\n\r\n        <div class=\"trust-track\">\r\n\r\n            <span class=\"trust-logo\">Desjardins<\/span>\r\n            <span class=\"trust-logo\">Sun Life<\/span>\r\n            <span class=\"trust-logo\">Manulife<\/span>\r\n            <span class=\"trust-logo\">Canada Life<\/span>\r\n            <span class=\"trust-logo\">iA Financial<\/span>\r\n            <span class=\"trust-logo\">Beneva<\/span>\r\n            <span class=\"trust-logo\">Equitable Life<\/span>\r\n            <span class=\"trust-logo\">Empire Life<\/span>\r\n\r\n            <!-- Duplicate for seamless loop -->\r\n\r\n            <span class=\"trust-logo\">Desjardins<\/span>\r\n            <span class=\"trust-logo\">Sun Life<\/span>\r\n            <span class=\"trust-logo\">Manulife<\/span>\r\n            <span class=\"trust-logo\">Canada Life<\/span>\r\n            <span class=\"trust-logo\">iA Financial<\/span>\r\n            <span class=\"trust-logo\">Beneva<\/span>\r\n            <span class=\"trust-logo\">Equitable Life<\/span>\r\n            <span class=\"trust-logo\">Empire Life<\/span>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n\r\n.trust-bar {\r\n    background: #F7F7FB;\r\n    border-top: 1px solid rgba(50,46,127,0.08);\r\n    border-bottom: 1px solid rgba(50,46,127,0.08);\r\n\r\n    display: flex;\r\n    align-items: center;\r\n    gap: 30px;\r\n\r\n    padding: 18px 120px;\r\n    overflow: hidden;\r\n}\r\n\r\n.trust-label {\r\n    font-size: 18px;\r\n    text-transform: uppercase;\r\n    letter-spacing: 0.12em;\r\n    color: #8F8AA8;\r\n    font-weight: 600;\r\n    white-space: nowrap;\r\n    flex-shrink: 0;\r\n}\r\n\r\n.trust-scroll {\r\n    flex: 1;\r\n    overflow: hidden;\r\n    position: relative;\r\n}\r\n\r\n.trust-track {\r\n    display: flex;\r\n    align-items: center;\r\n    gap: 40px;\r\n    width: max-content;\r\n\r\n    animation: trustTicker 35s linear infinite;\r\n}\r\n\r\n.trust-logo {\r\n    font-size: 20px;\r\n    font-weight: 600;\r\n    color: #9A96B3;\r\n    font-family: 'Sora', sans-serif;\r\n    white-space: nowrap;\r\n}\r\n\r\n@keyframes trustTicker {\r\n    from {\r\n        transform: translateX(0);\r\n    }\r\n\r\n    to {\r\n        transform: translateX(-50%);\r\n    }\r\n}\r\n\r\n\/* Pause on hover *\/\r\n.trust-track:hover {\r\n    animation-play-state: paused;\r\n}\r\n\r\n\/* Mobile *\/\r\n@media (max-width: 767px) {\r\n\r\n    .trust-bar {\r\n        flex-direction: column;\r\n        justify-content: center;\r\n        text-align: center;\r\n\r\n        padding: 18px 20px;\r\n        gap: 12px;\r\n    }\r\n\r\n    .trust-label {\r\n        width: 100%;\r\n        font-size: 10px;\r\n        letter-spacing: 0.08em;\r\n    }\r\n\r\n    .trust-scroll {\r\n        width: 100%;\r\n    }\r\n\r\n    .trust-track {\r\n        gap: 20px;\r\n        animation-duration: 25s;\r\n    }\r\n\r\n    .trust-logo {\r\n        font-size: 12px;\r\n    }\r\n}\r\n\r\n\/* Tablet *\/\r\n@media (min-width: 768px) and (max-width: 1024px) {\r\n\r\n    .trust-bar {\r\n        padding: 20px 40px;\r\n        gap: 20px;\r\n    }\r\n\r\n    .trust-label {\r\n        font-size: 14px;\r\n    }\r\n\r\n    .trust-track {\r\n        gap: 30px;\r\n    }\r\n\r\n    .trust-logo {\r\n        font-size: 16px;\r\n    }\r\n}\r\n\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d34575f e-grid e-con-full elementor-hidden-mobile wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"d34575f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73476c3 elementor-widget elementor-widget-html\" data-id=\"73476c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"\r\n    text-align:center;\r\n    padding:20px;\r\n    font-family:'Sora',sans-serif;\r\n\">\r\n\r\n    <div style=\"\r\n        font-size:25px;\r\n        font-weight:700;\r\n        line-height:1;\r\n        background:linear-gradient(135deg,#322E7F 0%,#6C337D 50%,#FF6352 100%);\r\n        -webkit-background-clip:text;\r\n        -webkit-text-fill-color:transparent;\r\n        display:inline-block;\r\n        margin-bottom:18px;\r\n    \">\r\n        $1,800+\r\n    <\/div>\r\n\r\n    <div style=\"\r\n        font-size:16px;\r\n        line-height:1.5;\r\n        color:#8D8AAE;\r\n        font-weight:400;\r\n    \">\r\n       avg. annual overpayment<br> per employee\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2b7e86 elementor-widget elementor-widget-html\" data-id=\"d2b7e86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"\r\n    text-align:center;\r\n    padding:20px;\r\n    font-family:'Sora',sans-serif;\r\n\">\r\n\r\n    <div style=\"\r\n        font-size:25px;\r\n        font-weight:700;\r\n        line-height:1;\r\n        background:linear-gradient(135deg,#322E7F 0%,#6C337D 50%,#FF6352 100%);\r\n        -webkit-background-clip:text;\r\n        -webkit-text-fill-color:transparent;\r\n        display:inline-block;\r\n        margin-bottom:18px;\r\n    \">\r\n       68%\r\n    <\/div>\r\n\r\n    <div style=\"\r\n        font-size:16px;\r\n        line-height:1.5;\r\n        color:#8D8AAE;\r\n        font-weight:400;\r\n    \">of companies haven't<br> benchmarked in 3+ years\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5420c36 elementor-widget elementor-widget-html\" data-id=\"5420c36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"\r\n    text-align:center;\r\n    padding:20px;\r\n    font-family:'Sora',sans-serif;\r\n\">\r\n\r\n    <div style=\"\r\n        font-size:25px;\r\n        font-weight:700;\r\n        line-height:1;\r\n        background:linear-gradient(135deg,#322E7F 0%,#6C337D 50%,#FF6352 100%);\r\n        -webkit-background-clip:text;\r\n        -webkit-text-fill-color:transparent;\r\n        display:inline-block;\r\n        margin-bottom:18px;\r\n    \">\r\n        3 min\r\n    <\/div>\r\n\r\n    <div style=\"\r\n        font-size:16px;\r\n        line-height:1.5;\r\n        color:#8D8AAE;\r\n        font-weight:400;\r\n    \">\r\n     to receive your<br> GroupIQ Score\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cd33317 e-grid e-con-full elementor-hidden-desktop elementor-hidden-tablet wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"cd33317\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a4fb0c0 elementor-widget elementor-widget-html\" data-id=\"a4fb0c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"\r\n    text-align:center;\r\n    padding:20px;\r\n    font-family:'Sora',sans-serif;\r\n\">\r\n\r\n    <div style=\"\r\n        font-size:25px;\r\n        font-weight:700;\r\n        line-height:1;\r\n        background:linear-gradient(135deg,#322E7F 0%,#6C337D 50%,#FF6352 100%);\r\n        -webkit-background-clip:text;\r\n        -webkit-text-fill-color:transparent;\r\n        display:inline-block;\r\n        margin-bottom:18px;\r\n    \">\r\n        $1,800+\r\n    <\/div>\r\n\r\n    <div style=\"\r\n        font-size:16px;\r\n        line-height:1.5;\r\n        color:#8D8AAE;\r\n        font-weight:400;\r\n    \">\r\n        avg. annual overpayment<br>\r\n        per employee\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbfda60 elementor-widget elementor-widget-html\" data-id=\"dbfda60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"\r\n    text-align:center;\r\n    padding:20px;\r\n    font-family:'Sora',sans-serif;\r\n\">\r\n\r\n    <div style=\"\r\n        font-size:25px;\r\n        font-weight:700;\r\n        line-height:1;\r\n        background:linear-gradient(135deg,#322E7F 0%,#6C337D 50%,#FF6352 100%);\r\n        -webkit-background-clip:text;\r\n        -webkit-text-fill-color:transparent;\r\n        display:inline-block;\r\n        margin-bottom:18px;\r\n    \">\r\n       68%\r\n    <\/div>\r\n\r\n    <div style=\"\r\n        font-size:16px;\r\n        line-height:1.5;\r\n        color:#8D8AAE;\r\n        font-weight:400;\r\n    \">of companies haven't<br>\r\n        benchmarked in 3+ years\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b17662 elementor-widget elementor-widget-html\" data-id=\"6b17662\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"\r\n    text-align:center;\r\n    padding:20px;\r\n    font-family:'Sora',sans-serif;\r\n\">\r\n\r\n    <div style=\"\r\n        font-size:25px;\r\n        font-weight:700;\r\n        line-height:1;\r\n        background:linear-gradient(135deg,#322E7F 0%,#6C337D 50%,#FF6352 100%);\r\n        -webkit-background-clip:text;\r\n        -webkit-text-fill-color:transparent;\r\n        display:inline-block;\r\n        margin-bottom:18px;\r\n    \">\r\n        3 min\r\n    <\/div>\r\n\r\n    <div style=\"\r\n        font-size:16px;\r\n        line-height:1.5;\r\n        color:#8D8AAE;\r\n        font-weight:400;\r\n    \">\r\n        to receive your<br>\r\n      GroupIQ Score\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9526d6e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"9526d6e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-386d6cf elementor-widget elementor-widget-heading\" data-id=\"386d6cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">GroupIQ Assessment<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b148a18 elementor-widget elementor-widget-heading\" data-id=\"b148a18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get your plan score<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39991e2 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"39991e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Answer 5 quick questions and receive your personalized GroupIQ Score \u2014 benchmarked against companies your size.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03cb875 elementor-widget elementor-widget-html\" data-id=\"03cb875\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div id=\"mg-disclosure-assessment\" class=\"mg-warning-box\">\r\n\r\n  <!-- TRIGGER HEADER -->\r\n  <button class=\"mg-warning-box__trigger\" onclick=\"this.parentElement.classList.toggle('open')\">\r\n    <div class=\"mg-warning-box__title\">\r\n      <span class=\"c-red\">Important:<\/span> \r\n      <span class=\"c-white\">Regulatory Disclaimer<\/span>\r\n    <\/div>\r\n    <div class=\"mg-warning-box__icon\">\r\n      <svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg>\r\n    <\/div>\r\n  <\/button>\r\n\r\n  <!