{"id":3121,"date":"2026-06-15T11:16:51","date_gmt":"2026-06-15T11:16:51","guid":{"rendered":"https:\/\/mygroupiq.empowerdigitaldata.com\/?page_id=3121"},"modified":"2026-06-15T15:32:04","modified_gmt":"2026-06-15T15:32:04","slug":"mygroupiq_final-fr-shawn-15-6-2026","status":"publish","type":"page","link":"https:\/\/mygroupiq.empowerdigitaldata.com\/fr","title":{"rendered":"MyGroupIQ_Final FR &#8211; Shawn &#8211; 15\/6\/2026"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3121\" class=\"elementor elementor-3121 elementor-1241\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b21fd1a e-con-full e-grid wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"b21fd1a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-02945e7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"02945e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e8b28e elementor-widget elementor-widget-html\" data-id=\"3e8b28e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.badge {\r\n    display: inline-flex;\r\n    align-items: center;\r\n    background: linear-gradient(\r\n        135deg,\r\n        rgba(50, 46, 127, 0.08) 0%,\r\n        rgba(108, 51, 125, 0.08) 50%,\r\n        rgba(255, 99, 82, 0.08) 100%\r\n    );\r\n    color: #322E7F;\r\n    font-weight: 500;\r\n    padding: 5px 14px;\r\n    border-radius: 20px;\r\n    margin-bottom: 20px;\r\n}\r\n\r\n.badge-dot {\r\n    width: 8px;\r\n    height: 8px;\r\n    background-color: #FF6352;\r\n    border-radius: 50%;\r\n    margin-right: 8px;\r\n}\r\n\r\n\/* Desktop *\/\r\n@media (min-width: 768px) {\r\n    .badge {\r\n        font-size: 20px;\r\n        padding: 5px 14px;\r\n        border-radius: 20px;\r\n    }\r\n\r\n    .badge-dot {\r\n        width: 8px;\r\n        height: 8px;\r\n        margin-right: 8px;\r\n    }\r\n}\r\n\r\n\/* Mobile *\/\r\n@media (max-width: 767px) {\r\n    .badge {\r\n        font-size: 14px;\r\n        padding: 6px 12px;\r\n        border-radius: 16px;\r\n        margin-bottom: 16px;\r\n    }\r\n\r\n    .badge-dot {\r\n        width: 6px;\r\n        height: 6px;\r\n        margin-right: 6px;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<div class=\"badge\">\r\n    <span class=\"badge-dot\"><\/span>\r\n    Pour les entreprises de plus de 100 employ\u00e9s\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab309ab elementor-widget__width-inherit elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"ab309ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-family: 'Plus Jakarta Sans', sans-serif; font-size: 46px; font-weight: bold; color: #18160f; line-height: 1.2;\">D\u00e9couvrez en 3 minutes si vous\n<span style=\"background: linear-gradient(90deg, #FF6352, #322E7F, #6C337D); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; color: transparent;\">payez trop <\/span>pour des avantages sociaux collectifs<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fa60a3 elementor-widget__width-inherit elementor-hidden-desktop elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"2fa60a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-family: 'Plus Jakarta Sans', sans-serif; font-size: 45px; font-weight: bold; color: #18160f; line-height: 1.2;\">\nD\u00e9couvrez en 3 minutes si vous\n<span style=\"background: linear-gradient(90deg, #FF6352, #322E7F, #6C337D); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; color: transparent;\">\nsurpayez\n<\/span>\nvos avantages sociaux collectifs\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6dc301 elementor-widget__width-inherit elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-text-editor\" data-id=\"a6dc301\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"font-family: 'Plus Jakarta Sans', sans-serif; font-size: 30px; font-weight: bold; color: #18160f; line-height: 1.2;\"><br \/>D\u00e9couvrez en 3 minutes si vous <span style=\"background: linear-gradient(90deg, #FF6352, #322E7F, #6C337D); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; color: transparent;\">surpayez <\/span>vos avantages sociaux collectifs<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7868691 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7868691\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Obtenez votre score GroupIQ \u2014 un rep\u00e8re gratuit et instantan\u00e9 indiquant comment votre r\u00e9gime actuel se compare \u00e0 celui d\u2019entreprises de votre taille au Canada et en Am\u00e9rique du Nord.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd65722 elementor-align-right elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"fd65722\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">  \u00c9valuer mon r\u00e9gime \u2014 c\u2019est gratuit  <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2060278 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2060278\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"benefits-list\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" viewBox=\"0 0 512 472.34\"><path fill-rule=\"nonzero\" d=\"M105.32 230.83c24.41 14.96 37.99 37.49 50.26 57.87l2.72 4.51c49.63-67.2 97.21-130.7 155.42-186.63C375.43 47.26 440.08 4.55 503.57.02c4.34-.3 8.11 2.97 8.41 7.3.19 2.64-.96 5.08-2.86 6.64C443.34 69.2 383.04 136.02 326.3 211.32 269.39 286.84 224.24 363.55 172.59 453c-6.7 11.59-13.51 18.57-21.75 19.28-8.54.74-16.5-5.11-24.68-19.28l-.24-.45c-13.45-23.4-24.64-49.93-35.35-75.36-23.76-56.37-45.17-107.15-80.89-98.62-5.92 1.4-11.03-4.15-9.36-9.85 6.21-21.1 20.08-39.02 41.28-46.69 21.57-7.79 44.63-2.87 63.72 8.8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Sans obligation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" viewBox=\"0 0 512 472.34\"><path fill-rule=\"nonzero\" d=\"M105.32 230.83c24.41 14.96 37.99 37.49 50.26 57.87l2.72 4.51c49.63-67.2 97.21-130.7 155.42-186.63C375.43 47.26 440.08 4.55 503.57.02c4.34-.3 8.11 2.97 8.41 7.3.19 2.64-.96 5.08-2.86 6.64C443.34 69.2 383.04 136.02 326.3 211.32 269.39 286.84 224.24 363.55 172.59 453c-6.7 11.59-13.51 18.57-21.75 19.28-8.54.74-16.5-5.11-24.68-19.28l-.24-.45c-13.45-23.4-24.64-49.93-35.35-75.36-23.76-56.37-45.17-107.15-80.89-98.62-5.92 1.4-11.03-4.15-9.36-9.85 6.21-21.1 20.08-39.02 41.28-46.69 21.57-7.79 44.63-2.87 63.72 8.8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Sans argumentaire de vente<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" viewBox=\"0 0 512 472.34\"><path fill-rule=\"nonzero\" d=\"M105.32 230.83c24.41 14.96 37.99 37.49 50.26 57.87l2.72 4.51c49.63-67.2 97.21-130.7 155.42-186.63C375.43 47.26 440.08 4.55 503.57.02c4.34-.3 8.11 2.97 8.41 7.3.19 2.64-.96 5.08-2.86 6.64C443.34 69.2 383.04 136.02 326.3 211.32 269.39 286.84 224.24 363.55 172.59 453c-6.7 11.59-13.51 18.57-21.75 19.28-8.54.74-16.5-5.11-24.68-19.28l-.24-.45c-13.45-23.4-24.64-49.93-35.35-75.36-23.76-56.37-45.17-107.15-80.89-98.62-5.92 1.4-11.03-4.15-9.36-9.85 6.21-21.1 20.08-39.02 41.28-46.69 21.57-7.79 44.63-2.87 63.72 8.8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">R\u00e9sultats en 3 minutes<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a7d66b elementor-widget elementor-widget-html\" data-id=\"4a7d66b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"hero-right\">\r\n    \r\n    <!-- The image is now perfectly centered horizontally and vertically -->\r\n      <img decoding=\"async\"\r\n        src=\"\/wp-content\/uploads\/2026\/06\/hero_right.png\"\r\n        alt=\"HR Director + CFO\"\r\n        class=\"hero-actual-img\">\r\n\r\n<\/div>\r\n\r\n\r\n<style>\r\n.hero-right {\r\n    height: 100%;\r\n   min-height: 640px;\r\n    width: 100%;\r\n\r\n    display: flex;\r\n    align-items: stretch;\r\n    justify-content: stretch;\r\n}\r\n\r\n.hero-actual-img {\r\n    width: 100%;\r\n    height: 100%;\r\n    object-fit: cover;\r\n    display: block;\r\n}\r\n\r\n\r\n \r\n\r\n\/* Update your existing image class for better scaling *\/\r\n.hero-actual-img {\r\n \r\n    width: 100%;\r\n    height: 100%;\r\n    \/* 'cover' ensures the image fills the space without distortion *\/\r\n    object-fit: cover; \r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-787cad4 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"787cad4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc49eb1 elementor-widget elementor-widget-html\" data-id=\"cc49eb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/bootstrap-icons@1.11.3\/font\/bootstrap-icons.min.css\">\r\n\r\n<style>\r\n.mg-disclosure-card_1_FR{\r\n    width:100%;\r\n    background:#fff;\r\n    border:1px solid #E7E9F3;\r\n    border-radius:10px;\r\n    overflow:hidden;\r\n    box-shadow:0 12px 40px rgba(16,24,40,.08);\r\n}\r\n\r\n.mg-disclosure-card__header_FR{\r\n    width:100%;\r\n    border:none;\r\n    background:#fff;\r\n    display:flex;\r\n    align-items:center;\r\n    justify-content:start;\r\n    padding: 0px 10px;\r\n    cursor:pointer;\r\n    min-height: 30px;\r\n}\r\n\r\n.mg-disclosure-card__left_FR{\r\n    display:flex;\r\n    align-items:center;\r\n    gap:8px;\r\n}\r\n\r\n.mg-disclosure-card__icon_FR{\r\n    width:28px;\r\n    height:28px;\r\n    min-width:28px;\r\n    border-radius:50%;\r\n    background:#F4F2FF;\r\n    color:#5B3DF5;\r\n    display:flex;\r\n    align-items:center;\r\n    justify-content:center;\r\n    font-size:14px;\r\n}\r\n\r\n.mg-disclosure-card__title_FR{\r\n    font-size:10px;\r\n    font-weight:700;\r\n    letter-spacing:1.2px;\r\n    text-transform:uppercase;\r\n    color:#2B2C7E;\r\n}\r\n\r\n.mg-disclosure-card__arrow_FR{\r\n    width:24px;\r\n    height:24px;\r\n    min-width:24px;\r\n    display:flex;\r\n    align-items:center;\r\n    justify-content:center;\r\n    color:#5B3DF5;\r\n    transition:transform .4s ease;\r\n}\r\n\r\n.mg-disclosure-card_1_FR.open .mg-disclosure-card__arrow_FR{\r\n    transform:rotate(180deg);\r\n}\r\n\r\n.mg-disclosure-card__content_FR{\r\n    max-height:0;\r\n    overflow:hidden;\r\n    opacity:0;\r\n    transition:\r\n        max-height .8s cubic-bezier(.22,1,.36,1),\r\n        opacity .45s ease;\r\n}\r\n\r\n.mg-disclosure-card_1_FR.open .mg-disclosure-card__content_FR{\r\n    max-height:300px;\r\n    opacity:1;\r\n}\r\n\r\n.mg-disclosure-body_FR{\r\n    display:grid;\r\n    grid-template-columns:repeat(3,1fr);\r\n    padding:0 10px 10px;\r\n    transform:translateY(-10px);\r\n    opacity:0;\r\n    transition:\r\n        transform .6s ease,\r\n        opacity .6s ease;\r\n}\r\n\r\n.mg-disclosure-card_1_FR.open .mg-disclosure-body_FR{\r\n    transform:translateY(0);\r\n    opacity:1;\r\n}\r\n\r\n.mg-warning-row_FR{\r\n    display:flex;\r\n    gap:14px;\r\n    padding:0 10px;\r\n    align-items:flex-start;\r\n}\r\n\r\n.mg-warning-row_FR:not(:last-of-type){\r\n    border-right:1px solid #E3DDF8;\r\n}\r\n\r\n.mg-warning-icon_FR{\r\n    width:34px;\r\n    height:34px;\r\n    min-width:34px;\r\n    border-radius:50%;\r\n    background:#F4F2FF;\r\n    color:#5B3DF5;\r\n    display:flex;\r\n    align-items:center;\r\n    justify-content:center;\r\n    font-size:15px;\r\n}\r\n\r\n.mg-warning-content_FR{\r\n    color:#5A6275;\r\n    font-size:12px;\r\n    line-height:1.65;\r\n}\r\n\r\n.mg-warning-content_FR strong{\r\n    color:#1F2937;\r\n    font-weight:700;\r\n}\r\n\r\n\/* CLOSED STATE *\/\r\n.mg-disclosure-card_1_FR:not(.open){\r\n    width: 240px;\r\n    max-width:270px;\r\n    border:1px solid #E7E9F3;\r\n    border-radius:15px;\r\n    background:#F7F4F7;\r\n    box-shadow:0 12px 40px rgba(16,24,40,.08);\r\n    margin-left:auto;\r\n    \r\n}\r\n\r\n.mg-disclosure-card_1_FR:not(.open) .mg-disclosure-card__header_FR{\r\n    padding:0px 10px;\r\n    border-radius:999px;\r\n}\r\n\r\n.mg-disclosure-card_1_FR:not(.open) .mg-disclosure-card__title_FR{\r\n    font-size:10px;\r\n    font-weight:700;\r\n    letter-spacing:1.2px;\r\n    text-transform:uppercase;\r\n    color:#2B2C7E;\r\n}\r\n\r\n.mg-disclosure-card_1_FR:not(.open) .mg-disclosure-card__arrow_FR{\r\n    width:24px;\r\n    height:24px;\r\n    min-width:24px;\r\n}\r\n\r\n.mg-disclosure-card__header_FR,\r\n.mg-disclosure-card__header_FR:hover,\r\n.mg-disclosure-card__header_FR:focus,\r\n.mg-disclosure-card__header_FR:active,\r\n.mg-disclosure-card__header_FR:focus-visible{\r\n    background:#fff !important;\r\n   \r\n}\r\n\r\n@media(max-width:767px){\r\n    .mg-disclosure-card_1_FR:not(.open){\r\n        margin-right:0;\r\n    }\r\n\r\n    .mg-disclosure-body_FR{\r\n        grid-template-columns:1fr;\r\n        padding:0 10px 10px;\r\n    }\r\n\r\n    .mg-warning-row_FR{\r\n        padding:16px 0;\r\n        border-right:none !important;\r\n        border-top:1px solid #ECEEF5;\r\n    }\r\n\r\n    .mg-warning-content_FR{\r\n        font-size:10px;\r\n    }\r\n}\r\n\r\n\/* Mobile *\/\r\n@media (max-height: 700px) {\r\n\r\n    .mg-disclosure-card_1_FR.open .mg-disclosure-card__content_FR{\r\n        max-height: 250px;\r\n        overflow-y: auto;\r\n    }\r\n\r\n}\r\n\r\n\/* Tablet *\/\r\n@media (min-width: 768px) and (max-width: 1024px) and (max-height: 900px) {\r\n\r\n    .mg-disclosure-card_1_FR.open .mg-disclosure-card__content_FR{\r\n        max-height: 350px;\r\n        overflow-y: auto;\r\n    }\r\n\r\n}\r\n<\/style>\r\n\r\n<div class=\"mg-disclosure-card_1_FR\">\r\n\r\n    <button class=\"mg-disclosure-card__header_FR\" onclick=\"this.parentElement.classList.toggle('open')\">\r\n\r\n        <div class=\"mg-disclosure-card__left_FR\">\r\n\r\n            <div class=\"mg-disclosure-card__icon_FR\">\r\n                <i class=\"bi bi-shield-fill-check\"><\/i>\r\n            <\/div>\r\n\r\n            <div class=\"mg-disclosure-card__title_FR\">\r\n                Avis r\u00e9glementaire\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n        <div class=\"mg-disclosure-card__arrow_FR\">\r\n            <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\">\r\n                <path d=\"M6 9L12 15L18 9\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n            <\/svg>\r\n        <\/div>\r\n\r\n    <\/button>\r\n\r\n    <div class=\"mg-disclosure-card__content_FR\">\r\n\r\n        <div class=\"mg-disclosure-body_FR\">\r\n\r\n            <div class=\"mg-warning-row_FR\">\r\n              \r\n                <div class=\"mg-warning-content_FR\">\r\n                    <strong>Ontario:<\/strong>\r\n                    MyGroupIQ n\u2019est pas un courtier d\u2019assurance agr\u00e9\u00e9 et ne fournit pas de conseils en assurance au sens de la Loi sur les assurances (Ontario). Notre \u00e9valuation et notre analyse sont des outils \u00e0 caract\u00e8re informatif et \u00e9ducatif. La mise en \u0153uvre de toute recommandation doit \u00eatre effectu\u00e9e par l\u2019interm\u00e9diaire d\u2019un courtier agr\u00e9\u00e9 aupr\u00e8s de l\u2019ARSF.\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"mg-warning-row_FR\">\r\n                 \r\n                <div class=\"mg-warning-content_FR\">\r\n                    <strong>Quebec:<\/strong>\r\n                    MyGroupIQ n'est pas un courtier d'assurance agr\u00e9\u00e9 et ne fournit pas de conseils en assurance. La mise en \u0153uvre de toute recommandation doit \u00eatre effectu\u00e9e par un courtier agr\u00e9\u00e9 aupr\u00e8s de l'AMF.\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"mg-warning-row_FR\">\r\n                \r\n                <div class=\"mg-warning-content_FR\">\r\n                    <strong>Aucune garantie d\u2019\u00e9conomies :<\/strong>\r\n                    MyGroupIQ ne garantit aucune \u00e9conomie pr\u00e9cise. Les r\u00e9sultats varient selon le r\u00e9gime, l\u2019historique des r\u00e9clamations et les circonstances propres \u00e0 chaque organisation.