-- CONTENT PANEL -->\r\n  <div class=\"mg-warning-box__content\">\r\n    <div class=\"mg-warning-box__inner\">\r\n      <div class=\"mg-warning-text-inner\">\r\n        <p>\r\n          This assessment is for informational and educational purposes only. The GroupIQ Score is a \r\n          benchmarking tool and does not constitute a professional insurance audit, risk assessment, \r\n          or personalized advice. Results should be reviewed with a qualified, licensed insurance \r\n          professional before making any changes to your benefits plan. MyGroupIQ is not responsible \r\n          for decisions made based on assessment results without independent professional consultation. \r\n          By proceeding you acknowledge these terms.\r\n        <\/p>\r\n        <br>\r\n          <p>\r\n          Results shown are from composite scenarios and individual client experiences. \r\n          They are not guarantees of future outcomes. Actual results depend on individual \r\n          plan characteristics and circumstances.\r\n        <\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9a966b elementor-widget elementor-widget-html\" data-id=\"f9a966b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"grouiq-assessment-wrap\" id=\"assess\">\r\n  <style>\r\n    .grouiq-assessment-wrap {\r\n      font-family: 'DM Sans', sans-serif;\r\n      margin: 0 auto;\r\n      color: #111;\r\n      width: 100%;\r\n      max-width: 100%;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .assessment-card {\r\n      background: #F7F7FB;\r\n      border: 1px solid #eaeae4;\r\n      border-radius: 14px;\r\n      padding: 28px;\r\n      position: relative;\r\n      width: 100%;\r\n      box-sizing: border-box;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .progress-bar {\r\n      background: #e0e0d8;\r\n      border-radius: 4px;\r\n      height: 5px;\r\n      margin-bottom: 22px;\r\n      overflow: hidden;\r\n      display: none;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .progress-fill {\r\n      height: 100%;\r\n      background: linear-gradient(135deg, #322E7F, #6C337D, #FF6352);\r\n      border-radius: 4px;\r\n      transition: width 0.4s ease;\r\n      width: 0%;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .error-banner {\r\n      background-color: #fff5f5;\r\n      border: 1px solid #ffccd0;\r\n      border-radius: 8px;\r\n      padding: 12px 16px;\r\n      color: #c92a2a;\r\n      font-size: 13px;\r\n      margin-bottom: 18px;\r\n      display: none;\r\n      text-align: left;\r\n      line-height: 1.5;\r\n    }\r\n\r\n    \/* Expanding Warning & Disclosure Accordion System *\/\r\n    .grouiq-assessment-wrap .mg-warning-box {\r\n      border: 1px solid #eaeae4;\r\n      border-radius: 8px;\r\n      margin-bottom: 20px;\r\n      overflow: hidden;\r\n      background: #fff;\r\n      text-align: left;\r\n      width: 100%;\r\n      box-sizing: border-box;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-box__trigger {\r\n      width: 100%;\r\n      background: #322E7F;\r\n      border: none;\r\n      padding: 14px 18px;\r\n      display: flex;\r\n      justify-content: space-between;\r\n      align-items: center;\r\n      cursor: pointer;\r\n      font-family: 'DM Sans', sans-serif;\r\n      text-align: left;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-box__title {\r\n      font-size: 13px;\r\n      font-weight: 600;\r\n      letter-spacing: 0.3px;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-box__title .c-red {\r\n      color: #ff8787;\r\n      margin-right: 5px;\r\n      text-transform: uppercase;\r\n      font-size: 11px;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-box__title .c-white {\r\n      color: #ffffff;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-box__icon {\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-box__icon svg {\r\n      width: 20px;\r\n      height: 20px;\r\n      fill: #ffffff;\r\n      transition: transform 0.25s ease;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-box.open .mg-warning-box__icon svg {\r\n      transform: rotate(180deg);\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-box__content {\r\n      max-height: 0;\r\n      overflow: hidden;\r\n      transition: max-height 0.3s ease-out;\r\n      background-color: #fafafc;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-box.open .mg-warning-box__content {\r\n      max-height: 2000px;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-box__inner {\r\n      padding: 18px;\r\n      border-top: 1px solid #eaeae4;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-text-inner {\r\n      font-size: 12px;\r\n      line-height: 1.6;\r\n      color: #444444;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-text-inner p {\r\n      margin: 0 0 12px 0;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-text-inner p:last-child {\r\n      margin-bottom: 0;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .mg-warning-text-inner strong {\r\n      color: #111111;\r\n    }\r\n\r\n    \/* Intro View Styling *\/\r\n    .grouiq-assessment-wrap .intro-view {\r\n      display: block;\r\n      text-align: left;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .intro-list {\r\n      list-style: none;\r\n      padding: 0;\r\n      margin: 0 0 24px 0;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .intro-item {\r\n      display: flex;\r\n      align-items: flex-start;\r\n      gap: 12px;\r\n      font-size: 15px;\r\n      line-height: 1.5;\r\n      margin-bottom: 14px;\r\n      color: #222;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .intro-item svg {\r\n      width: 20px;\r\n      height: 20px;\r\n      flex-shrink: 0;\r\n      margin-top: 2px;\r\n      fill: #322E7F;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .intro-btn {\r\n      background: linear-gradient(135deg, #322E7F, #6C337D, #FF6352);\r\n      color: #fff;\r\n      border: none;\r\n      border-radius: 8px;\r\n      padding: 14px 28px;\r\n      font-size: 16px;\r\n      font-weight: 500;\r\n      cursor: pointer;\r\n      width: 100%;\r\n      font-family: 'DM Sans', sans-serif;\r\n      margin-bottom: 12px;\r\n      transition: opacity 0.2s;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .intro-btn:hover {\r\n      opacity: 0.95;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .intro-btn:disabled {\r\n      opacity: 0.6;\r\n      cursor: not-allowed;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .intro-footer {\r\n      display: flex;\r\n      justify-content: center;\r\n      gap: 16px;\r\n      font-size: 12px;\r\n      color: #777;\r\n      text-align: center;\r\n      flex-wrap: wrap;\r\n    }\r\n\r\n    \/* Form Gate View Styling *\/\r\n    .grouiq-assessment-wrap .form-gate-view {\r\n      display: none;\r\n      text-align: left;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .form-group {\r\n      margin-bottom: 14px;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .form-group label {\r\n      display: block;\r\n      font-size: 12px;\r\n      font-weight: 500;\r\n      margin-bottom: 5px;\r\n      color: #444;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .form-group input {\r\n      width: 100%;\r\n      padding: 10px 14px;\r\n      border: 1px solid #eaeae4;\r\n      border-radius: 6px;\r\n      font-size: 14px;\r\n      font-family: 'DM Sans', sans-serif;\r\n      box-sizing: border-box;\r\n      background: #fff;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .form-group input:focus {\r\n      outline: none;\r\n      border-color: #322E7F;\r\n    }\r\n\r\n    \/* Question UI Elements *\/\r\n    .grouiq-assessment-wrap .q-view {\r\n      display: none;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .q-counter {\r\n      font-size: 11px;\r\n      color: #999;\r\n      margin-bottom: 8px;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .q-text {\r\n      font-family: 'Sora', sans-serif;\r\n      font-size: 17px;\r\n      font-weight: 500;\r\n      color: #111;\r\n      margin-bottom: 20px;\r\n      line-height: 1.4;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .q-options {\r\n      display: grid;\r\n      grid-template-columns: 1fr 1fr;\r\n      gap: 9px;\r\n      margin-bottom: 18px;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .q-option {\r\n      background: #fff;\r\n      border: 1px solid #322E7F;\r\n      border-radius: 9px;\r\n      padding: 11px 16px;\r\n      font-size: 13px;\r\n      color: #333;\r\n      cursor: pointer;\r\n      text-align: left;\r\n      font-family: 'DM Sans', sans-serif;\r\n      transition: all 0.15s;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .q-option:hover {\r\n      background: #f4f2ff;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .q-option.selected {\r\n      border-color: #322E7F;\r\n      background: #322E7F;\r\n      color: #fff;\r\n      font-weight: 500;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .q-nav {\r\n      display: flex;\r\n      justify-content: space-between;\r\n      align-items: center;\r\n      gap: 16px;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .q-step {\r\n      font-size: 12px;\r\n      color: #aaa;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .q-next {\r\n      background: linear-gradient(135deg, #322E7F, #6C337D, #FF6352);\r\n      color: #fff;\r\n      border: none;\r\n      border-radius: 8px;\r\n      padding: 9px 20px;\r\n      font-size: 13px;\r\n      font-weight: 500;\r\n      cursor: pointer;\r\n      font-family: 'DM Sans', sans-serif;\r\n    }\r\n\r\n    \/* Score Reveal Screen *\/\r\n    .grouiq-assessment-wrap .score-reveal {\r\n      display: none;\r\n      text-align: center;\r\n      padding: 8px 0;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .score-circle {\r\n      width: 108px;\r\n      height: 108px;\r\n      border-radius: 50%;\r\n      background: linear-gradient(135deg, #322E7F, #6C337D, #FF6352);\r\n      display: flex;\r\n      flex-direction: column;\r\n      align-items: center;\r\n      justify-content: center;\r\n      margin: 0 auto 18px;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .score-num {\r\n      font-family: 'Sora', sans-serif;\r\n      font-size: 32px;\r\n      font-weight: 600;\r\n      color: #fff;\r\n      line-height: 1;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .score-lbl {\r\n      font-size: 11px;\r\n      color: #fff;\r\n      font-weight: 500;\r\n      margin-top: 2px;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .score-msg {\r\n      font-family: 'Sora', sans-serif;\r\n      font-size: 18px;\r\n      font-weight: 500;\r\n      color: #111;\r\n      margin-bottom: 10px;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .score-sub {\r\n      font-size: 13px;\r\n      color: #777;\r\n      margin-bottom: 16px;\r\n      line-height: 1.6;\r\n      width: 100%;\r\n      max-width: 100%;\r\n      margin-left: auto;\r\n      margin-right: auto;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .savings-box {\r\n      font-family: 'Sora', sans-serif;\r\n      font-size: 15px;\r\n      font-weight: 600;\r\n      color: #322E7F;\r\n      margin-bottom: 22px;\r\n      line-height: 1.5;\r\n      background: #f4f2ff;\r\n      padding: 12px;\r\n      border-radius: 8px;\r\n      border: 1px solid #e1dbff;\r\n      width: 100%;\r\n      box-sizing: border-box;\r\n    }\r\n\r\n    .grouiq-assessment-wrap .score-cta {\r\n      background: linear-gradient(135deg, #322E7F, #6C337D, #FF6352);\r\n      color: #fff;\r\n      border: none;\r\n      border-radius: 9px;\r\n      padding: 13px 28px;\r\n      font-size: 14px;\r\n      font-weight: 500;\r\n      cursor: pointer;\r\n      width: 100%;\r\n      max-width: 420px;\r\n      font-family: 'DM Sans', sans-serif;\r\n      text-decoration: none;\r\n      display: inline-block;\r\n      margin-bottom: 24px;\r\n    }\r\n\r\n    @media (max-width: 767px) {\r\n      .grouiq-assessment-wrap .assessment-card {\r\n        padding: 20px;\r\n      }\r\n\r\n      .grouiq-assessment-wrap .q-options {\r\n        grid-template-columns: 1fr;\r\n      }\r\n\r\n      .grouiq-assessment-wrap .q-nav {\r\n        flex-direction: column;\r\n        align-items: stretch;\r\n      }\r\n\r\n      .grouiq-assessment-wrap .q-next {\r\n        width: 100%;\r\n      }\r\n    }\r\n  <\/style>\r\n\r\n \r\n\r\n  <div class=\"assessment-card\">\r\n    <div class=\"progress-bar\" id=\"grouiq-prog-bar\">\r\n      <div class=\"progress-fill\" id=\"grouiq-prog\"><\/div>\r\n    <\/div>\r\n\r\n    <div class=\"error-banner\" id=\"grouiq-error-banner\"><\/div>\r\n\r\n    <div class=\"intro-view\" id=\"grouiq-intro-view\">\r\n      <ul class=\"intro-list\">\r\n        <li class=\"intro-item\">\r\n          <svg viewBox=\"0 0 24 24\"><path d=\"M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z\"\/><\/svg>\r\n          <span>For companies with 100+ employees<\/span>\r\n        <\/li>\r\n        <li class=\"intro-item\">\r\n          <svg viewBox=\"0 0 24 24\"><path d=\"M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z\"\/><\/svg>\r\n          <span>Find out in 3 minutes if you're overpaying for group benefits<\/span>\r\n        <\/li>\r\n        <li class=\"intro-item\">\r\n          <svg viewBox=\"0 0 24 24\"><path d=\"M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z\"\/><\/svg>\r\n          <span>Get your GroupIQ Score \u2013 a free, instant benchmark showing how your current plan compares to companies your size across Canada and North America.<\/span>\r\n        <\/li>\r\n      <\/ul>\r\n      <button class=\"intro-btn\" type=\"button\" id=\"grouiq-start-btn\">Assess my plan - it's free \u2192<\/button>\r\n      <div class=\"intro-footer\">\r\n        <span>No obligation<\/span>\r\n        <span>\u2022<\/span>\r\n        <span>No sales pitch<\/span>\r\n        <span>\u2022<\/span>\r\n        <span>Results in under 3 minutes<\/span>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"q-view\" id=\"grouiq-q-view\">\r\n      <div class=\"q-counter\" id=\"grouiq-q-counter\"><\/div>\r\n      <div class=\"q-text\" id=\"grouiq-q-text\"><\/div>\r\n      <div class=\"q-options\" id=\"grouiq-q-opts\"><\/div>\r\n      <div class=\"q-nav\">\r\n        <span class=\"q-step\" id=\"grouiq-q-step\"><\/span>\r\n        <button class=\"q-next\" type=\"button\" id=\"grouiq-next-btn\"><\/button>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"form-gate-view\" id=\"grouiq-gate-view\">\r\n      <div class=\"q-text\" id=\"grouiq-gate-title\">Complete your profile to release your custom GroupIQ Score benchmark:<\/div>\r\n      <form id=\"grouiq-lead-form\">\r\n        <div class=\"form-group\">\r\n          <label for=\"giq-company\">Company Name *<\/label>\r\n          <input type=\"text\" id=\"giq-company\" required>\r\n        <\/div>\r\n        <div class=\"form-group\">\r\n          <label for=\"giq-title\">Title *<\/label>\r\n          <input type=\"text\" id=\"giq-title\" required>\r\n        <\/div>\r\n        <div class=\"form-group\">\r\n          <label for=\"giq-name\">First & Last Name *<\/label>\r\n          <input type=\"text\" id=\"giq-name\" required>\r\n        <\/div>\r\n        <div class=\"form-group\">\r\n          <label for=\"giq-email\">Business Email *<\/label>\r\n          <input type=\"email\" id=\"giq-email\" required>\r\n        <\/div>\r\n        <div class=\"form-group\">\r\n          <label for=\"giq-tel\">Tel *<\/label>\r\n          <input type=\"tel\" id=\"giq-tel\" required>\r\n        <\/div>\r\n        <button class=\"intro-btn\" id=\"grouiq-submit-btn\" style=\"margin-top:10px;\" type=\"submit\">See My Score & Benchmarks \u2192<\/button>\r\n      <\/form>\r\n    <\/div>\r\n\r\n    <div class=\"score-reveal\" id=\"grouiq-score-view\">\r\n      <div class=\"score-circle\">\r\n        <span class=\"score-num\" id=\"grouiq-final-score-num\">--<\/span>\r\n        <span class=\"score-lbl\" id=\"grouiq-score-lbl\"><\/span>\r\n      <\/div>\r\n      <div class=\"score-msg\" id=\"grouiq-score-msg\"><\/div>\r\n      <p class=\"score-sub\" id=\"grouiq-score-sub\"><\/p>\r\n        \r\n      <div class=\"savings-box\" id=\"grouiq-savings-display\"><\/div>\r\n\r\n      <a class=\"score-cta\" href=\"https:\/\/calendly.com\/jack-empowerdigitaldata\/60min\" target=\"_blank\" id=\"grouiq-score-cta\"><\/a>\r\n        \r\n      <div class=\"mg-warning-box\" style=\"margin-top: 20px;\">\r\n        <button class=\"mg-warning-box__trigger\" type=\"button\" onclick=\"this.parentElement.classList.toggle('open')\">\r\n          <div class=\"mg-warning-box__title\">\r\n            <span class=\"c-red\">Important:<\/span> \r\n            <span class=\"c-white\">Compliance, Licensing &amp; Regulatory Disclaimers<\/span>\r\n          <\/div>\r\n          <div class=\"mg-warning-box__icon\">\r\n            <svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg>\r\n          <\/div>\r\n        <\/button>\r\n        <div class=\"mg-warning-box__content\">\r\n          <div class=\"mg-warning-box__inner\">\r\n            <div class=\"mg-warning-text-inner\">\r\n              <p>This document is for informational and educational purposes only. The GroupIQ Score is a benchmarking tool and does not constitute a professional insurance audit, risk assessment, or personalized advice. Results should be reviewed with a qualified, licensed insurance professional before making any changes to your benefits plan. MyGroupIQ is not responsible for decisions made based on assessment results without independent professional consultation. By proceeding you acknowledge these terms.<\/p>\r\n              <p><strong>Insurance Act Disclaimer (Federally):<\/strong> MyGroupIQ provides educational information and benchmarking analysis. This is not insurance advice. Implementation of any strategy requires a licensed insurance broker in your province.<\/p>\r\n              <p><strong>Ontario (FSRA):<\/strong> MyGroupIQ is not a licensed insurance broker under the Insurance Act (Ontario). All recommendations must be implemented through a broker licensed with the Financial Services Regulatory Authority of Ontario (FSRA).<\/p>\r\n              <p><strong>Quebec (AMF):<\/strong> MyGroupIQ n'est pas un courtier d'assurance agr\u00e9\u00e9 au Qu\u00e9bec. Toutes les recommandations doivent \u00eatre impl\u00e9ment\u00e9es par un courtier agr\u00e9\u00e9 par l'Autorit\u00e9 des march\u00e9s financiers (AMF).<\/p>\r\n              <p><strong>Privacy (PIPEDA + Prov. PR):<\/strong> Personal information collected through this platform is processed in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and Quebec's Act respecting the protection of personal information in the private sector (Law 25). For our full Privacy Policy, visit mygroupiq.com\/privacy<\/p>\r\n              <p><strong>CASL:<\/strong> Commercial electronic messages from MyGroupIQ are sent in compliance with Canada's Anti-Spam Legislation. To unsubscribe, contact settings@mygroupiq.com | [Physical Address] | [Phone Number]<\/p>\r\n              <p><strong>Licensing Disclosure:<\/strong> MyGroupIQ advisors and\/or partners are licensed as follows: [AGENT NAME] - Licence # [NUMBER] - [PROVINCE] | [AGENT NAME] - Licence # [NUMBER] - [PROVINCE], supervised by [SUPERVISOR\/MGA] registered with FSRA and AMF<\/p>\r\n              <p><strong>Conflict of Interest:<\/strong> MyGroupIQ may receive compensation when assessments result in professional engagements. This does not influence the objectivity of our tools or educational content.<\/p>\r\n              <p><strong>Limitation of Liability:<\/strong> MyGroupIQ provides assessment tools on an \"as is\" basis. To the fullest extent permitted by law, MyGroupIQ disclaims all warranties and shall not be liable for indirect, incidental, or consequential damages arising from use of this platform.<\/p>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <script>\r\n    (function () {\r\n      function initApp() {\r\n        \/\/ Find the absolute container scoped around this script block instantly\r\n        const ctx = document.currentScript ? document.currentScript.closest('.grouiq-assessment-wrap') : document.getElementById('assess');\r\n        if (!ctx) return;\r\n\r\n        \/\/ Extra guard flag to prevent multiple execution setups\r\n        if (ctx.getAttribute('data-ready') === 'true') return;\r\n        ctx.setAttribute('data-ready', 'true');\r\n\r\n        \/\/ Dynamically map accordion triggers inside our scoped block\r\n        const accordions = ctx.querySelectorAll('.mg-warning-box__trigger');\r\n        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text: 'How many employees does your company currently have?', opts: ['100-249', '250-499', '500-999', '1,000+'] },\r\n              { id: 'q2', text: 'When did you last formally benchmark your group benefits plan?', opts: ['Within the last year', '1-2 years ago', '3+ years ago', 'Never reviewed'] },\r\n              { id: 'q3', text: 'What is your current plan structure?', opts: ['Fully insured', 'Self-funded \/ ASO', 'Not sure', 'Combination'] },\r\n              { id: 'q4', text: 'What is your biggest group benefit concern right now?', opts: ['Rising costs', 'Employee satisfaction', 'Renewal complexity', 'Carrier performance'] },\r\n              { id: 'q5', text: 'Has your organization compared your plan against market benchmarks in the last 24 months?', opts: ['Yes, formally', 'Informally only', 'No', 'Planning to soon'] },\r\n              { id: 'q6', text: 'What is your approximate annual benefits spend per employee?', opts: ['Under $3,000 per employee per year', '$3,000 to $5,000 per employee per year', '$5,000 to $8,000 per employee per year', 'Over $8,000 per employee per year', \"I don't know\"] },\r\n              { id: 'q7', text: 'How does your current renewal increase compare to what your broker told you to expect?', opts: ['It came in lower than expected', 'It matched expectations', 'It came in higher than expected', 'We have not received our renewal yet', \"I don't know what to expect\"] },\r\n              { id: 'q8', text: 'Does your current plan include a self-funded or ASO component for any benefit category?', opts: ['Yes, for most categories', 'Yes, for some categories (dental or health only)', 'No, it is fully insured', 'I am not sure'] },\r\n              { id: 'q9', text: 'When did your company last conduct a formal Request for Proposal (RFP) or carrier market evaluation?', opts: ['Within the last 12 months', '1 to 3 years ago', 'More than 3 years ago', 'We have never formally evaluated other carriers', \"I don't know\"] },\r\n              { id: 'q10', text: 'How satisfied are your employees with your current benefits plan?', opts: ['Very satisfied - we receive strong positive feedback', 'Somewhat satisfied - occasional complaints but generally positive', 'Neutral - employees rarely comment either way', 'Dissatisfied - we hear regular complaints about coverage gaps', 'We have never formally measured employee satisfaction with benefits'] }\r\n            ]\r\n          }\r\n        };\r\n\r\n        const t = translations[lang] || translations.en;\r\n\r\n        let current = 0;\r\n        let userAnswers = {};\r\n        let selectedIdx = null;\r\n\r\n        \/\/ Scoped View & Component Lookups\r\n        const introView = ctx.querySelector('#grouiq-intro-view');\r\n        const startBtn = ctx.querySelector('#grouiq-start-btn');\r\n        const progBar = ctx.querySelector('#grouiq-prog-bar');\r\n        const qView = ctx.querySelector('#grouiq-q-view');\r\n        const gateView = ctx.querySelector('#grouiq-gate-view');\r\n        const leadForm = ctx.querySelector('#grouiq-lead-form');\r\n        const submitBtn = ctx.querySelector('#grouiq-submit-btn');\r\n        const scoreView = ctx.querySelector('#grouiq-score-view');\r\n        const errorBanner = ctx.querySelector('#grouiq-error-banner');\r\n\r\n        const qCounter = ctx.querySelector('#grouiq-q-counter');\r\n        const qStep = ctx.querySelector('#grouiq-q-step');\r\n        const qText = ctx.querySelector('#grouiq-q-text');\r\n        const qOpts = ctx.querySelector('#grouiq-q-opts');\r\n        const prog = ctx.querySelector('#grouiq-prog');\r\n        const nextBtn = ctx.querySelector('#grouiq-next-btn');\r\n\r\n        const labelScore = ctx.querySelector('#grouiq-score-lbl');\r\n        if (labelScore) labelScore.textContent = t.labels.groupiq;\r\n\r\n        const ctaScore = ctx.querySelector('#grouiq-score-cta');\r\n        if (ctaScore) ctaScore.textContent = t.labels.scoreCta;\r\n\r\n        if (nextBtn) nextBtn.textContent = t.labels.next;\r\n\r\n        function hideError() {\r\n          if (errorBanner) {\r\n            errorBanner.style.display = 'none';\r\n            errorBanner.textContent = '';\r\n          }\r\n        }\r\n\r\n        function showError(message) {\r\n          if (errorBanner) {\r\n            errorBanner.textContent = message;\r\n            errorBanner.style.display = 'block';\r\n            errorBanner.scrollIntoView({ behavior: 'smooth', block: 'nearest' });\r\n          }\r\n        }\r\n\r\n        if (startBtn) {\r\n          startBtn.onclick = function (e) {\r\n            if (e) e.preventDefault();\r\n            hideError();\r\n            if (introView) introView.style.display = 'none';\r\n            if (progBar) progBar.style.display = 'block';\r\n            if (qView) qView.style.display = 'block';\r\n            renderQuestion();\r\n          };\r\n        }\r\n\r\n        function renderQuestion() {\r\n          if (!t.questions[current]) return;\r\n          const q = t.questions[current];\r\n          if (qCounter) qCounter.textContent = `${t.labels.question} ${current + 1} ${t.labels.of} ${t.questions.length}`;\r\n          if (qStep) qStep.textContent = `${t.labels.step} ${current + 1} ${t.labels.of} ${t.questions.length}`;\r\n          if (qText) qText.textContent = q.text;\r\n\r\n          if (prog) prog.style.width = ((current \/ t.questions.length) * 100) + '%';\r\n          \r\n          if (qOpts) {\r\n            qOpts.innerHTML = '';\r\n            selectedIdx = null;\r\n\r\n            q.opts.forEach((option, idx) => {\r\n              const btn = document.createElement('button');\r\n              btn.type = 'button';\r\n              btn.className = 'q-option';\r\n              btn.textContent = option;\r\n\r\n              btn.onclick = function (e) {\r\n                if (e) e.preventDefault();\r\n                qOpts.querySelectorAll('.q-option').forEach(b => b.classList.remove('selected'));\r\n                this.classList.add('selected');\r\n                selectedIdx = idx;\r\n              };\r\n              qOpts.appendChild(btn);\r\n            });\r\n          }\r\n        }\r\n\r\n        if (nextBtn) {\r\n          nextBtn.onclick = function (e) {\r\n            if (e) e.preventDefault();\r\n            hideError();\r\n            if (selectedIdx === null) {\r\n              if (qOpts) {\r\n                const first = qOpts.querySelector('.q-option');\r\n                if (first) {\r\n                  first.click();\r\n                  return;\r\n                }\r\n              }\r\n              return;\r\n            }\r\n\r\n            userAnswers[t.questions[current].id] = selectedIdx;\r\n            current++;\r\n\r\n            if (current >= t.questions.length) {\r\n              if (qView) qView.style.display = 'none';\r\n              if (progBar) progBar.style.display = 'none';\r\n              if (gateView) gateView.style.display = 'block';\r\n            } else {\r\n              renderQuestion();\r\n            }\r\n          };\r\n        }\r\n\r\n        if (leadForm) {\r\n          leadForm.onsubmit = function (e) {\r\n            e.preventDefault();\r\n            hideError();\r\n            \r\n            if (submitBtn) {\r\n              submitBtn.disabled = true;\r\n              submitBtn.textContent = \"Calculating your profile data...\";\r\n            }\r\n\r\n            const payload = {\r\n              answers: userAnswers,\r\n              lead: {\r\n                company: ctx.querySelector('#giq-company')?.value || '',\r\n                title: ctx.querySelector('#giq-title')?.value || '',\r\n                name: ctx.querySelector('#giq-name')?.value || '',\r\n                email: ctx.querySelector('#giq-email')?.value || '',\r\n                tel: ctx.querySelector('#giq-tel')?.value || ''\r\n              }\r\n            };\r\n\r\n            fetch('grouiq\/grouiq-calc.php', {\r\n              method: 'POST',\r\n              headers: { 'Content-Type': 'application\/json' },\r\n              body: JSON.stringify(payload)\r\n            })\r\n            .then(res => {\r\n              if (!res.ok) throw new Error(\"Calculation server responded with an error status.\");\r\n              return res.json();\r\n            })\r\n            .then(data => {\r\n              if (data.success) {\r\n                const finalScoreNum = ctx.querySelector('#grouiq-final-score-num');\r\n                const scoreMsg = ctx.querySelector('#grouiq-score-msg');\r\n                const scoreSub = ctx.querySelector('#grouiq-score-sub');\r\n                const savingsDisplay = ctx.querySelector('#grouiq-savings-display');\r\n\r\n                if (finalScoreNum) finalScoreNum.textContent = data.score;\r\n                if (scoreMsg) scoreMsg.textContent = data.headline;\r\n                if (scoreSub) scoreSub.textContent = data.subMessage;\r\n                if (savingsDisplay) savingsDisplay.textContent = data.savingsDisplay;\r\n\r\n                if (gateView) gateView.style.display = 'none';\r\n                if (scoreView) scoreView.style.display = 'block';\r\n              } else {\r\n                showError(\"Something went wrong with the calculations: \" + (data.error || \"Unknown Error\"));\r\n                if (submitBtn) {\r\n                  submitBtn.disabled = false;\r\n                  submitBtn.textContent = \"See My Score & Benchmarks \u2192\";\r\n                }\r\n              }\r\n            })\r\n            .catch(err => {\r\n              console.error(err);\r\n              showError(\"Could not connect to the evaluation engine. Please confirm file paths.\");\r\n              if (submitBtn) {\r\n                submitBtn.disabled = false;\r\n                submitBtn.textContent = \"See My Score & Benchmarks \u2192\";\r\n              }\r\n            });\r\n          };\r\n        }\r\n      }\r\n\r\n      \/\/ Safe multi-tier environment fire triggers\r\n      if (document.readyState === 'interactive' || document.readyState === 'complete') {\r\n        initApp();\r\n      } else {\r\n        document.addEventListener('DOMContentLoaded', initApp);\r\n      }\r\n      window.addEventListener('load', initApp);\r\n      initApp(); \/\/ Instant evaluation check\r\n    })();\r\n  <\/script>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-862cdf2 elementor-widget elementor-widget-menu-anchor\" data-id=\"862cdf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"how_it_works\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f278814 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"f278814\" data-element_type=\"container\" data-e-type=\"container\" id=\"how-it-works\">\n\t\t<div class=\"elementor-element elementor-element-15ad7ee e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"15ad7ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8efe80 elementor-widget elementor-widget-heading\" data-id=\"c8efe80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How it works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e09fd22 elementor-widget elementor-widget-heading\" data-id=\"e09fd22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Three steps to smarter benefits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71a8f75 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"71a8f75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tNo commitment. Our licensed advisors review every<br> submission personally.