\r\n                <\/div>\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-981a0d2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"981a0d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab8e49 elementor-widget elementor-widget-html\" data-id=\"1ab8e49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"trust-bar\">\r\n\r\n    <div class=\"trust-label\">\r\n        ASSUREURS AVEC LESQUELS NOUS TRAVAILLONS\r\n    <\/div>\r\n\r\n    <div class=\"trust-scroll\">\r\n\r\n        <div class=\"trust-track\">\r\n\r\n            <span class=\"trust-logo\">Desjardins<\/span>\r\n            <span class=\"trust-logo\">Sun Life<\/span>\r\n            <span class=\"trust-logo\">Manulife<\/span>\r\n            <span class=\"trust-logo\">Canada Life<\/span>\r\n            <span class=\"trust-logo\">iA Financial<\/span>\r\n            <span class=\"trust-logo\">Beneva<\/span>\r\n            <span class=\"trust-logo\">Equitable Life<\/span>\r\n            <span class=\"trust-logo\">Empire Life<\/span>\r\n\r\n            <!-- Duplicate for seamless loop -->\r\n\r\n            <span class=\"trust-logo\">Desjardins<\/span>\r\n            <span class=\"trust-logo\">Sun Life<\/span>\r\n            <span class=\"trust-logo\">Manulife<\/span>\r\n            <span class=\"trust-logo\">Canada Life<\/span>\r\n            <span class=\"trust-logo\">iA Financial<\/span>\r\n            <span class=\"trust-logo\">Beneva<\/span>\r\n            <span class=\"trust-logo\">Equitable Life<\/span>\r\n            <span class=\"trust-logo\">Empire Life<\/span>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n\r\n.trust-bar {\r\n    background: #F7F7FB;\r\n    border-top: 1px solid rgba(50,46,127,0.08);\r\n    border-bottom: 1px solid rgba(50,46,127,0.08);\r\n\r\n    display: flex;\r\n    align-items: center;\r\n    gap: 30px;\r\n\r\n    padding: 18px 120px;\r\n    overflow: hidden;\r\n}\r\n\r\n.trust-label {\r\n    font-size: 18px;\r\n    text-transform: uppercase;\r\n    letter-spacing: 0.12em;\r\n    color: #8F8AA8;\r\n    font-weight: 600;\r\n    white-space: nowrap;\r\n    flex-shrink: 0;\r\n}\r\n\r\n.trust-scroll {\r\n    flex: 1;\r\n    overflow: hidden;\r\n    position: relative;\r\n}\r\n\r\n.trust-track {\r\n    display: flex;\r\n    align-items: center;\r\n    gap: 40px;\r\n    width: max-content;\r\n\r\n    animation: trustTicker 35s linear infinite;\r\n}\r\n\r\n.trust-logo {\r\n    font-size: 20px;\r\n    font-weight: 600;\r\n    color: #9A96B3;\r\n    font-family: 'Sora', sans-serif;\r\n    white-space: nowrap;\r\n}\r\n\r\n@keyframes trustTicker {\r\n    from {\r\n        transform: translateX(0);\r\n    }\r\n\r\n    to {\r\n        transform: translateX(-50%);\r\n    }\r\n}\r\n\r\n\/* Pause on hover *\/\r\n.trust-track:hover {\r\n    animation-play-state: paused;\r\n}\r\n\r\n\/* Mobile *\/\r\n@media (max-width: 767px) {\r\n\r\n    .trust-bar {\r\n        flex-direction: column;\r\n        justify-content: center;\r\n        text-align: center;\r\n\r\n        padding: 18px 20px;\r\n        gap: 12px;\r\n    }\r\n\r\n    .trust-label {\r\n        width: 100%;\r\n        font-size: 10px;\r\n        letter-spacing: 0.08em;\r\n    }\r\n\r\n    .trust-scroll {\r\n        width: 100%;\r\n    }\r\n\r\n    .trust-track {\r\n        gap: 20px;\r\n        animation-duration: 25s;\r\n    }\r\n\r\n    .trust-logo {\r\n        font-size: 12px;\r\n    }\r\n}\r\n\r\n\/* Tablet *\/\r\n@media (min-width: 768px) and (max-width: 1024px) {\r\n\r\n    .trust-bar {\r\n        padding: 20px 40px;\r\n        gap: 20px;\r\n    }\r\n\r\n    .trust-label {\r\n        font-size: 14px;\r\n    }\r\n\r\n    .trust-track {\r\n        gap: 30px;\r\n    }\r\n\r\n    .trust-logo {\r\n        font-size: 16px;\r\n    }\r\n}\r\n\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d34575f e-grid e-con-full elementor-hidden-mobile wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"d34575f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73476c3 elementor-widget elementor-widget-html\" data-id=\"73476c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"\r\n    text-align:center;\r\n    padding:20px;\r\n    font-family:'Sora',sans-serif;\r\n\">\r\n\r\n    <div style=\"\r\n        font-size:25px;\r\n        font-weight:700;\r\n        line-height:1;\r\n        background:linear-gradient(135deg,#322E7F 0%,#6C337D 50%,#FF6352 100%);\r\n        -webkit-background-clip:text;\r\n        -webkit-text-fill-color:transparent;\r\n        display:inline-block;\r\n        margin-bottom:18px;\r\n    \">\r\n        $1,800+\r\n    <\/div>\r\n\r\n    <div style=\"\r\n        font-size:16px;\r\n        line-height:1.5;\r\n        color:#8D8AAE;\r\n        font-weight:400;\r\n    \">\r\n       surpaiement annuel moyen<br>\r\npar employ\u00e9\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2b7e86 elementor-widget elementor-widget-html\" data-id=\"d2b7e86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"\r\n    text-align:center;\r\n    padding:20px;\r\n    font-family:'Sora',sans-serif;\r\n\">\r\n\r\n    <div style=\"\r\n        font-size:25px;\r\n        font-weight:700;\r\n        line-height:1;\r\n        background:linear-gradient(135deg,#322E7F 0%,#6C337D 50%,#FF6352 100%);\r\n        -webkit-background-clip:text;\r\n        -webkit-text-fill-color:transparent;\r\n        display:inline-block;\r\n        margin-bottom:18px;\r\n    \">\r\n       68%\r\n    <\/div>\r\n\r\n    <div style=\"\r\n        font-size:16px;\r\n        line-height:1.5;\r\n        color:#8D8AAE;\r\n        font-weight:400;\r\n    \">des entreprises n\u2019ont pas effectu\u00e9<br>\r\nde benchmarking depuis plus de 3 ans\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5420c36 elementor-widget elementor-widget-html\" data-id=\"5420c36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"\r\n    text-align:center;\r\n    padding:20px;\r\n    font-family:'Sora',sans-serif;\r\n\">\r\n\r\n    <div style=\"\r\n        font-size:25px;\r\n        font-weight:700;\r\n        line-height:1;\r\n        background:linear-gradient(135deg,#322E7F 0%,#6C337D 50%,#FF6352 100%);\r\n        -webkit-background-clip:text;\r\n        -webkit-text-fill-color:transparent;\r\n        display:inline-block;\r\n        margin-bottom:18px;\r\n    \">\r\n        3 min\r\n    <\/div>\r\n\r\n    <div style=\"\r\n        font-size:16px;\r\n        line-height:1.5;\r\n        color:#8D8AAE;\r\n        font-weight:400;\r\n    \">\r\n        pour recevoir votre<br>\r\nScore GroupIQ\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cd33317 e-grid e-con-full elementor-hidden-desktop elementor-hidden-tablet wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"cd33317\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a4fb0c0 elementor-widget elementor-widget-html\" data-id=\"a4fb0c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"\r\n    text-align:center;\r\n    padding:20px;\r\n    font-family:'Sora',sans-serif;\r\n\">\r\n\r\n    <div style=\"\r\n        font-size:25px;\r\n        font-weight:700;\r\n        line-height:1;\r\n        background:linear-gradient(135deg,#322E7F 0%,#6C337D 50%,#FF6352 100%);\r\n        -webkit-background-clip:text;\r\n        -webkit-text-fill-color:transparent;\r\n        display:inline-block;\r\n        margin-bottom:18px;\r\n    \">\r\n        $1,800+\r\n    <\/div>\r\n\r\n    <div style=\"\r\n        font-size:16px;\r\n        line-height:1.5;\r\n        color:#8D8AAE;\r\n        font-weight:400;\r\n    \">\r\n       surpaiement annuel moyen<br>\r\npar employ\u00e9\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbfda60 elementor-widget elementor-widget-html\" data-id=\"dbfda60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"\r\n    text-align:center;\r\n    padding:20px;\r\n    font-family:'Sora',sans-serif;\r\n\">\r\n\r\n    <div style=\"\r\n        font-size:25px;\r\n        font-weight:700;\r\n        line-height:1;\r\n        background:linear-gradient(135deg,#322E7F 0%,#6C337D 50%,#FF6352 100%);\r\n        -webkit-background-clip:text;\r\n        -webkit-text-fill-color:transparent;\r\n        display:inline-block;\r\n        margin-bottom:18px;\r\n    \">\r\n       68%\r\n    <\/div>\r\n\r\n    <div style=\"\r\n        font-size:16px;\r\n        line-height:1.5;\r\n        color:#8D8AAE;\r\n        font-weight:400;\r\n    \">des entreprises n\u2019ont pas effectu\u00e9<br>\r\nde benchmarking depuis plus de 3 ans\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b17662 elementor-widget elementor-widget-html\" data-id=\"6b17662\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"\r\n    text-align:center;\r\n    padding:20px;\r\n    font-family:'Sora',sans-serif;\r\n\">\r\n\r\n    <div style=\"\r\n        font-size:25px;\r\n        font-weight:700;\r\n        line-height:1;\r\n        background:linear-gradient(135deg,#322E7F 0%,#6C337D 50%,#FF6352 100%);\r\n        -webkit-background-clip:text;\r\n        -webkit-text-fill-color:transparent;\r\n        display:inline-block;\r\n        margin-bottom:18px;\r\n    \">\r\n        3 min\r\n    <\/div>\r\n\r\n    <div style=\"\r\n        font-size:16px;\r\n        line-height:1.5;\r\n        color:#8D8AAE;\r\n        font-weight:400;\r\n    \">\r\n        pour recevoir votre<br>\r\nScore GroupIQ\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9526d6e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"9526d6e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-386d6cf elementor-widget elementor-widget-heading\" data-id=\"386d6cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c9valuation GroupIQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b148a18 elementor-widget elementor-widget-heading\" data-id=\"b148a18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Obtenir le score de votre r\u00e9gime<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39991e2 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"39991e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>R\u00e9pondez \u00e0 5 questions rapides et recevez votre score GroupIQ personnalis\u00e9 \u2014 compar\u00e9 \u00e0 des entreprises de votre taille.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03cb875 elementor-widget elementor-widget-html\" data-id=\"03cb875\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/bootstrap-icons@1.11.3\/font\/bootstrap-icons.min.css\">\r\n\r\n<style>\r\n    .mg-disclosure-card_1_FR {\r\n        width: 100%;\r\n        background: #fff;\r\n        border: 1px solid #E7E9F3;\r\n        border-radius: 10px;\r\n        overflow: hidden;\r\n        box-shadow: 0 12px 40px rgba(16, 24, 40, .08);\r\n    }\r\n\r\n    .mg-disclosure-card__header_FR {\r\n        width: 100%;\r\n        border: none;\r\n        background: #fff;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: start;\r\n        padding: 0px 10px;\r\n        cursor: pointer;\r\n        min-height: 30px;\r\n    }\r\n\r\n    .mg-disclosure-card__left_FR {\r\n        display: flex;\r\n        align-items: center;\r\n        gap: 8px;\r\n    }\r\n\r\n    .mg-disclosure-card__icon_FR {\r\n        width: 28px;\r\n        height: 28px;\r\n        min-width: 28px;\r\n        border-radius: 50%;\r\n        background: #F4F2FF;\r\n        color: #5B3DF5;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: center;\r\n        font-size: 14px;\r\n    }\r\n\r\n    .mg-disclosure-card__title_FR {\r\n        font-size: 10px;\r\n        font-weight: 700;\r\n        letter-spacing: 1.2px;\r\n        text-transform: uppercase;\r\n        color: #2B2C7E;\r\n    }\r\n\r\n    .mg-disclosure-card__arrow_FR {\r\n        width: 24px;\r\n        height: 24px;\r\n        min-width: 24px;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: center;\r\n        color: #5B3DF5;\r\n        transition: transform .4s ease;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR.open .mg-disclosure-card__arrow_FR {\r\n        transform: rotate(180deg);\r\n    }\r\n\r\n    .mg-disclosure-card__content_FR {\r\n        max-height: 0;\r\n        overflow: hidden;\r\n        opacity: 0;\r\n        transition:\r\n            max-height .8s cubic-bezier(.22, 1, .36, 1),\r\n            opacity .45s ease;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR.open .mg-disclosure-card__content_FR {\r\n        max-height: 300px;\r\n        opacity: 1;\r\n    }\r\n\r\n    .mg-disclosure-body_FR {\r\n\r\n        padding: 0 10px 10px;\r\n        transform: translateY(-10px);\r\n        opacity: 0;\r\n        transition:\r\n            transform .6s ease,\r\n            opacity .6s ease;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR.open .mg-disclosure-body_FR {\r\n        transform: translateY(0);\r\n        opacity: 1;\r\n    }\r\n\r\n    .mg-warning-row_FR {\r\n        display: block;\r\n        padding: 0 10px;\r\n    }\r\n\r\n\r\n    .mg-warning-icon_FR {\r\n        width: 34px;\r\n        height: 34px;\r\n        min-width: 34px;\r\n        border-radius: 50%;\r\n        background: #F4F2FF;\r\n        color: #5B3DF5;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: center;\r\n        font-size: 15px;\r\n    }\r\n\r\n    .mg-warning-content_FR {\r\n        color: #5A6275;\r\n        font-size: 12px !important;\r\n        line-height: 1.65 !important;\r\n    }\r\n\r\n    .mg-warning-content_FR strong {\r\n        color: #1F2937;\r\n        font-weight: 700;\r\n    }\r\n\r\n    \/* CLOSED STATE *\/\r\n    .mg-disclosure-card_1_FR:not(.open) {\r\n        width: 240px;\r\n        max-width: 270px;\r\n        border: 1px solid #E7E9F3;\r\n        border-radius: 15px;\r\n        background: #F7F4F7;\r\n        box-shadow: 0 12px 40px rgba(16, 24, 40, .08);\r\n        margin-left: auto;\r\n\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR:not(.open) .mg-disclosure-card__header_FR {\r\n        padding: 0px 10px;\r\n        border-radius: 999px;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR:not(.open) .mg-disclosure-card__title_FR {\r\n        font-size: 10px;\r\n        font-weight: 700;\r\n        letter-spacing: 1.2px;\r\n        text-transform: uppercase;\r\n        color: #2B2C7E;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR:not(.open) .mg-disclosure-card__arrow_FR {\r\n        width: 24px;\r\n        height: 24px;\r\n        min-width: 24px;\r\n    }\r\n\r\n\r\n    .mg-disclosure-card__header_FR,\r\n    .mg-disclosure-card__header_FR:hover,\r\n    .mg-disclosure-card__header_FR:focus,\r\n    .mg-disclosure-card__header_FR:active,\r\n    .mg-disclosure-card__header_FR:focus-visible {\r\n        background: #fff !important;\r\n\r\n    }\r\n\r\n\r\n    .mg-disclosure-body_FR {\r\n        column-count: 1 !important;\r\n        column-width: auto !important;\r\n        display: block !important;\r\n    }\r\n\r\n    .mg-disclosure-body_FR p {\r\n        display: block !important;\r\n        width: 100% !important;\r\n        max-width: 100% !important;\r\n        break-inside: avoid;\r\n    }\r\n\r\n    @media(max-width:767px) {\r\n        .mg-disclosure-card_1_FR:not(.open) {\r\n            margin-right: 0;\r\n        }\r\n\r\n        .mg-disclosure-body_FR {\r\n\r\n            padding: 0 10px 10px;\r\n        }\r\n\r\n        .mg-warning-row_FR {\r\n            display: block;\r\n            padding: 0 10px;\r\n        }\r\n\r\n        .mg-warning-content_FR {\r\n            font-size: 10px;\r\n        }\r\n    }\r\n\r\n\r\n    \/* Mobile *\/\r\n    @media (max-height: 700px) {\r\n\r\n        .mg-disclosure-card_1_FR.open .mg-disclosure-card__content_FR {\r\n            max-height: 250px;\r\n            overflow-y: auto;\r\n        }\r\n\r\n    }\r\n\r\n    \/* Tablet *\/\r\n    @media (min-width: 768px) and (max-width: 1024px) and (max-height: 900px) {\r\n\r\n        .mg-disclosure-card_1_FR.open .mg-disclosure-card__content_FR {\r\n            max-height: 350px;\r\n            overflow-y: auto;\r\n        }\r\n\r\n    }\r\n<\/style>\r\n\r\n<div class=\"mg-disclosure-card_1_FR\">\r\n\r\n    <button class=\"mg-disclosure-card__header_FR\" onclick=\"this.parentElement.classList.toggle('open')\">\r\n\r\n        <div class=\"mg-disclosure-card__left_FR\">\r\n\r\n            <div class=\"mg-disclosure-card__icon_FR\">\r\n                <i class=\"bi bi-shield-fill-check\"><\/i>\r\n            <\/div>\r\n\r\n            <div class=\"mg-disclosure-card__title_FR\">\r\n                Avis r\u00e9glementaire\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n        <div class=\"mg-disclosure-card__arrow_FR\">\r\n            <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\">\r\n                <path d=\"M6 9L12 15L18 9\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\r\n                    stroke-linejoin=\"round\" \/>\r\n            <\/svg>\r\n        <\/div>\r\n\r\n    <\/button>\r\n\r\n    <div class=\"mg-disclosure-card__content_FR\">\r\n\r\n        <div class=\"mg-disclosure-body_FR\" style=\"font-size: 12px;\">\r\n\r\n            <p>\r\n                Cette \u00e9valuation est fournie \u00e0 des fins d\u2019information et d\u2019\u00e9ducation uniquement. Le score GroupIQ est un outil de comparaison et ne constitue pas un audit d\u2019assurance professionnel, une \u00e9valuation des risques, ni un conseil personnalis\u00e9. Les r\u00e9sultats doivent \u00eatre examin\u00e9s avec un professionnel de l\u2019assurance qualifi\u00e9 et agr\u00e9\u00e9 avant toute modification de votre r\u00e9gime d\u2019avantages sociaux. MyGroupIQ n\u2019est pas responsable des d\u00e9cisions prises sur la base des r\u00e9sultats de cette \u00e9valuation sans consultation professionnelle ind\u00e9pendante. En poursuivant, vous reconnaissez ces conditions.