\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-663e8c6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"663e8c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-abcb61e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"abcb61e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6850464 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6850464\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-944e9c2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"944e9c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c79b217 elementor-widget elementor-widget-heading\" data-id=\"c79b217\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"letter-spacing: normal\">Take the assessment<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1fe5c5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d1fe5c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t5 questions. Instant GroupIQ Score. No cost, no commitment.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4e2c67 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"a4e2c67\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-bb0aee8 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"bb0aee8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6e7c86 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e6e7c86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c69eff e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"2c69eff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3dc1202 elementor-widget elementor-widget-heading\" data-id=\"3dc1202\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"letter-spacing: normal\">\nUpload your renewal<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-712c7e2 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"712c7e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tOur licensed advisors review your current plan documents in <br>advance of your call.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-095171a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"095171a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2040cd0 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"2040cd0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77a202b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"77a202b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70cceb3 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"70cceb3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61e656a elementor-widget elementor-widget-heading\" data-id=\"61e656a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"letter-spacing: normal\">Get your findings<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dec7f59 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"dec7f59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>20 minutes. A licensed advisor walks through your specific<br \/>findings and options.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-361b519 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"361b519\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-092c9b3 elementor-widget elementor-widget-html\" data-id=\"092c9b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"how-right\">\r\n\r\n    <svg width=\"80\" height=\"92\" viewBox=\"0 0 80 100\" fill=\"none\" opacity=\"0.2\">\r\n        <circle cx=\"40\" cy=\"12\" r=\"12\" fill=\"#fff\"><\/circle>\r\n        <path d=\"M12 44 Q12 28 40 28 Q68 28 68 44 L68 78 Q68 96 52 96 L28 96 Q12 96 12 78 Z\" fill=\"#fff\"><\/path>\r\n    <\/svg>\r\n\r\n    <div class=\"how-img-label\">\r\n        \ud83d\udcf7 Photo: Advisor reviewing documents \u2014 professional, focused\r\n    <\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n.how-right {\r\n    width: 100%;\r\n    height: 100%;\r\n    min-height: 380px;\r\n\r\n    border-radius: 16px;\r\n    overflow: hidden;\r\n\r\n    background: linear-gradient(135deg, #322E7F 0%, #6C337D 55%, #FF6352 100%);\r\n\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n\r\n    position: relative;\r\n\r\n    \/* IMPORTANT for stretching inside flex\/grid layouts *\/\r\n    flex: 1 1 100%;\r\n    align-self: stretch;\r\n    min-width: 0;\r\n}\r\n\r\n\/* background pattern *\/\r\n.how-right::before {\r\n    content: '';\r\n    position: absolute;\r\n    inset: 0;\r\n    background-image: radial-gradient(rgba(255,255,255,0.08) 2px, transparent 2px);\r\n    background-size: 42px 42px;\r\n    z-index: 1;\r\n}\r\n\r\n\/* svg layer *\/\r\n.how-right svg {\r\n    position: relative;\r\n    z-index: 2;\r\n    max-width: 80%;\r\n    height: auto;\r\n}\r\n\r\n\/* label *\/\r\n.how-img-label {\r\n    position: absolute;\r\n    bottom: 12px;\r\n    left: 12px;\r\n\r\n    background: rgba(0,0,0,0.35);\r\n    color: rgba(255,255,255,0.85);\r\n\r\n    font-size: 10px;\r\n    line-height: 1.4;\r\n\r\n    padding: 6px 10px;\r\n    border-radius: 6px;\r\n\r\n    font-family: 'Inter', sans-serif;\r\n\r\n    z-index: 3;\r\n\r\n    max-width: calc(100% - 24px);\r\n    word-break: break-word;\r\n}\r\n\r\n\/* TABLET *\/\r\n@media (max-width: 992px) {\r\n    .how-right {\r\n        min-height: 240px;\r\n    }\r\n}\r\n\r\n\/* MOBILE *\/\r\n@media (max-width: 768px) {\r\n    .how-right {\r\n        min-height: 220px;\r\n        border-radius: 14px;\r\n    }\r\n\r\n    .how-img-label {\r\n        font-size: 9.5px;\r\n        bottom: 10px;\r\n        left: 10px;\r\n        padding: 5px 8px;\r\n    }\r\n}\r\n\r\n\/* SMALL MOBILE *\/\r\n@media (max-width: 480px) {\r\n    .how-right {\r\n        min-height: 200px;\r\n        border-radius: 12px;\r\n    }\r\n\r\n    .how-right svg {\r\n        max-width: 70%;\r\n    }\r\n\r\n    .how-img-label {\r\n        font-size: 9px;\r\n    }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2083104 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"2083104\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-752e4a0 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"752e4a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-849eb86 elementor-widget elementor-widget-html\" data-id=\"849eb86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"testimonial-card\">\r\n\r\n    <div class=\"testimonial-avatar\">\r\n        SC\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-stars\">\r\n        \u2605\u2605\u2605\u2605\u2605\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-quote\">\r\n        \"We had no idea we were overpaying by nearly $200K<br> annually.\r\n        The GroupIQ assessment flagged it in<br> minutes.\r\n        The follow-up call was eye-opening.\"\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-name\">\r\n        Sarah C.\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-title\">\r\n        VP Human Resources \u00b7 340 employees, Ontario\r\n    <\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n.testimonial-card {\r\n    background: #fff;\r\n    border: 1px solid rgba(50,46,127,0.12);\r\n    border-radius: 16px;\r\n    padding: 28px;\r\n    box-shadow: 0 4px 20px rgba(50,46,127,0.04);\r\n}\r\n\r\n.testimonial-avatar {\r\n    width: 48px;\r\n    height: 48px;\r\n    border-radius: 50%;\r\n\r\n    background: linear-gradient(\r\n        135deg,\r\n        #322E7F 0%,\r\n        #6C337D 50%,\r\n        #FF6352 100%\r\n    );\r\n\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n\r\n    font-family: 'Sora', sans-serif;\r\n    font-size: 15px;\r\n    font-weight: 700;\r\n    color: #fff;\r\n\r\n    margin-bottom: 16px;\r\n}\r\n\r\n.testimonial-stars {\r\n    color: #FF6352;\r\n    font-size: 14px;\r\n    letter-spacing: 2px;\r\n    margin-bottom: 14px;\r\n}\r\n\r\n.testimonial-quote {\r\n    font-size: 15px;\r\n    line-height: 1.8;\r\n    color: #4A4870;\r\n    margin-bottom: 18px;\r\n    font-family: 'DM Sans', sans-serif;\r\n    font-style: italic;\r\n}\r\n\r\n.testimonial-name {\r\n    font-family: 'Sora', sans-serif;\r\n    font-size: 14px;\r\n    font-weight: 600;\r\n    color: #0D0B1E;\r\n}\r\n\r\n.testimonial-title {\r\n    font-size: 12px;\r\n    color: #9896B8;\r\n    margin-top: 4px;\r\n    font-family: 'DM Sans', sans-serif;\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20b60b1 elementor-widget elementor-widget-html\" data-id=\"20b60b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"testimonial-card\" style=\"\">\r\n\r\n    <div class=\"testimonial-avatar\">\r\n        ML\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-stars\">\r\n        \u2605\u2605\u2605\u2605\u2605\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-quote\">\r\n    \"As CFO I'm always skeptical of free<br> reviews. No pressure, real benchmark<br> data, and we saved 18% at renewal.\"\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-name\">\r\n       Marc L.