\r\n            <\/p>\r\n\r\n            <p>\r\n                Les r\u00e9sultats pr\u00e9sent\u00e9s proviennent de sc\u00e9narios composites et d\u2019exp\u00e9riences clients individuelles. Ils ne constituent pas une garantie de r\u00e9sultats futurs. Les r\u00e9sultats r\u00e9els d\u00e9pendent des caract\u00e9ristiques et des circonstances propres \u00e0 chaque r\u00e9gime.\r\n            <\/p>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9a966b elementor-widget elementor-widget-html\" data-id=\"f9a966b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"grouiq-assessment-wrap\" id=\"assess\">\r\n    <style>\r\n        .grouiq-assessment-wrap {\r\n            font-family: 'DM Sans', sans-serif;\r\n            margin: 0 auto;\r\n            color: #111;\r\n            width: 100%;\r\n            max-width: 100%;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .assessment-card {\r\n            background: #F7F7FB;\r\n            border: 1px solid #eaeae4;\r\n            border-radius: 14px;\r\n            padding: 28px;\r\n            position: relative;\r\n            width: 100%;\r\n            box-sizing: border-box;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .progress-bar {\r\n            background: #e0e0d8;\r\n            border-radius: 4px;\r\n            height: 5px;\r\n            margin-bottom: 22px;\r\n            overflow: hidden;\r\n            display: none;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .progress-fill {\r\n            height: 100%;\r\n            background: linear-gradient(135deg, #322E7F, #6C337D, #FF6352);\r\n            border-radius: 4px;\r\n            transition: width 0.4s ease;\r\n            width: 0%;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .error-banner {\r\n            background-color: #fff5f5;\r\n            border: 1px solid #ffccd0;\r\n            border-radius: 8px;\r\n            padding: 12px 16px;\r\n            color: #c92a2a;\r\n            font-size: 13px;\r\n            margin-bottom: 18px;\r\n            display: none;\r\n            text-align: left;\r\n            line-height: 1.5;\r\n        }\r\n\r\n        \/* Expanding Warning & Disclosure Accordion System *\/\r\n        .grouiq-assessment-wrap .mg-warning-box {\r\n            border: 1px solid #eaeae4;\r\n            border-radius: 8px;\r\n            margin-bottom: 20px;\r\n            overflow: hidden;\r\n            background: #fff;\r\n            text-align: left;\r\n            width: 100%;\r\n            box-sizing: border-box;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .mg-warning-box__trigger {\r\n            width: 100%;\r\n            background: #322E7F;\r\n            border: none;\r\n            padding: 14px 18px;\r\n            display: flex;\r\n            justify-content: space-between;\r\n            align-items: center;\r\n            cursor: pointer;\r\n            font-family: 'DM Sans', sans-serif;\r\n            text-align: left;\r\n            gap: 12px;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .mg-warning-box__title {\r\n            font-size: 12px;\r\n            font-weight: 600;\r\n            letter-spacing: 0.3px;\r\n            line-height: 1.4;\r\n            color: #ffffff;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .mg-warning-box__icon {\r\n            display: flex;\r\n            align-items: center;\r\n            justify-content: center;\r\n            flex-shrink: 0;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .mg-warning-box__icon svg {\r\n            width: 20px;\r\n            height: 20px;\r\n            fill: #ffffff;\r\n            transition: transform 0.25s ease;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .mg-warning-box.open .mg-warning-box__icon svg {\r\n            transform: rotate(180deg) !important;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .mg-warning-box__content {\r\n            max-height: 0 !important;\r\n            overflow: hidden !important;\r\n            transition: max-height 0.3s ease-out !important;\r\n            background-color: #fafafc;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .mg-warning-box.open .mg-warning-box__content {\r\n            max-height: 1500px !important;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .mg-warning-box__inner {\r\n            padding: 18px;\r\n            border-top: 1px solid #eaeae4;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .mg-warning-text-inner {\r\n            font-size: 13px;\r\n            line-height: 1.6;\r\n            color: #c92a2a;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .mg-warning-text-inner p {\r\n            margin: 0 0 12px 0;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .mg-warning-text-inner p:last-child {\r\n            margin-bottom: 0;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .mg-warning-text-inner strong {\r\n            color: #8b0000;\r\n        }\r\n\r\n        \/* Intro View Styling *\/\r\n        .grouiq-assessment-wrap .intro-view {\r\n            display: block;\r\n            text-align: left;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .intro-list {\r\n            list-style: none;\r\n            padding: 0;\r\n            margin: 0 0 24px 0;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .intro-item {\r\n            display: flex;\r\n            align-items: flex-start;\r\n            gap: 12px;\r\n            font-size: 15px;\r\n            line-height: 1.5;\r\n            margin-bottom: 14px;\r\n            color: #222;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .intro-item svg {\r\n            width: 20px;\r\n            height: 20px;\r\n            flex-shrink: 0;\r\n            margin-top: 2px;\r\n            fill: #322E7F;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .intro-btn {\r\n            background: linear-gradient(135deg, #322E7F, #6C337D, #FF6352);\r\n            color: #fff;\r\n            border: none;\r\n            border-radius: 8px;\r\n            padding: 14px 28px;\r\n            font-size: 16px;\r\n            font-weight: 500;\r\n            cursor: pointer;\r\n            width: 100%;\r\n            font-family: 'DM Sans', sans-serif;\r\n            margin-bottom: 12px;\r\n            transition: opacity 0.2s;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .intro-btn:hover {\r\n            opacity: 0.95;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .intro-btn:disabled {\r\n            opacity: 0.6;\r\n            cursor: not-allowed;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .intro-footer {\r\n            display: flex;\r\n            justify-content: center;\r\n            gap: 16px;\r\n            font-size: 12px;\r\n            color: #777;\r\n            text-align: center;\r\n            flex-wrap: wrap;\r\n        }\r\n\r\n        \/* Form Gate View Styling *\/\r\n        .grouiq-assessment-wrap .form-gate-view {\r\n            display: none;\r\n            text-align: left;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .form-group {\r\n            margin-bottom: 14px;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .form-group label {\r\n            display: block;\r\n            font-size: 12px;\r\n            font-weight: 500;\r\n            margin-bottom: 5px;\r\n            color: #444;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .form-group input {\r\n            width: 100%;\r\n            padding: 10px 14px;\r\n            border: 1px solid #eaeae4;\r\n            border-radius: 6px;\r\n            font-size: 14px;\r\n            font-family: 'DM Sans', sans-serif;\r\n            box-sizing: border-box;\r\n            background: #fff;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .form-group input:focus {\r\n            outline: none;\r\n            border-color: #322E7F;\r\n        }\r\n\r\n        \/* Question UI Elements *\/\r\n        .grouiq-assessment-wrap .q-view {\r\n            display: none;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .q-counter {\r\n            font-size: 11px;\r\n            color: #999;\r\n            margin-bottom: 8px;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .q-text {\r\n            font-family: 'Sora', sans-serif;\r\n            font-size: 17px;\r\n            font-weight: 500;\r\n            color: #111;\r\n            margin-bottom: 20px;\r\n            line-height: 1.4;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .q-options {\r\n            display: grid;\r\n            grid-template-columns: 1fr 1fr;\r\n            gap: 9px;\r\n            margin-bottom: 18px;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .q-option {\r\n            background: #fff;\r\n            border: 1px solid #322E7F;\r\n            border-radius: 9px;\r\n            padding: 11px 16px;\r\n            font-size: 13px;\r\n            color: #333;\r\n            cursor: pointer;\r\n            text-align: left;\r\n            font-family: 'DM Sans', sans-serif;\r\n            transition: all 0.15s;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .q-option:hover {\r\n            background: #f4f2ff;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .q-option.selected {\r\n            border-color: #322E7F;\r\n            background: #322E7F;\r\n            color: #fff;\r\n            font-weight: 500;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .q-nav {\r\n            display: flex;\r\n            justify-content: space-between;\r\n            align-items: center;\r\n            gap: 16px;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .q-step {\r\n            font-size: 12px;\r\n            color: #aaa;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .q-next {\r\n            background: linear-gradient(135deg, #322E7F, #6C337D, #FF6352);\r\n            color: #fff;\r\n            border: none;\r\n            border-radius: 8px;\r\n            padding: 9px 20px;\r\n            font-size: 13px;\r\n            font-weight: 500;\r\n            cursor: pointer;\r\n            font-family: 'DM Sans', sans-serif;\r\n        }\r\n\r\n        \/* Score Reveal Screen *\/\r\n        .grouiq-assessment-wrap .score-reveal {\r\n            display: none;\r\n            text-align: center;\r\n            padding: 8px 0;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .score-circle {\r\n            width: 108px;\r\n            height: 108px;\r\n            border-radius: 50%;\r\n            background: linear-gradient(135deg, #322E7F, #6C337D, #FF6352);\r\n            display: flex;\r\n            flex-direction: column;\r\n            align-items: center;\r\n            justify-content: center;\r\n            margin: 0 auto 18px;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .score-num {\r\n            font-family: 'Sora', sans-serif;\r\n            font-size: 32px;\r\n            font-weight: 600;\r\n            color: #fff;\r\n            line-height: 1;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .score-lbl {\r\n            font-size: 11px;\r\n            color: #fff;\r\n            font-weight: 500;\r\n            margin-top: 2px;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .score-msg {\r\n            font-family: 'Sora', sans-serif;\r\n            font-size: 18px;\r\n            font-weight: 500;\r\n            color: #111;\r\n            margin-bottom: 10px;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .score-sub {\r\n            font-size: 13px;\r\n            color: #777;\r\n            margin-bottom: 16px;\r\n            line-height: 1.6;\r\n            width: 100%;\r\n            max-width: 100%;\r\n            margin-left: auto;\r\n            margin-right: auto;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .savings-box {\r\n            font-family: 'Sora', sans-serif;\r\n            font-size: 15px;\r\n            font-weight: 600;\r\n            color: #322E7F;\r\n            margin-bottom: 22px;\r\n            line-height: 1.5;\r\n            background: #f4f2ff;\r\n            padding: 12px;\r\n            border-radius: 8px;\r\n            border: 1px solid #e1dbff;\r\n            width: 100%;\r\n            box-sizing: border-box;\r\n        }\r\n\r\n        .grouiq-assessment-wrap .score-cta {\r\n            background: linear-gradient(135deg, #322E7F, #6C337D, #FF6352);\r\n            color: #fff;\r\n            border: none;\r\n            border-radius: 9px;\r\n            padding: 13px 28px;\r\n            font-size: 14px;\r\n            font-weight: 500;\r\n            cursor: pointer;\r\n            width: 100%;\r\n            max-width: 420px;\r\n            font-family: 'DM Sans', sans-serif;\r\n            text-decoration: none;\r\n            display: inline-block;\r\n            margin-bottom: 24px;\r\n        }\r\n\r\n        @media (max-width: 767px) {\r\n            .grouiq-assessment-wrap .assessment-card {\r\n                padding: 20px;\r\n            }\r\n\r\n            .grouiq-assessment-wrap .q-options {\r\n                grid-template-columns: 1fr;\r\n            }\r\n\r\n            .grouiq-assessment-wrap .q-nav {\r\n                flex-direction: column;\r\n                align-items: stretch;\r\n            }\r\n\r\n            .grouiq-assessment-wrap .q-next {\r\n                width: 100%;\r\n            }\r\n        }\r\n\r\n        \/* Mobile *\/\r\n        @media (max-width: 767px) {\r\n\r\n            .grouiq-assessment-wrap .q-option {\r\n                white-space: normal;\r\n                word-break: break-word;\r\n                text-wrap: balance;\r\n                line-height: 1.4;\r\n                padding: 12px 14px;\r\n            }\r\n\r\n        }\r\n\r\n\r\n        \/* Mobile - Questions 6, 7, 8, 9, 10 *\/\r\n        @media (max-width: 767px) {\r\n\r\n            .grouiq-assessment-wrap .q-options {\r\n                grid-template-columns: 1fr;\r\n                gap: 8px;\r\n            }\r\n\r\n            .grouiq-assessment-wrap .q-option {\r\n                white-space: normal;\r\n                word-break: break-word;\r\n                overflow-wrap: break-word;\r\n                text-wrap: balance;\r\n                line-height: 1.45;\r\n                padding: 14px 16px;\r\n                min-height: auto;\r\n\r\n                display: flex;\r\n                align-items: center;\r\n            }\r\n\r\n            .grouiq-assessment-wrap .q-text {\r\n                font-size: 18px;\r\n                line-height: 1.35;\r\n            }\r\n        }\r\n\r\n\r\n        \/* Tablet - Questions 6, 7, 8, 9, 10 *\/\r\n        @media (min-width: 768px) and (max-width: 1024px) {\r\n\r\n            .grouiq-assessment-wrap .q-options {\r\n                gap: 10px;\r\n            }\r\n\r\n            .grouiq-assessment-wrap .q-option {\r\n                white-space: normal;\r\n                word-break: break-word;\r\n                overflow-wrap: break-word;\r\n                text-wrap: balance;\r\n                line-height: 1.45;\r\n                padding: 14px 16px;\r\n                min-height: 72px;\r\n\r\n                display: flex;\r\n                align-items: center;\r\n            }\r\n        }\r\n\r\n\r\n        \/* Small tablets (iPad Mini, Surface Go, etc.) *\/\r\n        @media (min-width: 768px) and (max-width: 900px) {\r\n\r\n            .grouiq-assessment-wrap .q-options {\r\n                grid-template-columns: 1fr;\r\n            }\r\n\r\n            .grouiq-assessment-wrap .q-option {\r\n                min-height: auto;\r\n            }\r\n        }\r\n\r\n        \/* Mobile & Tablet *\/\r\n        @media (max-width: 1024px) {\r\n\r\n            .grouiq-assessment-wrap .intro-btn {\r\n                white-space: normal;\r\n                word-break: break-word;\r\n                overflow-wrap: break-word;\r\n                text-wrap: balance;\r\n                line-height: 1.4;\r\n\r\n                display: flex;\r\n                align-items: center;\r\n                justify-content: center;\r\n                text-align: center;\r\n            }\r\n\r\n        }\r\n    <\/style>\r\n\r\n    <div class=\"assessment-card\">\r\n        <div class=\"progress-bar\" id=\"grouiq-prog-bar\">\r\n            <div class=\"progress-fill\" id=\"grouiq-prog\"><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"error-banner\" id=\"grouiq-error-banner\"><\/div>\r\n\r\n        <div class=\"intro-view\" id=\"grouiq-intro-view\">\r\n            <ul class=\"intro-list\">\r\n                <li class=\"intro-item\">\r\n                    <svg viewBox=\"0 0 24 24\">\r\n                        <path d=\"M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z\" \/>\r\n                    <\/svg>\r\n                    <span>Pour les entreprises de 100 employ\u00e9s et plus<\/span>\r\n                <\/li>\r\n                <li class=\"intro-item\">\r\n                    <svg viewBox=\"0 0 24 24\">\r\n                        <path d=\"M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z\" \/>\r\n                    <\/svg>\r\n                    <span>D\u00e9couvrez en 3 minutes si vous payez trop cher pour vos avantages sociaux collectifs<\/span>\r\n                <\/li>\r\n                <li class=\"intro-item\">\r\n                    <svg viewBox=\"0 0 24 24\">\r\n                        <path d=\"M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z\" \/>\r\n                    <\/svg>\r\n                    <span>Obtenez votre Score GroupIQ \u2013 un comparatif gratuit et instantan\u00e9 montrant comment votre\r\n                        r\u00e9gime actuel se situe par rapport aux entreprises de m\u00eame taille au Canada et en Am\u00e9rique du\r\n                        Nord.<\/span>\r\n                <\/li>\r\n            <\/ul>\r\n            <button class=\"intro-btn\" type=\"button\" id=\"grouiq-start-btn\">\u00c9valuer mon r\u00e9gime - C'est gratuit \u2192<\/button>\r\n            <div class=\"intro-footer\">\r\n                <span>Sans obligation<\/span>\r\n                <span>\u2022<\/span>\r\n                <span>Pas d'argumentaire de vente<\/span>\r\n                <span>\u2022<\/span>\r\n                <span>R\u00e9sultats en moins de 3 minutes<\/span>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"q-view\" id=\"grouiq-q-view\">\r\n            <div class=\"q-counter\" id=\"grouiq-q-counter\"><\/div>\r\n            <div class=\"q-text\" id=\"grouiq-q-text\"><\/div>\r\n            <div class=\"q-options\" id=\"grouiq-q-opts\"><\/div>\r\n            <div class=\"q-nav\">\r\n                <span class=\"q-step\" id=\"grouiq-q-step\"><\/span>\r\n                <button class=\"q-next\" type=\"button\" id=\"grouiq-next-btn\"><\/button>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"form-gate-view\" id=\"grouiq-gate-view\">\r\n            <div class=\"q-text\" id=\"grouiq-gate-title\">Compl\u00e9tez votre profil pour d\u00e9bloquer vos r\u00e9sultats personnalis\u00e9s\r\n                de Score GroupIQ :<\/div>\r\n            <form id=\"grouiq-lead-form\">\r\n                <div class=\"form-group\">\r\n                    <label for=\"giq-company\">Nom de l'entreprise *<\/label>\r\n                    <input type=\"text\" id=\"giq-company\" required>\r\n                <\/div>\r\n                <div class=\"form-group\">\r\n                    <label for=\"giq-title\">Titre du poste *<\/label>\r\n                    <input type=\"text\" id=\"giq-title\" required>\r\n                <\/div>\r\n                <div class=\"form-group\">\r\n                    <label for=\"giq-name\">Pr\u00e9nom & Nom *<\/label>\r\n                    <input type=\"text\" id=\"giq-name\" required>\r\n                <\/div>\r\n                <div class=\"form-group\">\r\n                    <label for=\"giq-email\">Courriel professionnel *<\/label>\r\n                    <input type=\"email\" id=\"giq-email\" required>\r\n                <\/div>\r\n                <div class=\"form-group\">\r\n                    <label for=\"giq-tel\">T\u00e9l *<\/label>\r\n                    <input type=\"tel\" id=\"giq-tel\" required>\r\n                <\/div>\r\n                <button class=\"intro-btn\" id=\"grouiq-submit-btn\" style=\"margin-top:10px;\" type=\"submit\">Voir Mon Score &\r\n                    Mes Rep\u00e8res \u2192<\/button>\r\n            <\/form>\r\n        <\/div>\r\n\r\n        <div class=\"score-reveal\" id=\"grouiq-score-view\">\r\n            <div class=\"score-circle\">\r\n                <span class=\"score-num\" id=\"grouiq-final-score-num\">--<\/span>\r\n                <span class=\"score-lbl\" id=\"grouiq-score-lbl\"><\/span>\r\n            <\/div>\r\n            <div class=\"score-msg\" id=\"grouiq-score-msg\"><\/div>\r\n            <p class=\"score-sub\" id=\"grouiq-score-sub\"><\/p>\r\n\r\n            <div class=\"savings-box\" id=\"grouiq-savings-display\"><\/div>\r\n\r\n            <div class=\"mg-warning-box\" id=\"mg-disclosure-results\" hidden>\r\n                <button class=\"mg-warning-box__trigger\" type=\"button\"\r\n                    onclick=\"this.parentElement.classList.toggle('open')\">\r\n                    <div class=\"mg-warning-box__title\">\u26a0\ufe0f [CONFORMIT\u00c9 \u2014 PAGE DES R\u00c9SULTATS \u2014 AUCUNE GARANTIE + CONFLIT\r\n                        D'INT\u00c9R\u00caTS + ACCR\u00c9DITATION]<\/div>\r\n                    <div class=\"mg-warning-box__icon\">\r\n                        <svg viewBox=\"0 0 24 24\">\r\n                            <path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\" \/>\r\n                        <\/svg>\r\n                    <\/div>\r\n                <\/button>\r\n                <div class=\"mg-warning-box__content\">\r\n                    <div class=\"mg-warning-box__inner\">\r\n                        <div class=\"mg-warning-text-inner\">\r\n                            <p><strong>Aucune garantie d'\u00e9conomie :<\/strong> Ce score est un indicateur directionnel\r\n                                bas\u00e9 sur des donn\u00e9es de r\u00e9f\u00e9rence. Les \u00e9conomies r\u00e9elles d\u00e9pendent de votre r\u00e9gime\r\n                                sp\u00e9cifique, de l'historique des r\u00e9clamations, de la relation avec l'assureur et du\r\n                                profil de l'effectif. MyGroupIQ ne donne aucune garantie quant \u00e0 des r\u00e9sultats\r\n                                sp\u00e9cifiques. <strong>Divulgation de conflit d'int\u00e9r\u00eats :<\/strong> MyGroupIQ peut\r\n                                recevoir une compensation lorsque les \u00e9valuations se traduisent par des engagements\r\n                                professionnels. Cela n'influence pas l'objectivit\u00e9 de nos outils d'\u00e9valuation.\r\n                                <strong>Accr\u00e9ditation :<\/strong> Vos r\u00e9sultats seront examin\u00e9s par un conseiller en\r\n                                avantages sociaux agr\u00e9\u00e9 : [INS\u00c9RER LE NOM DU CONSEILLER + N\u00b0 DE PERMIS].\r\n                            <\/p>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <a class=\"score-cta\" href=\"https:\/\/calendly.com\/jack-empowerdigitaldata\/60min\" target=\"_blank\"\r\n                id=\"grouiq-score-cta\"><\/a>\r\n\r\n            <link rel=\"stylesheet\"\r\n                href=\"https:\/\/cdn.jsdelivr.net\/npm\/bootstrap-icons@1.11.3\/font\/bootstrap-icons.min.css\">\r\n\r\n           <style>\r\n                .mgq-reg-card_FR {\r\n                    width: 100%;\r\n                    background: #fff;\r\n                    border: 1px solid #E7E9F3;\r\n                    border-radius: 10px;\r\n                    overflow: hidden;\r\n                    box-shadow: 0 12px 40px rgba(16, 24, 40, .08);\r\n                }\r\n\r\n                .mgq-reg-header_FR {\r\n                    width: 100%;\r\n                    border: none;\r\n                    background: #fff;\r\n                    display: flex;\r\n                    align-items: center;\r\n                    justify-content: center;\r\n                    padding: 0 10px;\r\n                    min-height: 30px;\r\n                    cursor: pointer;\r\n                }\r\n\r\n                .mgq-reg-left_FR {\r\n                    display: flex;\r\n                    align-items: center;\r\n                    gap: 8px;\r\n                }\r\n\r\n                .mgq-reg-icon_FR {\r\n                    width: 28px;\r\n                    height: 28px;\r\n                    min-width: 28px;\r\n                    border-radius: 50%;\r\n                    background: #F4F2FF;\r\n                    color: #5B3DF5;\r\n                    display: flex;\r\n                    align-items: center;\r\n                    justify-content: center;\r\n                    font-size: 14px;\r\n                }\r\n\r\n                .mgq-reg-title_FR {\r\n                    font-size: 10px;\r\n                    font-weight: 700;\r\n                    letter-spacing: 1.2px;\r\n                    text-transform: uppercase;\r\n                    color: #2B2C7E;\r\n                }\r\n\r\n                .mgq-reg-arrow_FR {\r\n                    width: 24px;\r\n                    height: 24px;\r\n                    min-width: 24px;\r\n                    display: flex;\r\n                    align-items: center;\r\n                    justify-content: center;\r\n                    color: #5B3DF5;\r\n                    transition: transform .4s ease;\r\n                }\r\n\r\n                .mgq-reg-card_FR.open .mgq-reg-arrow_FR {\r\n                    transform: rotate(180deg);\r\n                }\r\n\r\n                .mgq-reg-content_FR {\r\n                    max-height: 0;\r\n                    overflow: hidden;\r\n                    opacity: 0;\r\n                    transition:\r\n                        max-height .8s cubic-bezier(.22, 1, .36, 1),\r\n                        opacity .45s ease;\r\n                }\r\n\r\n                .mgq-reg-card_FR.open .mgq-reg-content_FR {\r\n                    max-height: 300px;\r\n                    overflow-y: auto;\r\n                    opacity: 1;\r\n                }\r\n\r\n                .mgq-reg-body_FR {\r\n                    padding: 0 10px 10px;\r\n                    transform: translateY(-10px);\r\n                    opacity: 0;\r\n                    transition:\r\n                        transform .6s ease,\r\n                        opacity .6s ease;\r\n                }\r\n\r\n                .mgq-reg-card_FR.open .mgq-reg-body_FR {\r\n                    transform: translateY(0);\r\n                    opacity: 1;\r\n                }\r\n\r\n                .mgq-reg-item_FR {\r\n                    \/* border-top: 1px solid #ECEEF5;\r\n                    padding-top: 18px; *\/\r\n                    color: #5A6275;\r\n                    font-size: 12px !important;\r\n                    line-height: 1.65 !important;\r\n                }\r\n\r\n                .mgq-reg-item_FR strong {\r\n                    color: #1F2937;\r\n                    font-weight: 700;\r\n                }\r\n\r\n                .mgq-reg-card_FR:not(.open) {\r\n                    \/* width: 270px; *\/\r\n                    width: 100%;\r\n                    max-width: 270px;\r\n                    border: 1px solid #E7E9F3;\r\n                    border-radius: 15px;\r\n                    background: #F7F4F7;\r\n                    box-shadow: 0 12px 40px rgba(16, 24, 40, .08);\r\n                    margin-left: auto;\r\n                    margin-right: auto; \r\n                }\r\n\r\n                .mgq-reg-card_FR:not(.open) .mgq-reg-header_FR {\r\n                    padding: 0 10px;\r\n                    border-radius: 999px;\r\n                }\r\n\r\n                .mgq-reg-card_FR:not(.open) .mgq-reg-title_FR {\r\n                    font-size: 10px;\r\n                    font-weight: 700;\r\n                    letter-spacing: 1.2px;\r\n                    text-transform: uppercase;\r\n                    color: #2B2C7E;\r\n                }\r\n\r\n                .mgq-reg-card_FR:not(.open) .mgq-reg-arrow_FR {\r\n                    width: 24px;\r\n                    height: 24px;\r\n                    min-width: 24px;\r\n                }\r\n\r\n                .mgq-reg-header_FR,\r\n                .mgq-reg-header_FR:hover,\r\n                .mgq-reg-header_FR:focus,\r\n                .mgq-reg-header_FR:active,\r\n                .mgq-reg-header_FR:focus-visible {\r\n                    background: #fff !important;\r\n                    \/* outline: none !important;\r\n                    box-shadow: none !important; *\/\r\n                }\r\n\r\n                .mgq-reg-item_FR {\r\n                    column-count: 1 !important;\r\n                    column-width: auto !important;\r\n                    display: block !important;\r\n                }\r\n\r\n                .mgq-reg-item_FR p {\r\n                    display: block !important;\r\n                    width: 100% !important;\r\n                    max-width: 100% !important;\r\n                    break-inside: avoid;\r\n                }\r\n\r\n                \/*mg-warning left over code?