\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-title\">\r\n      CFO \u00b7 220 employees, Qu\u00e9bec\r\n    <\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n.testimonial-card {\r\n    background: #fff;\r\n    border: 1px solid rgba(50,46,127,0.12);\r\n    border-radius: 16px;\r\n    padding: 28px;\r\n    box-shadow: 0 4px 20px rgba(50,46,127,0.04);\r\n}\r\n\r\n.testimonial-avatar {\r\n    width: 48px;\r\n    height: 48px;\r\n    border-radius: 50%;\r\n\r\n    background: linear-gradient(\r\n        135deg,\r\n        #322E7F 0%,\r\n        #6C337D 50%,\r\n        #FF6352 100%\r\n    );\r\n\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n\r\n    font-family: 'Sora', sans-serif;\r\n    font-size: 15px;\r\n    font-weight: 700;\r\n    color: #fff;\r\n\r\n    margin-bottom: 16px;\r\n}\r\n\r\n.testimonial-stars {\r\n    color: #FF6352;\r\n    font-size: 14px;\r\n    letter-spacing: 2px;\r\n    margin-bottom: 14px;\r\n}\r\n\r\n.testimonial-quote {\r\n    font-size: 15px;\r\n    line-height: 1.8;\r\n    color: #4A4870;\r\n    margin-bottom: 18px;\r\n    font-family: 'DM Sans', sans-serif;\r\n    font-style: italic;\r\n}\r\n\r\n.testimonial-name {\r\n    font-family: 'Sora', sans-serif;\r\n    font-size: 14px;\r\n    font-weight: 600;\r\n    color: #0D0B1E;\r\n}\r\n\r\n.testimonial-title {\r\n    font-size: 12px;\r\n    color: #9896B8;\r\n    margin-top: 4px;\r\n    font-family: 'DM Sans', sans-serif;\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c51bfb e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"2c51bfb\" data-element_type=\"container\" data-e-type=\"container\" id=\"resources\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65d7f63 elementor-widget elementor-widget-heading\" data-id=\"65d7f63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Free resources<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1eefd0e elementor-widget elementor-widget-heading\" data-id=\"1eefd0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Built for HR and finance leaders<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-597f11d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"597f11d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Download our guides and benchmark your plan before your next renewal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b51b5e elementor-widget elementor-widget-html\" data-id=\"1b51b5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div id=\"ebookGatedModal\" class=\"custom-modal-bg\" style=\"display:none;\">\n  <div class=\"custom-modal-box\">\n    <span class=\"custom-modal-close-btn\" onclick=\"closeDownloadModal()\">&times;<\/span>\n    <h3 id=\"displayEbookTitle\" style=\"margin-top:0; color:#1a1a1a; font-size:22px; font-family: sans-serif;\">Download Resource<\/h3>\n    <p style=\"color:#666; font-size:14px; margin-bottom:20px; font-family: sans-serif;\">Please enter your details to instantly access your free copy.<\/p>\n    \n    <div id=\"ebookSubmissionContainer\">\n      <div class=\"input-field-group\">\n        <label>Company Name *<\/label>\n        <input type=\"text\" id=\"inpCompany\">\n      <\/div>\n      <div class=\"input-field-group\">\n        <label>Title *<\/label>\n        <input type=\"text\" id=\"inpTitle\">\n      <\/div>\n      <div class=\"input-field-group\">\n        <label>First & last Name *<\/label>\n        <input type=\"text\" id=\"inpName\">\n      <\/div>\n      <div class=\"input-field-group\">\n        <label>Email *<\/label>\n        <input type=\"email\" id=\"inpEmail\">\n      <\/div>\n      <div class=\"input-field-group\">\n        <label>Tel *<\/label>\n        <input type=\"tel\" id=\"inpTel\">\n      <\/div>\n      \n      <button type=\"button\" id=\"formSubmitActionBtn\" onclick=\"executeManualSubmitAction(event)\">Download Free \u2192<\/button>\n    <\/div>\n  <\/div>\n<\/div>\n\n<style>\n.custom-modal-bg {\n  position: fixed; z-index: 999999; left: 0; top: 0; width: 100%; height: 100%;\n  background-color: rgba(15, 23, 42, 0.6); backdrop-filter: blur(4px);\n  display: flex; align-items: center; justify-content: center;\n}\n.custom-modal-box {\n  background: #ffffff; padding: 35px; border-radius: 12px; width: 100%; max-width: 440px;\n  position: relative; box-shadow: 0 20px 25px -5px rgba(0,0,0,0.1);\n  font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, sans-serif;\n}\n.custom-modal-close-btn { position: absolute; right: 22px; top: 18px; font-size: 26px; cursor: pointer; color: #94a3b8; }\n.input-field-group { margin-bottom: 16px; }\n.input-field-group label { display: block; margin-bottom: 6px; font-weight: 600; font-size: 13px; color: #334155; }\n.input-field-group input { width: 100%; padding: 10px 12px; border: 1px solid #cbd5e1; border-radius: 6px; font-size: 14px; box-sizing: border-box; }\n#formSubmitActionBtn { width: 100%; padding: 12px; background-color: #7232d6; color: #ffffff; border: none; border-radius: 6px; font-size: 15px; font-weight: 700; cursor: pointer; margin-top: 8px; }\n#formSubmitActionBtn:disabled { background-color: #cbd5e1; cursor: not-allowed; }\n<\/style>\n\n<script>\n\/\/ Global tracking variables to remember which book was clicked\nlet activeResourceName = \"\";\nlet activeResourcePdfUrl = \"\";\n\n\/\/ A. GLOBAL EVENT DELEGATION: Intercepts Elementor button clicks before the theme can refresh the page\ndocument.addEventListener('click', function (e) {\n    \/\/ Find if the clicked element (or its parent wrapper) contains any of our target classes\n    const targetBtn = e.target.closest('.btn-benchmark, .btn-checklist, .btn-enrollment, .btn-negotiation');\n    \n    if (!targetBtn) return; \/\/ Ignore clicks on anything else\n\n    \/\/ Crucial: Instantly paralyze Elementor's default navigation routine\n    e.preventDefault();\n    e.stopPropagation();\n\n    \/\/ Map out the precise values based on the button class clicked\n    if (targetBtn.classList.contains('btn-benchmark')) {\n        activeResourceName = 'Group Benefits Benchmark Report';\n        activeResourcePdfUrl = 'https:\/\/mygroupiq.empowerdigitaldata.com\/wp-content\/uploads\/2026\/06\/Group-Benefits-Benchmark-Report-EN.pdf';\n    } \n    else if (targetBtn.classList.contains('btn-checklist')) {\n        activeResourceName = 'Benefits Audit Checklist';\n        activeResourcePdfUrl = 'https:\/\/mygroupiq.empowerdigitaldata.com\/wp-content\/uploads\/2026\/06\/Benefits-Audit-Checklist-EN.pdf'; \/\/ <-- Update this link!\n    } \n    else if (targetBtn.classList.contains('btn-enrollment')) {\n        activeResourceName = 'Open Enrollment Guide 2025';\n        activeResourcePdfUrl = 'https:\/\/mygroupiq.empowerdigitaldata.com\/wp-content\/uploads\/2026\/06\/Open-Enrollment-Guide-2025-EN.pdf'; \/\/ <-- Update this link!\n    } \n    else if (targetBtn.classList.contains('btn-negotiation')) {\n        activeResourceName = 'Carrier Negotiation Playbook';\n        activeResourcePdfUrl = 'https:\/\/mygroupiq.empowerdigitaldata.com\/wp-content\/uploads\/2026\/06\/Carrier-Negotiation-Playbook-EN.pdf'; \/\/ <-- Update this link!\n    }\n\n    \/\/ Update form header dynamically\n    const modalHeading = document.getElementById('displayEbookTitle');\n    if (modalHeading) { modalHeading.innerText = activeResourceName; }\n\n    \/\/ Make the form visible smoothly\n    const modalWindow = document.getElementById('ebookGatedModal');\n    if (modalWindow) { modalWindow.style.display = 'flex'; }\n});\n\n\/\/ B. Closes the modal window\nwindow.closeDownloadModal = function() {\n    const modalWindow = document.getElementById('ebookGatedModal');\n    if (modalWindow) { modalWindow.style.display = 'none'; }\n};\n\n\/\/ C. Handles the API submission completely manually\nwindow.executeManualSubmitAction = function(event) {\n    if (event) { event.preventDefault(); event.stopPropagation(); }\n\n    const MARKETING_PLATFORM_API_ENDPOINT = window.location.origin + \"\/?rest_route=\/custom\/v1\/ebook-submit\";\n\n    const compEl = document.querySelector('#inpCompany');\n    const titlEl = document.querySelector('#inpTitle');\n    const nameEl = document.querySelector('#inpName');\n    const emalEl = document.querySelector('#inpEmail');\n    const phneEl = document.querySelector('#inpTel');\n\n    \/\/ Manual Form Validation\n    if (!compEl.value.trim() || !titlEl.value.trim() || !nameEl.value.trim() || !emalEl.value.trim() || !phneEl.value.trim()) {\n        alert(\"Please fill out all required fields marked with an asterisk (*).\");\n        return;\n    }\n\n    if (!emalEl.value.includes('@')) {\n        alert(\"Please enter a valid email address.\");\n        return;\n    }\n\n    if (!activeResourceName || !activeResourcePdfUrl) {\n        alert(\"Error tracking selected resource. Please close and re-click your download button.\");\n        return;\n    }\n\n    const submitBtn = document.getElementById('formSubmitActionBtn');\n    if (submitBtn) { submitBtn.disabled = true; submitBtn.innerText = \"Processing...\"; }\n\n    const formData = {\n        companyName: compEl.value.trim(),\n        jobTitle: titlEl.value.trim(),\n        fullName: nameEl.value.trim(),\n        emailAddress: emalEl.value.trim(),\n        phoneNumber: phneEl.value.trim(),\n        acquiredResource: activeResourceName \n    };\n\n    fetch(MARKETING_PLATFORM_API_ENDPOINT, {\n        method: 'POST',\n        headers: {\n            'Content-Type': 'application\/json'\n        },\n        body: JSON.stringify(formData)\n    })\n    .then(response => response.json())\n    .then(data => {\n        if (data.status === 'success') {\n            window.open(activeResourcePdfUrl, '_blank');\n            \n            \/\/ Clear out field strings manually\n            compEl.value = \"\";\n            titlEl.value = \"\";\n            nameEl.value = \"\";\n            emalEl.value = \"\";\n            phneEl.value = \"\";\n            \n            closeDownloadModal();\n        } else {\n            alert(\"There was an issue processing your submission. Please try again.\");\n        }\n    })\n    .catch(error => {\n        console.error('API submission error:', error);\n        alert(\"Transmission error. Please try again.\");\n    })\n    .finally(() => {\n        if (submitBtn) { submitBtn.disabled = false; submitBtn.innerText = \"Download Free \u2192\"; }\n    });\n};\n<\/script>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0746a03 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"0746a03\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a81b28b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"a81b28b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d056fc elementor-view-framed elementor-shape-square elementor-position-inline-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"7d056fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-file-alt\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288 248v28c0 6.6-5.4 12-12 12H108c-6.6 0-12-5.4-12-12v-28c0-6.6 5.4-12 12-12h168c6.6 0 12 5.4 12 12zm-12 72H108c-6.6 0-12 5.4-12 12v28c0 6.6 5.4 12 12 12h168c6.6 0 12-5.4 12-12v-28c0-6.6-5.4-12-12-12zm108-188.1V464c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V48C0 21.5 21.5 0 48 0h204.1C264.8 0 277 5.1 286 14.1L369.9 98c9 8.9 14.1 21.2 14.1 33.9zm-128-80V128h76.1L256 51.9zM336 464V176H232c-13.3 0-24-10.7-24-24V48H48v416h288z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tGroup Benefits Benchmark Report\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWhat companies your size actually spend per employee \u2014 and where the overruns hide.