*\/\r\n                .mg-warning-row_FR {\r\n                    display: block;\r\n                    padding: 0 10px;\r\n                }\r\n\r\n\r\n                .mg-warning-icon_FR {\r\n                    width: 34px;\r\n                    height: 34px;\r\n                    min-width: 34px;\r\n                    border-radius: 50%;\r\n                    background: #F4F2FF;\r\n                    color: #5B3DF5;\r\n                    display: flex;\r\n                    align-items: center;\r\n                    justify-content: center;\r\n                    font-size: 15px;\r\n                } \r\n\r\n                .mg-warning-content_FR {\r\n                    color: #5A6275;\r\n                    font-size: 12px !important;\r\n                    line-height: 1.65 !important;\r\n                }\r\n\r\n                .mg-warning-content_FR strong {\r\n                    color: #1F2937;\r\n                    font-weight: 700;\r\n                }\r\n\r\n                @media(max-width:767px) {\r\n                  \r\n\r\n                    .mgq-reg-body_FR {\r\n                        padding: 0 10px 10px;\r\n                    }\r\n\r\n                    .mgq-reg-item_FR {\r\n                        font-size: 14px;\r\n                    }\r\n \r\n                    \/*mg-warning left over code?*\/\r\n                    .mg-warning-row_FR {\r\n                        display: block;\r\n                        padding: 0 10px;\r\n                    }\r\n\r\n                    .mg-warning-content_FR {\r\n                        font-size: 10px;\r\n                    }\r\n                }\r\n\r\n                @media (max-width: 767px) and (max-height: 700px) {\r\n                    .mgq-reg-card_FR.open .mgq-reg-content_FR {\r\n                        max-height: 250px;\r\n                        overflow-y: auto;\r\n                    }\r\n                    \r\n                }\r\n\r\n                @media (max-height: 700px) {\r\n                    .mgq-reg-card_FR.open .mgq-reg-content_FR {\r\n                        max-height: 250px;\r\n                        overflow-y: auto;\r\n                    }\r\n                    \r\n                }\r\n\r\n                @media (min-width: 768px) and (max-width: 1024px) and (max-height: 900px) {\r\n                    .mgq-reg-card_FR.open .mgq-reg-content_FR {\r\n                        max-height: 350px;\r\n                        overflow-y: auto;\r\n                    }\r\n                }\r\n\r\n                \r\n            <\/style>\r\n\r\n            <div id=\"mgq-regulatory-panel\" class=\"mgq-reg-card_FR\">\r\n\r\n                <button class=\"mgq-reg-header_FR\" onclick=\"this.parentElement.classList.toggle('open')\">\r\n\r\n                    <div class=\"mgq-reg-left_FR\">\r\n\r\n                        <div class=\"mgq-reg-icon_FR\">\r\n                            <i class=\"bi bi-shield-fill-check\"><\/i>\r\n                        <\/div>\r\n\r\n                        <div class=\"mgq-reg-title_FR\">\r\n                            Avis r\u00e9glementaire\r\n                        <\/div>\r\n\r\n                    <\/div>\r\n\r\n                    <div class=\"mgq-reg-arrow_FR\">\r\n                        <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\">\r\n                            <path d=\"M6 9L12 15L18 9\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\r\n                                stroke-linejoin=\"round\" \/>\r\n                        <\/svg>\r\n                    <\/div>\r\n\r\n                <\/button>\r\n\r\n                <div class=\"mgq-reg-content_FR\">\r\n                    <div class=\"mgq-reg-body_FR\">\r\n\r\n                        <div class=\"mgq-reg-item_FR\">\r\n\r\n                            <p>Ce document est fourni \u00e0 des fins d'information et d'\u00e9ducation uniquement. Le Score GroupIQ est un outil d'analyse comparative (benchmarking) et ne constitue pas un audit professionnel d'assurance, une \u00e9valuation des risques ou un conseil personnalis\u00e9. Les r\u00e9sultats doivent \u00eatre examin\u00e9s avec un professionnel de l'assurance qualifi\u00e9 et d\u00fbment autoris\u00e9 avant toute modification de votre r\u00e9gime d'avantages sociaux. MyGroupIQ n'est pas responsable des d\u00e9cisions prises sur la base des r\u00e9sultats de l'\u00e9valuation sans consultation professionnelle ind\u00e9pendante. En poursuivant, vous reconnaissez et acceptez ces conditions.<\/p>\r\n\r\n                            <p><strong>Avis relatif \u00e0 la Loi sur les assurances (f\u00e9d\u00e9ral) :<\/strong> MyGroupIQ fournit des renseignements \u00e9ducatifs et des analyses comparatives. Il ne s'agit pas de conseils en assurance. La mise en \u0153uvre de toute strat\u00e9gie n\u00e9cessite l'intervention d'un courtier d'assurance titulaire d'un permis dans votre province.<\/p>\r\n\r\n                            <p><strong>Ontario (ARSF\/FSRA) :<\/strong> MyGroupIQ n'est pas un courtier d'assurance agr\u00e9\u00e9 en vertu de la Loi sur les assurances de l'Ontario. Toutes les recommandations doivent \u00eatre mises en \u0153uvre par un courtier autoris\u00e9 par l'Autorit\u00e9 ontarienne de r\u00e9glementation des services financiers (ARSF\/FSRA).<\/p>\r\n\r\n                            <p><strong>Qu\u00e9bec (AMF) :<\/strong> MyGroupIQ n'est pas un courtier d'assurance agr\u00e9\u00e9 au Qu\u00e9bec. Toutes les recommandations doivent \u00eatre mises en \u0153uvre par un courtier agr\u00e9\u00e9 par l'Autorit\u00e9 des march\u00e9s financiers (AMF).<\/p>\r\n\r\n                            <p><strong>Protection des renseignements personnels (LPRPDE + lois provinciales sur la protection de la vie priv\u00e9e) :<\/strong> Les renseignements personnels recueillis par l'interm\u00e9diaire de cette plateforme sont trait\u00e9s conform\u00e9ment \u00e0 la Loi sur la protection des renseignements personnels et les documents \u00e9lectroniques (LPRPDE) ainsi qu'\u00e0 la Loi sur la protection des renseignements personnels dans le secteur priv\u00e9 du Qu\u00e9bec (Loi 25). Pour consulter notre politique compl\u00e8te de confidentialit\u00e9, visitez mygroupiq.com\/privacy.<\/p>\r\n\r\n                            <p><strong>LCAP :<\/strong> Les messages \u00e9lectroniques commerciaux envoy\u00e9s par MyGroupIQ sont conformes \u00e0 la Loi canadienne anti-pourriel (LCAP). Pour vous d\u00e9sabonner, communiquez avec settings@mygroupiq.com | [Adresse physique] | [Num\u00e9ro de t\u00e9l\u00e9phone]<\/p>\r\n\r\n                            <p><strong>Divulgation des licences :<\/strong> Les conseillers et\/ou partenaires de MyGroupIQ sont autoris\u00e9s comme suit : [NOM DE L'AGENT] - Permis no [NUM\u00c9RO] - [PROVINCE] | [NOM DE L'AGENT] - Permis no [NUM\u00c9RO] - [PROVINCE], sous la supervision de [SUPERVISEUR\/MGA], enregistr\u00e9 aupr\u00e8s de l'ARSF (FSRA) et de l'AMF.<\/p>\r\n\r\n                            <p><strong>Conflit d'int\u00e9r\u00eats :<\/strong> MyGroupIQ peut recevoir une r\u00e9mun\u00e9ration lorsque les \u00e9valuations donnent lieu \u00e0 des mandats professionnels. Cette r\u00e9mun\u00e9ration n'influence pas l'objectivit\u00e9 de nos outils ni de notre contenu \u00e9ducatif.<\/p>\r\n\r\n                            <p><strong>Limitation de responsabilit\u00e9 :<\/strong> MyGroupIQ fournit ses outils d'\u00e9valuation \u00ab tels quels \u00bb. Dans toute la mesure permise par la loi, MyGroupIQ d\u00e9cline toute garantie et ne pourra \u00eatre tenue responsable des dommages indirects, accessoires ou cons\u00e9cutifs d\u00e9coulant de l'utilisation de cette plateforme.<\/p>\r\n\r\n                        <\/div>\r\n\r\n                    <\/div>\r\n                <\/div>\r\n\r\n            <\/div>\r\n\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <script>\r\n        (function () {\r\n            function initApp() {\r\n                const ctx = document.currentScript ? document.currentScript.closest('.grouiq-assessment-wrap') : document.getElementById('assess');\r\n                if (!ctx) return;\r\n\r\n                if (ctx.getAttribute('data-ready') === 'true') return;\r\n                ctx.setAttribute('data-ready', 'true');\r\n\r\n                \/\/ Force French locale engine parameters\r\n                let lang = 'fr';\r\n\r\n                const translations = {\r\n                    fr: {\r\n                        labels: {\r\n                            question: 'Question',\r\n                            step: '\u00c9tape',\r\n                            of: 'sur',\r\n                            next: 'Suivant \u2192',\r\n                            groupiq: 'Score GroupIQ',\r\n                            scoreCta: 'R\u00e9servez votre consultation gratuite en optimisation d\u00e8s maintenant \u2192'\r\n                        },\r\n                        questions: [\r\n                            { id: 'q1', text: 'Combien d\\'employ\u00e9s votre entreprise compte-t-elle actuellement ?', opts: ['100-249', '250-499', '500-999', '1 000+'] },\r\n                            { id: 'q2', text: '\u00c0 quand remonte la derni\u00e8re fois que vous avez effectu\u00e9 une analyse comparative formelle de votre r\u00e9gime d\\'avantages sociaux collectifs ?', opts: ['Au cours de la derni\u00e8re ann\u00e9e', 'Il y a 1 ou 2 ans', 'Il y a 3 ans ou plus', 'Jamais r\u00e9vis\u00e9'] },\r\n                            { id: 'q3', text: 'Quelle est la structure de votre r\u00e9gime actuel ?', opts: ['Enti\u00e8rement assur\u00e9', 'Auto-financ\u00e9 \/ ASA (Services administratifs seulement)', 'Pas certain', 'Combinaison'] },\r\n                            { id: 'q4', text: 'Quelle est votre plus grande pr\u00e9occupation actuelle concernant les avantages sociaux collectifs ?', opts: ['Hausse des co\u00fbts', 'Satisfaction des employ\u00e9s', 'Complexit\u00e9 du renouvellement', 'Performance de l\\'assureur'] },\r\n                            { id: 'q5', text: 'Votre organisation a-t-elle compar\u00e9 votre r\u00e9gime aux rep\u00e8res du march\u00e9 au cours des 24 derniers mois ?', opts: ['Oui, de fa\u00e7on formelle', 'De fa\u00e7on informelle uniquement', 'Non', 'Pr\u00e9vu prochainement'] },\r\n                            { id: 'q6', text: 'Quelles sont vos d\u00e9penses annuelles approximatives en avantages sociaux par employ\u00e9 ?', opts: ['Moins de 3 000 $ par employ\u00e9 par ann\u00e9e', 'Entre 3 000 $ et 5 000 $ par employ\u00e9 par ann\u00e9e', 'Entre 5 000 $ et 8 000 $ par employ\u00e9 par ann\u00e9e', 'Plus de 8 000 $ par employ\u00e9 par ann\u00e9e', 'Je ne sais pas'] },\r\n                            { id: 'q7', text: 'Comment votre augmentation de renouvellement actuelle se compare-t-elle \u00e0 ce que votre courtier vous avait dit de pr\u00e9voir ?', opts: ['Elle est inf\u00e9rieure aux pr\u00e9visions', 'Elle correspond aux attentes', 'Elle est sup\u00e9rieure aux pr\u00e9visions', 'Nous n\\'avons pas encore re\u00e7u notre renouvellement', 'Je ne sais pas \u00e0 quoi m\\'attendre'] },\r\n                            { id: 'q8', text: 'Votre r\u00e9gime actuel comprend-il un volet auto-financ\u00e9 ou ASA pour une cat\u00e9gorie de prestations ?', opts: ['Oui, pour la plupart des cat\u00e9gories', 'Oui, pour certaines cat\u00e9gories (sant\u00e9 ou dentaire uniquement)', 'Non, il est enti\u00e8rement assur\u00e9', 'Je ne suis pas certain'] },\r\n                            { id: 'q9', text: '\u00c0 quand remonte le dernier appel d\\'offres formel ou la derni\u00e8re \u00e9valuation du march\u00e9 des assureurs par votre entreprise ?', opts: ['Au cours des 12 derniers mois', 'Il y a 1 \u00e0 3 ans', 'Il y a plus de 3 ans', 'Nous n\\'avons jamais \u00e9valu\u00e9 formellement d\\'autres assureurs', 'Je ne sais pas'] },\r\n                            { id: 'q10', text: 'Quel est le niveau de satisfaction de vos employ\u00e9s \u00e0 l\\'\u00e9gard de votre r\u00e9gime d\\'avantages sociaux actuel ?', opts: ['Tr\u00e8s satisfaits \u2013 nous recevons d\\'excellents commentaires', 'Plut\u00f4t satisfaits \u2013 plaintes occasionnelles mais g\u00e9n\u00e9ralement positif', 'Neutre \u2013 les employ\u00e9s commentent rarement', 'Insatisfaits \u2013 nous entendons r\u00e9guli\u00e8rement des plaintes concernant les lacunes de couverture', 'Nous n\\'avons jamais mesur\u00e9 formellement la satisfaction des employ\u00e9s'] }\r\n                        ]\r\n                    }\r\n                };\r\n\r\n                const t = translations[lang];\r\n\r\n                let current = 0;\r\n                let userAnswers = {};\r\n                let selectedIdx = null;\r\n\r\n                const introView = ctx.querySelector('#grouiq-intro-view');\r\n                const startBtn = ctx.querySelector('#grouiq-start-btn');\r\n                const progBar = ctx.querySelector('#grouiq-prog-bar');\r\n                const qView = ctx.querySelector('#grouiq-q-view');\r\n                const gateView = ctx.querySelector('#grouiq-gate-view');\r\n                const leadForm = ctx.querySelector('#grouiq-lead-form');\r\n                const submitBtn = ctx.querySelector('#grouiq-submit-btn');\r\n                const scoreView = ctx.querySelector('#grouiq-score-view');\r\n                const errorBanner = ctx.querySelector('#grouiq-error-banner');\r\n\r\n                const qCounter = ctx.querySelector('#grouiq-q-counter');\r\n                const qStep = ctx.querySelector('#grouiq-q-step');\r\n                const qText = ctx.querySelector('#grouiq-q-text');\r\n                const qOpts = ctx.querySelector('#grouiq-q-opts');\r\n                const prog = ctx.querySelector('#grouiq-prog');\r\n                const nextBtn = ctx.querySelector('#grouiq-next-btn');\r\n\r\n                const labelScore = ctx.querySelector('#grouiq-score-lbl');\r\n                if (labelScore) labelScore.textContent = t.labels.groupiq;\r\n\r\n                const ctaScore = ctx.querySelector('#grouiq-score-cta');\r\n                if (ctaScore) ctaScore.textContent = t.labels.scoreCta;\r\n\r\n                if (nextBtn) nextBtn.textContent = t.labels.next;\r\n\r\n                function hideError() {\r\n                    if (errorBanner) {\r\n                        errorBanner.style.display = 'none';\r\n                        errorBanner.textContent = '';\r\n                    }\r\n                }\r\n\r\n                function showError(message) {\r\n                    if (errorBanner) {\r\n                        errorBanner.textContent = message;\r\n                        errorBanner.style.display = 'block';\r\n                        errorBanner.scrollIntoView({ behavior: 'smooth', block: 'nearest' });\r\n                    }\r\n                }\r\n\r\n                \/\/ if (startBtn) {\r\n                \/\/   startBtn.onclick = function (e) {\r\n                \/\/     if (e) e.preventDefault();\r\n                \/\/     hideError();\r\n                \/\/     if (introView) introView.style.display = 'none';\r\n                \/\/     if (progBar) progBar.style.display = 'block';\r\n                \/\/     if (qView) qView.style.display = 'block';\r\n                \/\/     renderQuestion();\r\n                \/\/   };\r\n                \/\/ }\r\n\r\n                \/\/ Skip intro page and start assessment immediately\r\n                if (introView) introView.style.display = 'none';\r\n                if (progBar) progBar.style.display = 'block';\r\n                if (qView) qView.style.display = 'block';\r\n                renderQuestion();\r\n\r\n                function renderQuestion() {\r\n                    if (!t.questions[current]) return;\r\n                    const q = t.questions[current];\r\n                    if (qCounter) qCounter.textContent = `${t.labels.question} ${current + 1} ${t.labels.of} ${t.questions.length}`;\r\n                    if (qStep) qStep.textContent = `${t.labels.step} ${current + 1} ${t.labels.of} ${t.questions.length}`;\r\n                    if (qText) qText.textContent = q.text;\r\n\r\n                    if (prog) prog.style.width = ((current \/ t.questions.length) * 100) + '%';\r\n\r\n                    if (qOpts) {\r\n                        qOpts.innerHTML = '';\r\n                        selectedIdx = null;\r\n\r\n                        q.opts.forEach((option, idx) => {\r\n                            const btn = document.createElement('button');\r\n                            btn.type = 'button';\r\n                            btn.className = 'q-option';\r\n                            btn.textContent = option;\r\n\r\n                            btn.onclick = function (e) {\r\n                                if (e) e.preventDefault();\r\n                                qOpts.querySelectorAll('.q-option').forEach(b => b.classList.remove('selected'));\r\n                                this.classList.add('selected');\r\n                                selectedIdx = idx;\r\n                            };\r\n                            qOpts.appendChild(btn);\r\n                        });\r\n                    }\r\n                }\r\n\r\n                if (nextBtn) {\r\n                    nextBtn.onclick = function (e) {\r\n                        if (e) e.preventDefault();\r\n                        hideError();\r\n                        if (selectedIdx === null) {\r\n                            if (qOpts) {\r\n                                const first = qOpts.querySelector('.q-option');\r\n                                if (first) {\r\n                                    first.click();\r\n                                    return;\r\n                                }\r\n                            }\r\n                            return;\r\n                        }\r\n\r\n                        userAnswers[t.questions[current].id] = selectedIdx;\r\n                        current++;\r\n\r\n                        if (current >= t.questions.length) {\r\n                            if (qView) qView.style.display = 'none';\r\n                            if (progBar) progBar.style.display = 'none';\r\n                            if (gateView) gateView.style.display = 'block';\r\n                        } else {\r\n                            renderQuestion();\r\n                        }\r\n                    };\r\n                }\r\n\r\n                if (leadForm) {\r\n                    leadForm.onsubmit = function (e) {\r\n                        e.preventDefault();\r\n                        hideError();\r\n\r\n                        if (submitBtn) {\r\n                            submitBtn.disabled = true;\r\n                            submitBtn.textContent = \"Calcul de vos donn\u00e9es de profil...\";\r\n                        }\r\n\r\n                        const payload = {\r\n                            answers: userAnswers,\r\n                            lead: {\r\n                                company: ctx.querySelector('#giq-company')?.value || '',\r\n                                title: ctx.querySelector('#giq-title')?.value || '',\r\n                                name: ctx.querySelector('#giq-name')?.value || '',\r\n                                email: ctx.querySelector('#giq-email')?.value || '',\r\n                                tel: ctx.querySelector('#giq-tel')?.value || ''\r\n                            }\r\n                        };\r\n\r\n                       fetch('grouiq\/grouiq-calc-fr.php', {\r\n                            method: 'POST',\r\n                            headers: { 'Content-Type': 'application\/json' },\r\n                            body: JSON.stringify(payload)\r\n                        })\r\n                            .then(res => {\r\n                                if (!res.ok) throw new Error(\"Le serveur d'\u00e9valuation a renvoy\u00e9 un statut d'erreur.\");\r\n                                return res.json();\r\n                            })\r\n                            .then(data => {\r\n                                if (data.success) {\r\n                                    const finalScoreNum = ctx.querySelector('#grouiq-final-score-num');\r\n                                    const scoreMsg = ctx.querySelector('#grouiq-score-msg');\r\n                                    const scoreSub = ctx.querySelector('#grouiq-score-sub');\r\n                                    const savingsDisplay = ctx.querySelector('#grouiq-savings-display');\r\n\r\n                                    if (finalScoreNum) finalScoreNum.textContent = data.score;\r\n                                    if (scoreMsg) scoreMsg.textContent = data.headline;\r\n                                    if (scoreSub) scoreSub.textContent = data.subMessage;\r\n                                    if (savingsDisplay) savingsDisplay.textContent = data.savingsDisplay;\r\n\r\n                                    if (gateView) gateView.style.display = 'none';\r\n                                    if (scoreView) scoreView.style.display = 'block';\r\n                                } else {\r\n                                    showError(\"Une erreur s'est produite lors des calculs : \" + (data.error || \"Erreur inconnue\"));\r\n                                    if (submitBtn) {\r\n                                        submitBtn.disabled = false;\r\n                                        submitBtn.textContent = \"Voir Mon Score & Mes Rep\u00e8res \u2192\";\r\n                                    }\r\n                                }\r\n                            })\r\n                            .catch(err => {\r\n                                console.error(err);\r\n                                showError(\"Impossible de se connecter au moteur d'\u00e9valuation. Veuillez confirmer les chemins d'acc\u00e8s aux fichiers.\");\r\n                                if (submitBtn) {\r\n                                    submitBtn.disabled = false;\r\n                                    submitBtn.textContent = \"Voir Mon Score & Mes Rep\u00e8res \u2192\";\r\n                                }\r\n                            });\r\n                    };\r\n                }\r\n            }\r\n\r\n            if (document.readyState === 'interactive' || document.readyState === 'complete') {\r\n                initApp();\r\n            } else {\r\n                document.addEventListener('DOMContentLoaded', initApp);\r\n            }\r\n            window.addEventListener('load', initApp);\r\n            initApp();\r\n        })();\r\n    <\/script>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-862cdf2 elementor-widget elementor-widget-menu-anchor\" data-id=\"862cdf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"how_it_works\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f278814 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"f278814\" data-element_type=\"container\" data-e-type=\"container\" id=\"how-it-works\">\n\t\t<div class=\"elementor-element elementor-element-15ad7ee e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"15ad7ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8efe80 elementor-widget elementor-widget-heading\" data-id=\"c8efe80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment \u00e7a fonctionne<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e09fd22 elementor-widget elementor-widget-heading\" data-id=\"e09fd22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Trois \u00e9tapes pour des avantages sociaux plus intelligents<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71a8f75 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"71a8f75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Aucun engagement. Nos conseillers agr\u00e9\u00e9s examinent chaque soumission personnellement. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-663e8c6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"663e8c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-abcb61e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"abcb61e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6850464 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6850464\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-944e9c2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"944e9c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c79b217 elementor-widget elementor-widget-heading\" data-id=\"c79b217\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"letter-spacing: normal\">Obtenir vos r\u00e9sultats<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1fe5c5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d1fe5c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un appel de 20 minutes au cours duquel nous vous pr\u00e9sentons ce que nous avons constat\u00e9 \u2014 et \u00e0 quoi ressemble une meilleure solution pour votre \u00e9quipe.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4e2c67 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"a4e2c67\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-bb0aee8 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"bb0aee8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6e7c86 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e6e7c86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c69eff e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"2c69eff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3dc1202 elementor-widget elementor-widget-heading\" data-id=\"3dc1202\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"letter-spacing: normal\">\nT\u00e9l\u00e9chargez votre renouvellement<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-712c7e2 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"712c7e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tNos conseillers agr\u00e9\u00e9s examinent les documents de votre r\u00e9gime actuel avant votre appel.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-095171a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"095171a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2040cd0 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"2040cd0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77a202b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"77a202b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70cceb3 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"70cceb3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61e656a elementor-widget elementor-widget-heading\" data-id=\"61e656a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"letter-spacing: normal\">Recevez vos r\u00e9sultats<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dec7f59 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"dec7f59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t20 minutes. Un conseiller agr\u00e9\u00e9 vous pr\u00e9sente vos r\u00e9sultats sp\u00e9cifiques et vos options.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-361b519 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"361b519\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-092c9b3 elementor-widget elementor-widget-html\" data-id=\"092c9b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"how-right\">\r\n\r\n    <!--<svg width=\"80\" height=\"92\" viewBox=\"0 0 80 100\" fill=\"none\" opacity=\"0.2\">-->\r\n    <!--    <circle cx=\"40\" cy=\"12\" r=\"12\" fill=\"#fff\"><\/circle>-->\r\n    <!--    <path d=\"M12 44 Q12 28 40 28 Q68 28 68 44 L68 78 Q68 96 52 96 L28 96 Q12 96 12 78 Z\" fill=\"#fff\"><\/path>-->\r\n    <!--<\/svg>-->\r\n        \r\n    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/iq-2.png\" alt=\"IQ Illustration\" class=\"how-actual-img\">\r\n\r\n    <!--<div class=\"how-img-label\">-->\r\n    <!--    \ud83d\udcf7 Photo : Conseiller examinant des documents \u2014 professionnel, concentr\u00e9-->\r\n    <!--<\/div>-->\r\n\r\n<\/div>\r\n\r\n<style>\r\n\r\n.how-right {\r\n    height: 100%;\r\n    min-height: 400px;\r\n    width: 100%;\r\n\r\n    display: flex;\r\n    align-items: stretch;\r\n    justify-content: stretch;\r\n}\r\n\r\n.how-actual-img {\r\n    width: 100%;\r\n    height: 100%;\r\n    object-fit: cover;\r\n    display: block;\r\n}\r\n\/*Old Style code for template image and label*\/\r\n\/*.how-right {*\/\r\n\/*    width: 100%;*\/\r\n\/*    height: 100%;*\/\r\n\/*    min-height: 380px;*\/\r\n\r\n\/*    border-radius: 16px;*\/\r\n\/*    overflow: hidden;*\/\r\n\r\n\/*    background: linear-gradient(135deg, #322E7F 0%, #6C337D 55%, #FF6352 100%);*\/\r\n\r\n\/*    display: flex;*\/\r\n\/*    align-items: center;*\/\r\n\/*    justify-content: center;*\/\r\n\r\n\/*    position: relative;*\/\r\n\r\n\/*    flex: 1 1 100%;*\/\r\n\/*    align-self: stretch;*\/\r\n\/*    min-width: 0;*\/\r\n\/*}*\/\r\n\r\n\/* background pattern *\/\r\n\/*.how-right::before {*\/\r\n\/*    content: '';*\/\r\n\/*    position: absolute;*\/\r\n\/*    inset: 0;*\/\r\n\/*    background-image: radial-gradient(rgba(255,255,255,0.08) 2px, transparent 2px);*\/\r\n\/*    background-size: 42px 42px;*\/\r\n\/*    z-index: 1;*\/\r\n\/*}*\/\r\n\r\n\/* svg layer *\/\r\n\/*.how-right svg {*\/\r\n\/*    position: relative;*\/\r\n\/*    z-index: 2;*\/\r\n\/*    max-width: 80%;*\/\r\n\/*    height: auto;*\/\r\n\/*}*\/\r\n\r\n\/* label *\/\r\n\/*.how-img-label {*\/\r\n\/*    position: absolute;*\/\r\n\/*    bottom: 12px;*\/\r\n\/*    left: 50%;*\/\r\n\/*    transform: translateX(-50%);*\/\r\n\r\n\/*    background: rgba(0,0,0,0.35);*\/\r\n\/*    color: rgba(255,255,255,0.85);*\/\r\n\r\n\/*    font-size: 10px;*\/\r\n\/*    line-height: 1.4;*\/\r\n\r\n\/*    padding: 6px 10px;*\/\r\n\/*    border-radius: 6px;*\/\r\n\r\n\/*    font-family: 'Inter', sans-serif;*\/\r\n\r\n\/*    z-index: 3;*\/\r\n\r\n\/*    max-width: calc(100% - 24px);*\/\r\n\/*    text-align: center;*\/\r\n\/*    word-break: break-word;*\/\r\n\/*}*\/\r\n\r\n\/* TABLET *\/\r\n\/*@media (max-width: 992px) {*\/\r\n\/*    .how-right {*\/\r\n\/*        min-height: 240px;*\/\r\n\/*    }*\/\r\n\/*}*\/\r\n\r\n\/* MOBILE *\/\r\n\/*@media (max-width: 768px) {*\/\r\n\/*    .how-right {*\/\r\n\/*        min-height: 220px;*\/\r\n\/*        border-radius: 14px;*\/\r\n\/*    }*\/\r\n\r\n\/*    .how-img-label {*\/\r\n\/*        font-size: 9.5px;*\/\r\n\/*        bottom: 10px;*\/\r\n\/*        padding: 5px 8px;*\/\r\n\/*    }*\/\r\n\/*}*\/\r\n\r\n\/* SMALL MOBILE *\/\r\n\/*@media (max-width: 480px) {*\/\r\n\/*    .how-right {*\/\r\n\/*        min-height: 200px;*\/\r\n\/*        border-radius: 12px;*\/\r\n\/*    }*\/\r\n\r\n\/*    .how-right svg {*\/\r\n\/*        max-width: 70%;*\/\r\n\/*    }*\/\r\n\r\n\/*    .how-img-label {*\/\r\n\/*        font-size: 9px;*\/\r\n\/*    }*\/\r\n\/*}*\/\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d7a646 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"3d7a646\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-61aaf0a e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"61aaf0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c9524c elementor-widget elementor-widget-html\" data-id=\"3c9524c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"testimonial-card\">\r\n\r\n    <div class=\"testimonial-avatar\">\r\n        SC\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-stars\">\r\n        \u2605\u2605\u2605\u2605\u2605\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-quote\">\r\n        \"Nous n\u2019avions aucune id\u00e9e que nous payions pr\u00e8s de 200 000 $ de trop\r\n    par an. L\u2019\u00e9valuation GroupIQ l\u2019a d\u00e9tect\u00e9 en quelques\r\n    minutes. L\u2019appel de suivi a \u00e9t\u00e9 une vraie r\u00e9v\u00e9lation.\"\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-footer\">\r\n        <div class=\"testimonial-name\">Sarah C.<\/div>\r\n        <div class=\"testimonial-title\">Vice-pr\u00e9sidente des ressources humaines \u00b7 340 employ\u00e9s, Ontario<\/div>\r\n    <\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n.testimonial-card {\r\n    background: #fff;\r\n    border: 1px solid rgba(50,46,127,0.12);\r\n    border-radius: 16px;\r\n    padding: 28px;\r\n    box-shadow: 0 4px 20px rgba(50,46,127,0.04);\r\n\r\n    display: flex;\r\n    flex-direction: column;\r\n    height: 100%;\r\n}\r\n\r\n.testimonial-footer {\r\n    margin-top: auto;\r\n    min-height: 60px;\r\n}\r\n\r\n.testimonial-avatar {\r\n    width: 48px;\r\n    height: 48px;\r\n    border-radius: 50%;\r\n\r\n    background: linear-gradient(\r\n        135deg,\r\n        #322E7F 0%,\r\n        #6C337D 50%,\r\n        #FF6352 100%\r\n    );\r\n\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n\r\n    font-family: 'Sora', sans-serif;\r\n    font-size: 15px;\r\n    font-weight: 700;\r\n    color: #fff;\r\n\r\n    margin-bottom: 16px;\r\n}\r\n\r\n.testimonial-stars {\r\n    color: #FF6352;\r\n    font-size: 14px;\r\n    letter-spacing: 2px;\r\n    margin-bottom: 14px;\r\n}\r\n\r\n.testimonial-quote {\r\n    font-size: 15px;\r\n    line-height: 1.8;\r\n    color: #4A4870;\r\n    margin-bottom: 18px;\r\n    font-family: 'DM Sans', sans-serif;\r\n    font-style: italic;\r\n}\r\n\r\n.testimonial-name {\r\n    font-family: 'Sora', sans-serif;\r\n    font-size: 14px;\r\n    font-weight: 600;\r\n    color: #0D0B1E;\r\n    line-height: 1.2;\r\n}\r\n\r\n.testimonial-title {\r\n    font-size: 12px;\r\n    color: #9896B8;\r\n    margin-top: 4px;\r\n    font-family: 'DM Sans', sans-serif;\r\n    \r\n    \/*display: -webkit-box;*\/\r\n    \/*-webkit-line-clamp: 2;*\/\r\n    \/*-webkit-box-orient: vertical;*\/\r\n    \/*overflow: hidden;*\/\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8341ddb elementor-widget elementor-widget-html\" data-id=\"8341ddb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"testimonial-card\" style=\"\">\r\n\r\n    <div class=\"testimonial-avatar\">\r\n        ML\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-stars\">\r\n        \u2605\u2605\u2605\u2605\u2605\r\n    <\/div>\r\n\r\n    <div class=\"testimonial-quote\">\r\n        \"En tant que chef des finances, je suis toujours sceptique face aux \u00e9valuations gratuites. Aucune pression, des donn\u00e9es comparatives r\u00e9elles,et nous avons \u00e9conomis\u00e9 18 % au renouvellement.\"\r\n    <\/div>\r\n    \r\n    <div class=\"testimonial-footer\">\r\n        <div class=\"testimonial-name\">Marc L.<\/div>\r\n        <div class=\"testimonial-title\">CFO \u00b7 220 employ\u00e9s, Qu\u00e9bec<\/div>\r\n    <\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n.testimonial-card {\r\n    background: #fff;\r\n    border: 1px solid rgba(50,46,127,0.12);\r\n    border-radius: 16px;\r\n    padding: 28px;\r\n    box-shadow: 0 4px 20px rgba(50,46,127,0.04);\r\n    \r\n    display: flex;\r\n    flex-direction: column;\r\n    height: 100%;\r\n}\r\n\r\n.testimonial-footer {\r\n    margin-top: auto;\r\n    \/*min-height: 60px;*\/\r\n}\r\n\r\n.testimonial-avatar {\r\n    width: 48px;\r\n    height: 48px;\r\n    border-radius: 50%;\r\n\r\n    background: linear-gradient(\r\n        135deg,\r\n        #322E7F 0%,\r\n        #6C337D 50%,\r\n        #FF6352 100%\r\n    );\r\n\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n\r\n    font-family: 'Sora', sans-serif;\r\n    font-size: 15px;\r\n    font-weight: 700;\r\n    color: #fff;\r\n\r\n    margin-bottom: 16px;\r\n}\r\n\r\n.testimonial-stars {\r\n    color: #FF6352;\r\n    font-size: 14px;\r\n    letter-spacing: 2px;\r\n    margin-bottom: 14px;\r\n}\r\n\r\n.testimonial-quote {\r\n    font-size: 15px;\r\n    line-height: 1.8;\r\n    color: #4A4870;\r\n    margin-bottom: 18px;\r\n    font-family: 'DM Sans', sans-serif;\r\n    font-style: italic;\r\n}\r\n\r\n.testimonial-name {\r\n    font-family: 'Sora', sans-serif;\r\n    font-size: 14px;\r\n    font-weight: 600;\r\n    color: #0D0B1E;\r\n    line-height: 1.2;\r\n}\r\n\r\n.testimonial-title {\r\n    font-size: 12px;\r\n    color: #9896B8;\r\n    margin-top: 4px;\r\n    font-family: 'DM Sans', sans-serif;\r\n    \/*display: -webkit-box;*\/\r\n    \/*-webkit-line-clamp: 2;*\/\r\n    \/*-webkit-box-orient: vertical;*\/\r\n    \/*overflow: hidden;*\/\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d43c98 elementor-widget elementor-widget-html\" data-id=\"7d43c98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"testimonial-card\">\r\n \r\n    <div class=\"testimonial-avatar\">\r\n        DL\r\n    <\/div>\r\n \r\n    <div class=\"testimonial-stars\">\r\n        \u2605\u2605\u2605\u2605\u2605\r\n    <\/div>\r\n \r\n    <div class=\"testimonial-quote\">\r\n    \"GroupIQ a signal\u00e9 des \u00e9carts de co\u00fbts par rapport \u00e0 des entreprises comparables, \r\n    nous incitant \u00e0 suspendre l\u2019approbation du renouvellement et \u00e0 r\u00e9\u00e9valuer nos \r\n    hypoth\u00e8ses avant de valider notre r\u00e9gime d\u2019avantages sociaux.\"\r\n    <\/div>\r\n    \r\n    <div class=\"testimonial-footer\">\r\n        <div class=\"testimonial-name\">David L.<\/div>\r\n        <div class=\"testimonial-title\">Vice-pr\u00e9sident des finances \u00b7 583 employ\u00e9s, Ontario<\/div>\r\n    <\/div>\r\n \r\n<\/div>\r\n \r\n<style>\r\n.testimonial-card {\r\n    background: #fff;\r\n    border: 1px solid rgba(50,46,127,0.12);\r\n    border-radius: 16px;\r\n    padding: 28px;\r\n    box-shadow: 0 4px 20px rgba(50,46,127,0.04);\r\n    display: flex;\r\n    flex-direction: column;\r\n    height: 100%;\r\n}\r\n\r\n.testimonial-footer {\r\n    margin-top: auto;\r\n    \/*min-height: 60px;*\/\r\n} \r\n\r\n.testimonial-avatar {\r\n    width: 48px;\r\n    height: 48px;\r\n    border-radius: 50%;\r\n \r\n    background: linear-gradient(\r\n        135deg,\r\n        #322E7F 0%,\r\n        #6C337D 50%,\r\n        #FF6352 100%\r\n    );\r\n \r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n \r\n    font-family: 'Sora', sans-serif;\r\n    font-size: 15px;\r\n    font-weight: 700;\r\n    color: #fff;\r\n \r\n    margin-bottom: 16px;\r\n}\r\n \r\n.testimonial-stars {\r\n    color: #FF6352;\r\n    font-size: 14px;\r\n    letter-spacing: 2px;\r\n    margin-bottom: 14px;\r\n}\r\n \r\n.testimonial-quote {\r\n    font-size: 15px;\r\n    line-height: 1.8;\r\n    color: #4A4870;\r\n    margin-bottom: 18px;\r\n    font-family: 'DM Sans', sans-serif;\r\n    font-style: italic;\r\n}\r\n \r\n.testimonial-name {\r\n    font-family: 'Sora', sans-serif;\r\n    font-size: 14px;\r\n    font-weight: 600;\r\n    color: #0D0B1E;\r\n    line-height: 1.2;\r\n}\r\n \r\n.testimonial-title {\r\n    font-size: 12px;\r\n    color: #9896B8;\r\n    margin-top: 4px;\r\n    font-family: 'DM Sans', sans-serif;\r\n    display: -webkit-box;\r\n    -webkit-line-clamp: 2;\r\n    -webkit-box-orient: vertical;\r\n    overflow: hidden;\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3952538 elementor-widget elementor-widget-html\" data-id=\"3952538\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"testimonial-card\">\r\n \r\n    <div class=\"testimonial-avatar\">\r\n        CB\r\n    <\/div>\r\n \r\n    <div class=\"testimonial-stars\">\r\n        \u2605\u2605\u2605\u2605\u2605\r\n    <\/div>\r\n \r\n    <div class=\"testimonial-quote\">\r\n    \"L\u2019analyse a mis en \u00e9vidence la complexit\u00e9 croissante de notre \r\n    structure d\u2019avantages sociaux. Nous avons simplifi\u00e9 les niveaux \r\n    de r\u00e9gime avant le renouvellement, am\u00e9liorant la compr\u00e9hension \r\n    des employ\u00e9s sans r\u00e9duire la couverture.\"\r\n    <\/div>\r\n    \r\n    <div class=\"testimonial-footer\">\r\n        <div class=\"testimonial-name\">Claire B.<\/div>\r\n        <div class=\"testimonial-title\">Directrice des ressources humaines \u00b7 571 employ\u00e9s, Alberta<\/div>\r\n    <\/div>\r\n \r\n<\/div>\r\n \r\n<style>\r\n.testimonial-card {\r\n    background: #fff;\r\n    border: 1px solid rgba(50,46,127,0.12);\r\n    border-radius: 16px;\r\n    padding: 28px;\r\n    box-shadow: 0 4px 20px rgba(50,46,127,0.04);\r\n    display: flex;\r\n    flex-direction: column;\r\n    height: 100%;\r\n}\r\n\r\n.testimonial-footer {\r\n    margin-top: auto;\r\n    \/*min-height: 60px;*\/\r\n}\r\n \r\n.testimonial-avatar {\r\n    width: 48px;\r\n    height: 48px;\r\n    border-radius: 50%;\r\n \r\n    background: linear-gradient(\r\n        135deg,\r\n        #322E7F 0%,\r\n        #6C337D 50%,\r\n        #FF6352 100%\r\n    );\r\n \r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n \r\n    font-family: 'Sora', sans-serif;\r\n    font-size: 15px;\r\n    font-weight: 700;\r\n    color: #fff;\r\n \r\n    margin-bottom: 16px;\r\n}\r\n \r\n.testimonial-stars {\r\n    color: #FF6352;\r\n    font-size: 14px;\r\n    letter-spacing: 2px;\r\n    margin-bottom: 14px;\r\n}\r\n \r\n.testimonial-quote {\r\n    font-size: 15px;\r\n    line-height: 1.8;\r\n    color: #4A4870;\r\n    margin-bottom: 18px;\r\n    font-family: 'DM Sans', sans-serif;\r\n    font-style: italic;\r\n}\r\n \r\n.testimonial-name {\r\n    font-family: 'Sora', sans-serif;\r\n    font-size: 14px;\r\n    font-weight: 600;\r\n    color: #0D0B1E;\r\n    line-height: 1.2;\r\n}\r\n \r\n.testimonial-title {\r\n    font-size: 12px;\r\n    color: #9896B8;\r\n    margin-top: 4px;\r\n    font-family: 'DM Sans', sans-serif;\r\n    display: -webkit-box;\r\n    -webkit-line-clamp: 2;\r\n    -webkit-box-orient: vertical;\r\n    overflow: hidden;\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c51bfb e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"2c51bfb\" data-element_type=\"container\" data-e-type=\"container\" id=\"resources\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65d7f63 elementor-widget elementor-widget-heading\" data-id=\"65d7f63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ressources gratuites<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1eefd0e elementor-widget elementor-widget-heading\" data-id=\"1eefd0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Con\u00e7u pour les responsables RH et finance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-597f11d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"597f11d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9l\u00e9chargez nos guides et comparez votre r\u00e9gime avant votre prochain renouvellement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e8938e elementor-widget elementor-widget-html\" data-id=\"9e8938e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.custom-modal-bg {\r\n  position: fixed !important; \r\n  z-index: 999999 !important; \r\n  left: 0; top: 0; width: 100%; height: 100%;\r\n  background-color: rgba(15, 23, 42, 0.6) !important; \r\n  backdrop-filter: blur(4px);\r\n  display: none; \r\n  align-items: center; justify-content: center;\r\n}\r\n.custom-modal-box {\r\n  background: #ffffff; padding: 35px; border-radius: 12px; width: 100%; max-width: 440px;\r\n  position: relative; box-shadow: 0 20px 25px -5px rgba(0,0,0,0.1);\r\n  font-family: sans-serif;\r\n}\r\n.custom-modal-close-btn { position: absolute; right: 22px; top: 18px; font-size: 26px; cursor: pointer; color: #94a3b8; }\r\n.input-field-group { margin-bottom: 16px; }\r\n.input-field-group label { display: block; margin-bottom: 6px; font-weight: 600; font-size: 13px; color: #334155; }\r\n.input-field-group input { width: 100%; padding: 10px 12px; border: 1px solid #cbd5e1; border-radius: 6px; font-size: 14px; box-sizing: border-box; }\r\n#formSubmitActionBtn { width: 100%; padding: 12px; background-color: #7232d6; color: #ffffff; border: none; border-radius: 6px; font-size: 15px; font-weight: 700; cursor: pointer; margin-top: 8px; }\r\n#formSubmitActionBtn:disabled { background-color: #cbd5e1; cursor: not-allowed; }\r\n<\/style>\r\n\r\n<div id=\"ebookGatedModal\" class=\"custom-modal-bg\">\r\n  <div class=\"custom-modal-box\">\r\n    <span class=\"custom-modal-close-btn\" onclick=\"closeDownloadModal()\">&times;<\/span>\r\n    <h3 id=\"displayEbookTitle\" style=\"margin-top:0; color:#1a1a1a; font-size:22px;\">T\u00e9l\u00e9charger la ressource<\/h3>\r\n    <p style=\"color:#666; font-size:14px; margin-bottom:20px;\">Veuillez entrer vos coordonn\u00e9es pour acc\u00e9der instantan\u00e9ment \u00e0 votre copie gratuite.<\/p>\r\n    \r\n    <div id=\"ebookSubmissionContainer\">\r\n      <div class=\"input-field-group\">\r\n        <label>Nom de l'entreprise *<\/label>\r\n        <input type=\"text\" id=\"inpCompany\">\r\n      <\/div>\r\n      <div class=\"input-field-group\">\r\n        <label>Titre de poste *<\/label>\r\n        <input type=\"text\" id=\"inpTitle\">\r\n      <\/div>\r\n      <div class=\"input-field-group\">\r\n        <label>Pr\u00e9nom et Nom *<\/label>\r\n        <input type=\"text\" id=\"inpName\">\r\n      <\/div>\r\n      <div class=\"input-field-group\">\r\n        <label>E-mail *<\/label>\r\n        <input type=\"email\" id=\"inpEmail\">\r\n      <\/div>\r\n      <div class=\"input-field-group\">\r\n        <label>T\u00e9l *<\/label>\r\n        <input type=\"tel\" id=\"inpTel\">\r\n      <\/div>\r\n      <button type=\"button\" id=\"formSubmitActionBtn\" onclick=\"executeManualSubmitAction(event)\">T\u00e9l\u00e9charger gratuitement \u2192<\/button>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n<script>\r\nlet activeResourceName = \"\";\r\nlet activeResourcePdfUrl = \"\";\r\n\r\ndocument.addEventListener('click', function (e) {\r\n    const targetBtn = e.target.closest('.btn-benchmark, .btn-checklist, .btn-enrollment, .btn-negotiation');\r\n    if (!targetBtn) return;\r\n    e.preventDefault(); e.stopPropagation();\r\n\r\n    if (targetBtn.classList.contains('btn-benchmark')) {\r\n        activeResourceName = 'Rapport de r\u00e9f\u00e9rence sur les avantages sociaux';\r\n        activeResourcePdfUrl = 'https:\/\/mygroupiq.empowerdigitaldata.com\/wp-content\/uploads\/2026\/06\/Rapport-de-reference-sur-les-avantages-sociaux-FR.pdf';\r\n    } else if (targetBtn.classList.contains('btn-checklist')) {\r\n        activeResourceName = \"Liste de contr\u00f4le pour l'audit des avantages sociaux\";\r\n        activeResourcePdfUrl = 'https:\/\/mygroupiq.empowerdigitaldata.com\/wp-content\/uploads\/2026\/06\/Liste-de-controle-pour-laudit-des-avantages-sociaux-FR.pdf';\r\n    } else if (targetBtn.classList.contains('btn-enrollment')) {\r\n        activeResourceName = 'Guide d\u2019inscription ouverte 2025';\r\n        activeResourcePdfUrl = 'https:\/\/mygroupiq.empowerdigitaldata.com\/wp-content\/uploads\/2026\/06\/Guide-dinscription-ouverte-2025-FR.pdf';\r\n    } else if (targetBtn.classList.contains('btn-negotiation')) {\r\n        activeResourceName = 'Guide de n\u00e9gociation avec les assureurs';\r\n        activeResourcePdfUrl = 'https:\/\/mygroupiq.empowerdigitaldata.com\/wp-content\/uploads\/2026\/06\/Guide-de-negociation-avec-les-assureurs-FR.pdf';\r\n    }\r\n\r\n    document.getElementById('displayEbookTitle').innerText = activeResourceName;\r\n    document.getElementById('ebookGatedModal').style.display = 'flex';\r\n});\r\n\r\nwindow.closeDownloadModal = function() { document.getElementById('ebookGatedModal').style.display = 'none'; };\r\n\r\nwindow.executeManualSubmitAction = function(event) {\r\n    const btn = document.getElementById('formSubmitActionBtn');\r\n    const formData = {\r\n        companyName: document.querySelector('#inpCompany').value,\r\n        jobTitle: document.querySelector('#inpTitle').value,\r\n        fullName: document.querySelector('#inpName').value,\r\n        emailAddress: document.querySelector('#inpEmail').value,\r\n        phoneNumber: document.querySelector('#inpTel').value,\r\n        acquiredResource: activeResourceName \r\n    };\r\n\r\n    btn.disabled = true; btn.innerText = \"Traitement en cours...