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-514ea71 btn-benchmark elementor-widget elementor-widget-heading\" data-id=\"514ea71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Download free \u2192<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b14255 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6b14255\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5cbfe1 elementor-view-framed elementor-shape-square elementor-position-inline-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"e5cbfe1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-star\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tBenefits Audit Checklist\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t7 signs your company is overpaying \u2014 a self-assessment tool for HR teams.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40136a7 btn-checklist elementor-widget elementor-widget-heading\" data-id=\"40136a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Download free \u2192<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ba91eb3 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ba91eb3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac3e027 elementor-view-framed elementor-shape-square elementor-position-inline-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"ac3e027\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-home\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M280.37 148.26L96 300.11V464a16 16 0 0 0 16 16l112.06-.29a16 16 0 0 0 15.92-16V368a16 16 0 0 1 16-16h64a16 16 0 0 1 16 16v95.64a16 16 0 0 0 16 16.05L464 480a16 16 0 0 0 16-16V300L295.67 148.26a12.19 12.19 0 0 0-15.3 0zM571.6 251.47L488 182.56V44.05a12 12 0 0 0-12-12h-56a12 12 0 0 0-12 12v72.61L318.47 43a48 48 0 0 0-61 0L4.34 251.47a12 12 0 0 0-1.6 16.9l25.5 31A12 12 0 0 0 45.15 301l235.22-193.74a12.19 12.19 0 0 1 15.3 0L530.9 301a12 12 0 0 0 16.9-1.6l25.5-31a12 12 0 0 0-1.7-16.93z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tOpen Enrollment Guide 2025\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tThe renewal mistakes HR teams make every year \u2014 and how to avoid them.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aaa8a35 btn-enrollment elementor-widget elementor-widget-heading\" data-id=\"aaa8a35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Download free \u2192<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-97c56d1 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"97c56d1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6987810 elementor-view-framed elementor-shape-square elementor-position-inline-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6987810\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-clock\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm0 448c-110.5 0-200-89.5-200-200S145.5 56 256 56s200 89.5 200 200-89.5 200-200 200zm61.8-104.4l-84.9-61.7c-3.1-2.3-4.9-5.9-4.9-9.7V116c0-6.6 5.4-12 12-12h32c6.6 0 12 5.4 12 12v141.7l66.8 48.6c5.4 3.9 6.5 11.4 2.6 16.8L334.6 349c-3.9 5.3-11.4 6.5-16.8 2.6z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCarrier Negotiation Playbook\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tThe levers that signal you're ready to walk \u2014 and secure significantly better rates.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26a5de7 btn-negotiation elementor-widget elementor-widget-heading\" data-id=\"26a5de7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Download free \u2192<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36b4fc7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"36b4fc7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dddb462 elementor-widget elementor-widget-heading\" data-id=\"dddb462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Same Coverage. Smarter Cost.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f62c790 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f62c790\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tStop renewing blind. Get your GroupIQ Score today and find out exactly where your plan stands \u2014 at no cost, no obligation.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fafa19 elementor-align-right elementor-widget elementor-widget-button\" data-id=\"6fafa19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get my GroupIQ Score \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be7b3a4 elementor-widget elementor-widget-html\" data-id=\"be7b3a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div id=\"mg-disclosure-consultations\" class=\"mg-warning-box\">\r\n\r\n  <!-- TRIGGER HEADER (Fixed to match your standard heading) -->\r\n  <button class=\"mg-warning-box__trigger\" onclick=\"this.parentElement.classList.toggle('open')\">\r\n    <div class=\"mg-warning-box__title\">\r\n      <span class=\"c-red\">Important:<\/span> \r\n      <span class=\"c-white\">Regulatory Disclaimer<\/span>\r\n    <\/div>\r\n    <div class=\"mg-warning-box__icon\">\r\n      <svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg>\r\n    <\/div>\r\n  <\/button>\r\n\r\n  <!-- CONTENT PANEL -->\r\n  <div class=\"mg-warning-box__content\">\r\n    <div class=\"mg-warning-box__inner\">\r\n      <div class=\"mg-warning-text-inner\">\r\n        <p>\r\n          MyGroupIQ provides educational benchmarking tools only. Assessment results are not guarantees \r\n          of savings. All consultations are conducted by licensed benefits advisors. No insurance advice \r\n          is provided through this platform without a formal advisory engagement. MyGroupIQ is not liable \r\n          for decisions made based on assessment results without independent professional consultation.\r\n        <\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b3f1ec8 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"b3f1ec8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6d79a4e e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6d79a4e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f198b25 elementor-position-inline-start mg-icon-clean 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class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tMyGroupIQ\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLicensed advisors \u00b7 English &amp; Fran\u00e7ais \u00b7 Canada &amp; North America\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p class=\"e-5881d64-683d6de e-paragraph-base\" data-interaction-id=\"5881d64\"  >\n\t\t\t\t\t\t\t\tPrivacy Policy &nbsp;\u00b7&nbsp; Terms of Service &nbsp;\u00b7&nbsp; Cookie Policy &nbsp;\u00b7  Compliance &nbsp;\u00b7  Contact\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbc48fe e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"fbc48fe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de4eebf elementor-widget elementor-widget-html\" data-id=\"de4eebf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n\/* Forces this specific accordion content to display all text without cutting it off when open *\/\r\n.mg-warning-box.open .mg-warning-box__content {\r\n  display: block !important;\r\n  max-height: none !important;\r\n  height: auto !important;\r\n  overflow: visible !important;\r\n}\r\n\r\n\/* Ensure the text container inside can scale naturally *\/\r\n.mg-warning-box__inner {\r\n  height: auto !important;\r\n  max-height: none !important;\r\n  overflow: visible !important;\r\n}\r\n\r\n\/* Custom styling to match your dark background typography *\/\r\n.mg-warning-text-inner p {\r\n  display: block !important;\r\n  visibility: visible !important;\r\n  color: #ffffff !important; \/* Forces text to stay visible white *\/\r\n  font-size: 14px !important;\r\n  line-height: 1.6 !important;\r\n}\r\n<\/style>\r\n\r\n<div class=\"mg-warning-box\">\r\n\r\n  <!-- TRIGGER HEADER (Completely isolated click handler) -->\r\n  <button class=\"mg-warning-box__trigger\" type=\"button\" onclick=\"this.closest('.mg-warning-box').classList.toggle('open');\">\r\n    <div class=\"mg-warning-box__title\">\r\n      <span class=\"c-red\">Important:<\/span> \r\n      <span class=\"c-white\">Regulatory Disclaimer<\/span>\r\n    <\/div>\r\n    <div class=\"mg-warning-box__icon\">\r\n      <svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg>\r\n    <\/div>\r\n  <\/button>\r\n\r\n  <!-- CONTENT PANEL -->\r\n  <div class=\"mg-warning-box__content\">\r\n    <div class=\"mg-warning-box__inner\">\r\n      <div class=\"mg-warning-text-inner\">\r\n        \r\n        <p style=\"margin: 0 0 14px 0;\">\r\n          <strong>Insurance Act Disclaimer (Federal):<\/strong> MyGroupIQ provides educational information and benchmarking analysis. This is not insurance advice. Implementation of any strategy requires a licensed insurance broker in your province.\r\n        <\/p>\r\n\r\n        <p style=\"margin: 0 0 14px 0;\">\r\n          <strong>Ontario (FSRA):<\/strong> MyGroupIQ is not a licensed insurance broker under the Insurance Act (Ontario). All recommendations must be implemented through a broker licensed with the Financial Services Regulatory Authority of Ontario (FSRA).\r\n        <\/p>\r\n\r\n        <p style=\"margin: 0 0 14px 0;\">\r\n          <strong>Quebec (AMF):<\/strong> MyGroupIQ n'est pas un courtier d'assurance agr\u00e9\u00e9 au Qu\u00e9bec. Toute recommandation doit \u00eatre mise en \u0153uvre par un courtier agr\u00e9\u00e9 par l'Autorit\u00e9 des march\u00e9s financiers (AMF).\r\n        <\/p>\r\n\r\n        <p style=\"margin: 0 0 14px 0;\">\r\n          <strong>Privacy (PIPEDA + Law 25):<\/strong> Personal information collected through this platform is processed in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and Quebec's Act respecting the protection of personal information in the private sector (Law 25). For our full Privacy Policy, visit mygroupiq.com\/privacy.\r\n        <\/p>\r\n\r\n        <p style=\"margin: 0 0 14px 0;\">\r\n          <strong>CASL:<\/strong> Commercial electronic messages from MyGroupIQ are sent in compliance with Canada's Anti-Spam Legislation. To unsubscribe: unsubscribe@mygroupiq.com | [Physical Address] | [Phone Number]\r\n        <\/p>\r\n\r\n        <p style=\"margin: 0 0 14px 0;\">\r\n          <strong>Licensing Disclosure:<\/strong> MyGroupIQ advisory team members are licensed as follows: [INSERT NAME] \u2014 Licence # [INSERT] \u2014 [PROVINCE] | [INSERT NAME] \u2014 Licence # [INSERT] \u2014 [PROVINCE]. Supervised by [BROKERAGE NAME], registered with FSRA and AMF.\r\n        <\/p>\r\n\r\n        <p style=\"margin: 0 0 14px 0;\">\r\n          <strong>Conflict of Interest:<\/strong> MyGroupIQ may receive compensation when assessments result in professional engagements. This does not influence the objectivity of our tools or educational content.\r\n        <\/p>\r\n\r\n        <p style=\"margin: 0 0 14px 0;\">\r\n          <strong>Limitation of Liability:<\/strong> MyGroupIQ provides assessment tools on an as-is basis. To the fullest extent permitted by law, MyGroupIQ disclaims all warranties and shall not be liable for indirect, incidental, or consequential damages arising from use of this platform.\r\n        <\/p>\r\n        \r\n        <p style=\"margin: 0 0 14px 0;\">\r\n          This assessment is for informational and educational purposes only. The GroupIQ Score is a \r\n          benchmarking tool and does not constitute a professional insurance audit, risk assessment, \r\n          or personalized advice. Results should be reviewed with a qualified, licensed insurance \r\n          professional before making any changes to your benefits plan. MyGroupIQ is not responsible \r\n          for decisions made based on assessment results without independent professional consultation. \r\n          By proceeding you acknowledge these terms.\r\n        <\/p>\r\n        \r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1d1472d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1d1472d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-81918fb e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"81918fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t\t\t\t<p class=\"e-4ccc563-40cc31c e-paragraph-base\" data-interaction-id=\"4ccc563\"  >\n\t\t\t\t\t\t\t\tRequired legal pages . Privacy Policy \u00b7 Terms of Service \u00b7 Cookie Policy \u00b7 Accessibility Statement\n\t\t\t\t\t<\/p>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c4ee46 elementor-widget elementor-widget-icon-box\" data-id=\"2c4ee46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u00a9 2025 MyGroupIQ. All rights reserved.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\ud83d\udee1\ufe0f Regulatory Disclaimer \u25bc Ontario: MyGroupIQ is not a licensed insurance broker and does not provide insurance advice as defined under the Insurance Act (Ontario). Our assessment and analysis are educational tools. Implementation of any recommendations must be done through a broker licensed with FSRA. Quebec: MyGroupIQ n&#8217;est pas un courtier d&#8217;assurance agr\u00e9\u00e9 et ne fournit pas de conseils en assurance. La mise en \u0153uvre de toute recommandation doit \u00eatre effectu\u00e9e par un courtier agr\u00e9\u00e9 aupr\u00e8s de l&#8217;AMF. No Guarantee of Savings: MyGroupIQ makes no guarantee of specific savings outcomes. Results vary by plan, claims history, and circumstances. For companies with 100+ employees Find out in 3 minutes if you&#8217;re overpaying\u00a0for group benefitsFind out in 3 minutes if you&#8217;re overpaying\u00a0for group benefitsFind out in 3 minutes if you&#8217;reoverpaying\u00a0for group benefitsGet your GroupIQ Score \u2014 a free, instant benchmark showing how your current plan compares to companies your size across Canada and North America. MyGroupIQ is not a licensed insurance broker. Assessments are educational tools only. Licensed advisors: [INSERT NAMES + LICENCE #s] \u00b7 FSRA Registered \u00b7 AMF Registered Assess my plan \u2014 it&#8217;s free No obligation No sales pitch Results in under 3 minutes Most Trusted Carriers Desjardins Sun Life Manulife Canada Life iA Financial Beneva Equitable Life Empire Life Desjardins Sun Life Manulife Canada Life iA Financial Beneva Equitable Life Empire Life $1,800+ avg. annual overpayment per employee 68% of companies haven&#8217;t benchmarked in 3+ years 3 min to receive your GroupIQ Score $1,800+ avg. annual overpayment per employee 68% of companies haven&#8217;t benchmarked in 3+ years 3 min to receive your GroupIQ Score GroupIQ Assessment Get your plan score Answer 5 quick questions and receive your personalized GroupIQ Score \u2014 benchmarked against companies your size. Important: Regulatory Disclaimer This assessment is for informational and educational purposes only. The GroupIQ Score is a benchmarking tool and does not constitute a professional insurance audit, risk assessment, or personalized advice. Results should be reviewed with a qualified, licensed insurance professional before making any changes to your benefits plan. MyGroupIQ is not responsible for decisions made based on assessment results without independent professional consultation. By proceeding you acknowledge these terms. Results shown are from composite scenarios and individual client experiences. They are not guarantees of future outcomes. Actual results depend on individual plan characteristics and circumstances. For companies with 100+ employees Find out in 3 minutes if you&#8217;re overpaying for group benefits Get your GroupIQ Score \u2013 a free, instant benchmark showing how your current plan compares to companies your size across Canada and North America. Assess my plan &#8211; it&#8217;s free \u2192 No obligation \u2022 No sales pitch \u2022 Results in under 3 minutes Complete your profile to release your custom GroupIQ Score benchmark: Company Name * Title * First &#038; Last Name * Business Email * Tel * See My Score &#038; Benchmarks \u2192 &#8212; Important: Compliance, Licensing &amp; Regulatory Disclaimers This document is for informational and educational purposes only. The GroupIQ Score is a benchmarking tool and does not constitute a professional insurance audit, risk assessment, or personalized advice. Results should be reviewed with a qualified, licensed insurance professional before making any changes to your benefits plan. MyGroupIQ is not responsible for decisions made based on assessment results without independent professional consultation. By proceeding you acknowledge these terms. Insurance Act Disclaimer (Federally): MyGroupIQ provides educational information and benchmarking analysis. This is not insurance advice. Implementation of any strategy requires a licensed insurance broker in your province. Ontario (FSRA): MyGroupIQ is not a licensed insurance broker under the Insurance Act (Ontario). All recommendations must be implemented through a broker licensed with the Financial Services Regulatory Authority of Ontario (FSRA). Quebec (AMF): MyGroupIQ n&#8217;est pas un courtier d&#8217;assurance agr\u00e9\u00e9 au Qu\u00e9bec. Toutes les recommandations doivent \u00eatre impl\u00e9ment\u00e9es par un courtier agr\u00e9\u00e9 par l&#8217;Autorit\u00e9 des march\u00e9s financiers (AMF). Privacy (PIPEDA + Prov. PR): Personal information collected through this platform is processed in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and Quebec&#8217;s Act respecting the protection of personal information in the private sector (Law 25). For our full Privacy Policy, visit mygroupiq.com\/privacy CASL: Commercial electronic messages from MyGroupIQ are sent in compliance with Canada&#8217;s Anti-Spam Legislation. To unsubscribe, contact settings@mygroupiq.com | [Physical Address] | [Phone Number] Licensing Disclosure: MyGroupIQ advisors and\/or partners are licensed as follows: [AGENT NAME] &#8211; Licence # [NUMBER] &#8211; [PROVINCE] | [AGENT NAME] &#8211; Licence # [NUMBER] &#8211; [PROVINCE], supervised by [SUPERVISOR\/MGA] registered with FSRA and AMF Conflict of Interest: MyGroupIQ may receive compensation when assessments result in professional engagements. This does not influence the objectivity of our tools or educational content. Limitation of Liability: MyGroupIQ provides assessment tools on an &#8220;as is&#8221; basis. To the fullest extent permitted by law, MyGroupIQ disclaims all warranties and shall not be liable for indirect, incidental, or consequential damages arising from use of this platform. How it works Three steps to smarter benefits No commitment. Our licensed advisors review every submission personally. 1 Take the assessment 5 questions. Instant GroupIQ Score. No cost, no commitment. 2 Upload your renewal Our licensed advisors review your current plan documents in advance of your call. 3 Get your findings 20 minutes. A licensed advisor walks through your specificfindings and options. \ud83d\udcf7 Photo: Advisor reviewing documents \u2014 professional, focused SC \u2605\u2605\u2605\u2605\u2605 &#8220;We had no idea we were overpaying by nearly $200K annually. The GroupIQ assessment flagged it in minutes. The follow-up call was eye-opening.&#8221; Sarah C. VP Human Resources \u00b7 340 employees, Ontario ML \u2605\u2605\u2605\u2605\u2605 &#8220;As CFO I&#8217;m always skeptical of free reviews. No pressure, real benchmark data, and we saved 18% at renewal.&#8221; Marc L. CFO \u00b7 220 employees, Qu\u00e9bec Free resources Built for HR and finance leaders Download our guides and benchmark your plan before your next renewal. &times; Download Resource Please enter your details to instantly access your free copy. Company Name * Title * First &#038; last Name * Email * Tel * Download Free \u2192 Group Benefits Benchmark Report What companies your size actually spend per<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1241","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/index.php?rest_route=\/wp\/v2\/pages\/1241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1241"}],"version-history":[{"count":6,"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/index.php?rest_route=\/wp\/v2\/pages\/1241\/revisions"}],"predecessor-version":[{"id":2145,"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/index.php?rest_route=\/wp\/v2\/pages\/1241\/revisions\/2145"}],"wp:attachment":[{"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}