\";\r\n    fetch(window.location.origin + \"\/?rest_route=\/custom\/v1\/ebook-submit\", {\r\n        method: 'POST',\r\n        headers: {'Content-Type': 'application\/json'},\r\n        body: JSON.stringify(formData)\r\n    })\r\n    .then(r => r.json())\r\n    .then(data => {\r\n        if (data.status === 'success') {\r\n            window.open(activeResourcePdfUrl, '_blank');\r\n            closeDownloadModal();\r\n        } else { alert(\"Un probl\u00e8me est survenu. Veuillez r\u00e9essayer.\"); }\r\n    })\r\n    .finally(() => { btn.disabled = false; btn.innerText = \"T\u00e9l\u00e9charger gratuitement \u2192\"; });\r\n};\r\n<\/script>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0746a03 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"0746a03\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a81b28b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"a81b28b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d056fc elementor-view-framed elementor-shape-square elementor-position-inline-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"7d056fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-file-alt\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288 248v28c0 6.6-5.4 12-12 12H108c-6.6 0-12-5.4-12-12v-28c0-6.6 5.4-12 12-12h168c6.6 0 12 5.4 12 12zm-12 72H108c-6.6 0-12 5.4-12 12v28c0 6.6 5.4 12 12 12h168c6.6 0 12-5.4 12-12v-28c0-6.6-5.4-12-12-12zm108-188.1V464c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V48C0 21.5 21.5 0 48 0h204.1C264.8 0 277 5.1 286 14.1L369.9 98c9 8.9 14.1 21.2 14.1 33.9zm-128-80V128h76.1L256 51.9zM336 464V176H232c-13.3 0-24-10.7-24-24V48H48v416h288z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRapport de r\u00e9f\u00e9rence sur les avantages sociaux collectifs\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCe que les entreprises de votre taille d\u00e9pensent r\u00e9ellement par employ\u00e9 \u2014 et o\u00f9 se cachent les d\u00e9passements.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-514ea71 btn-benchmark elementor-widget elementor-widget-heading\" data-id=\"514ea71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">T\u00e9l\u00e9charger gratuitement \u2192<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b14255 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6b14255\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5cbfe1 elementor-view-framed elementor-shape-square elementor-position-inline-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"e5cbfe1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-star\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tListe de contr\u00f4le d\u2019audit des avantages sociaux\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t7 signes que votre entreprise paie trop \u2014 un outil d\u2019auto\u00e9valuation pour les \u00e9quipes RH.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40136a7 btn-checklist elementor-widget elementor-widget-heading\" data-id=\"40136a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">T\u00e9l\u00e9charger gratuitement \u2192<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ba91eb3 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ba91eb3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac3e027 elementor-view-framed elementor-shape-square elementor-position-inline-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"ac3e027\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-home\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M280.37 148.26L96 300.11V464a16 16 0 0 0 16 16l112.06-.29a16 16 0 0 0 15.92-16V368a16 16 0 0 1 16-16h64a16 16 0 0 1 16 16v95.64a16 16 0 0 0 16 16.05L464 480a16 16 0 0 0 16-16V300L295.67 148.26a12.19 12.19 0 0 0-15.3 0zM571.6 251.47L488 182.56V44.05a12 12 0 0 0-12-12h-56a12 12 0 0 0-12 12v72.61L318.47 43a48 48 0 0 0-61 0L4.34 251.47a12 12 0 0 0-1.6 16.9l25.5 31A12 12 0 0 0 45.15 301l235.22-193.74a12.19 12.19 0 0 1 15.3 0L530.9 301a12 12 0 0 0 16.9-1.6l25.5-31a12 12 0 0 0-1.7-16.93z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tGuide d\u2019inscription annuelle 2025\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLes erreurs de renouvellement que les \u00e9quipes RH commettent chaque ann\u00e9e \u2014 et comment les \u00e9viter.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aaa8a35 btn-enrollment elementor-widget elementor-widget-heading\" data-id=\"aaa8a35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">T\u00e9l\u00e9charger gratuitement \u2192<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-97c56d1 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"97c56d1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6987810 elementor-view-framed elementor-shape-square elementor-position-inline-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6987810\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-clock\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm0 448c-110.5 0-200-89.5-200-200S145.5 56 256 56s200 89.5 200 200-89.5 200-200 200zm61.8-104.4l-84.9-61.7c-3.1-2.3-4.9-5.9-4.9-9.7V116c0-6.6 5.4-12 12-12h32c6.6 0 12 5.4 12 12v141.7l66.8 48.6c5.4 3.9 6.5 11.4 2.6 16.8L334.6 349c-3.9 5.3-11.4 6.5-16.8 2.6z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tGuide de n\u00e9gociation avec les assureurs\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLes leviers qui indiquent que vous \u00eates pr\u00eat \u00e0 partir \u2014 et \u00e0 obtenir des tarifs nettement meilleurs.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26a5de7 btn-negotiation elementor-widget elementor-widget-heading\" data-id=\"26a5de7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">T\u00e9l\u00e9charger gratuitement \u2192<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36b4fc7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"36b4fc7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dddb462 elementor-widget elementor-widget-heading\" data-id=\"dddb462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">M\u00eame couverture. Co\u00fbt plus intelligent.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f62c790 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f62c790\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tArr\u00eatez de renouveler \u00e0 l\u2019aveugle. Obtenez votre score GroupIQ d\u00e8s aujourd\u2019hui et d\u00e9couvrez exactement o\u00f9 se situe votre r\u00e9gime \u2014 sans frais, sans engagement.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fafa19 elementor-align-right elementor-widget elementor-widget-button\" data-id=\"6fafa19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Obtenir mon score GroupIQ \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be7b3a4 elementor-widget elementor-widget-html\" data-id=\"be7b3a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/bootstrap-icons@1.11.3\/font\/bootstrap-icons.min.css\">\r\n\r\n<style>\r\n    .mg-disclosure-card_1_FR {\r\n        width: 100%;\r\n        background: #fff;\r\n        border: 1px solid #E7E9F3;\r\n        border-radius: 10px;\r\n        overflow: hidden;\r\n        box-shadow: 0 12px 40px rgba(16, 24, 40, .08);\r\n    }\r\n\r\n    .mg-disclosure-card__header_FR {\r\n        width: 100%;\r\n        border: none;\r\n        background: #fff;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: center;\r\n        padding: 0px 10px;\r\n        cursor: pointer;\r\n        min-height: 30px;\r\n    }\r\n\r\n    .mg-disclosure-card__left_FR {\r\n        display: flex;\r\n        align-items: center;\r\n        gap: 8px;\r\n    }\r\n\r\n    .mg-disclosure-card__icon_FR {\r\n        width: 28px;\r\n        height: 28px;\r\n        min-width: 28px;\r\n        border-radius: 50%;\r\n        background: #F4F2FF;\r\n        color: #5B3DF5;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: center;\r\n        font-size: 14px;\r\n    }\r\n\r\n    .mg-disclosure-card__title_FR {\r\n        font-size: 10px;\r\n        font-weight: 700;\r\n        letter-spacing: 1.2px;\r\n        text-transform: uppercase;\r\n        color: #2B2C7E;\r\n    }\r\n\r\n    .mg-disclosure-card__arrow_FR {\r\n        width: 24px;\r\n        height: 24px;\r\n        min-width: 24px;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: center;\r\n        color: #5B3DF5;\r\n        transition: transform .4s ease;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR.open .mg-disclosure-card__arrow_FR {\r\n        transform: rotate(180deg);\r\n    }\r\n\r\n    .mg-disclosure-card__content_FR {\r\n        max-height: 0;\r\n        overflow: hidden;\r\n        opacity: 0;\r\n        transition:\r\n            max-height .8s cubic-bezier(.22, 1, .36, 1),\r\n            opacity .45s ease;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR.open .mg-disclosure-card__content_FR {\r\n        max-height: 300px;\r\n        opacity: 1;\r\n    }\r\n\r\n    .mg-disclosure-body_FR {\r\n\r\n        padding: 0 10px 10px;\r\n        transform: translateY(-10px);\r\n        opacity: 0;\r\n        transition:\r\n            transform .6s ease,\r\n            opacity .6s ease;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR.open .mg-disclosure-body_FR {\r\n        transform: translateY(0);\r\n        opacity: 1;\r\n    }\r\n\r\n    \/* .mg-warning-row_FR {\r\n        display: block;\r\n        padding: 0 10px;\r\n    }\r\n\r\n\r\n    .mg-warning-icon_FR {\r\n        width: 34px;\r\n        height: 34px;\r\n        min-width: 34px;\r\n        border-radius: 50%;\r\n        background: #F4F2FF;\r\n        color: #5B3DF5;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: center;\r\n        font-size: 15px;\r\n    } \r\n\r\n    .mg-warning-content_FR {\r\n        color: #5A6275;\r\n        font-size: 12px !important;\r\n        line-height: 1.65 !important;\r\n    }\r\n\r\n    .mg-warning-content_FR strong {\r\n        color: #1F2937;\r\n        font-weight: 700;\r\n    } *\/\r\n\r\n    \/* CLOSED STATE *\/\r\n    .mg-disclosure-card_1_FR:not(.open) {\r\n        width: 240px;\r\n        max-width: 270px;\r\n        border: 1px solid #E7E9F3;\r\n        border-radius: 15px;\r\n        background: #F7F4F7;\r\n        box-shadow: 0 12px 40px rgba(16, 24, 40, .08);\r\n        margin-left: auto;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR:not(.open) .mg-disclosure-card__header_FR {\r\n        padding: 0px 10px;\r\n        border-radius: 999px;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR:not(.open) .mg-disclosure-card__title_FR {\r\n        font-size: 10px;\r\n        font-weight: 700;\r\n        letter-spacing: 1.2px;\r\n        text-transform: uppercase;\r\n        color: #2B2C7E;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR:not(.open) .mg-disclosure-card__arrow_FR {\r\n        width: 24px;\r\n        height: 24px;\r\n        min-width: 24px;\r\n    }\r\n\r\n\r\n    .mg-disclosure-card__header_FR,\r\n    .mg-disclosure-card__header_FR:hover,\r\n    .mg-disclosure-card__header_FR:focus,\r\n    .mg-disclosure-card__header_FR:active,\r\n    .mg-disclosure-card__header_FR:focus-visible {\r\n        background: #fff !important;\r\n\r\n    }\r\n\r\n\r\n    .mg-disclosure-body_FR {\r\n        column-count: 1 !important;\r\n        column-width: auto !important;\r\n        display: block !important;\r\n    }\r\n\r\n    .mg-disclosure-body_FR p {\r\n        display: block !important;\r\n        width: 100% !important;\r\n        max-width: 100% !important;\r\n        break-inside: avoid;\r\n    }\r\n\r\n    @media(max-width:767px) {\r\n        .mg-disclosure-card_1_FR:not(.open) {\r\n            margin-right: 0;\r\n        }\r\n\r\n        .mg-disclosure-body_FR {\r\n\r\n            padding: 0 10px 10px;\r\n        }\r\n\r\n        \/* .mg-warning-row_FR {\r\n            display: block;\r\n            padding: 0 10px;\r\n        }\r\n\r\n        .mg-warning-content_FR {\r\n            font-size: 10px;\r\n        } *\/\r\n    }\r\n\r\n\r\n    \/* Mobile *\/\r\n    @media (max-height: 700px) {\r\n\r\n        .mg-disclosure-card_1_FR.open .mg-disclosure-card__content_FR {\r\n            max-height: 250px;\r\n            overflow-y: auto;\r\n        }\r\n\r\n    }\r\n\r\n    \/* Tablet *\/\r\n    @media (min-width: 768px) and (max-width: 1024px) and (max-height: 900px) {\r\n\r\n        .mg-disclosure-card_1_FR.open .mg-disclosure-card__content_FR {\r\n            max-height: 350px;\r\n            overflow-y: auto;\r\n        }\r\n\r\n    }\r\n<\/style>\r\n\r\n<div class=\"mg-disclosure-card_1_FR\">\r\n\r\n    <button class=\"mg-disclosure-card__header_FR\" onclick=\"this.parentElement.classList.toggle('open')\" style=\"justify-content: center !important;\">\r\n\r\n        <div class=\"mg-disclosure-card__left_FR\">\r\n\r\n            <div class=\"mg-disclosure-card__icon_FR\">\r\n                <i class=\"bi bi-shield-fill-check\"><\/i>\r\n            <\/div>\r\n\r\n            <div class=\"mg-disclosure-card__title_FR\">\r\n                Avis r\u00e9glementaire\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n        <div class=\"mg-disclosure-card__arrow_FR\">\r\n            <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\">\r\n                <path d=\"M6 9L12 15L18 9\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\r\n                    stroke-linejoin=\"round\" \/>\r\n            <\/svg>\r\n        <\/div>\r\n\r\n    <\/button>\r\n\r\n    <div class=\"mg-disclosure-card__content_FR\">\r\n\r\n        <div class=\"mg-disclosure-body_FR\" style=\"font-size: 12px;\">\r\n\r\n            <p>\r\n                MyGroupIQ fournit uniquement des outils de comparaison \u00e0 des fins \u00e9ducatives. Les r\u00e9sultats des \u00e9valuations ne constituent aucune garantie d\u2019\u00e9conomies. Toutes les consultations sont r\u00e9alis\u00e9es par des conseillers en avantages sociaux agr\u00e9\u00e9s. Aucun conseil en assurance n\u2019est fourni par cette plateforme sans mandat de conseil formel. MyGroupIQ d\u00e9cline toute responsabilit\u00e9 pour les d\u00e9cisions prises sur la base des r\u00e9sultats d\u2019\u00e9valuation sans consultation professionnelle ind\u00e9pendante.\r\n            <\/p>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b3f1ec8 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"b3f1ec8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6d79a4e e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6d79a4e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f198b25 elementor-position-inline-start mg-icon-clean elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"f198b25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"2000\" viewBox=\"0 0 1500 1499.999933\" height=\"2000\" preserveAspectRatio=\"xMidYMid meet\"><defs><clipPath id=\"5a845fb526\"><path d=\"M 493.667969 499.519531 L 1006 499.519531 L 1006 1225.519531 L 493.667969 1225.519531 Z M 493.667969 499.519531 \" clip-rule=\"nonzero\"><\/path><\/clipPath><clipPath id=\"0da61623a9\"><path d=\"M 612 259.640625 L 791.207031 259.640625 L 791.207031 438.890625 L 612 438.890625 Z M 612 259.640625 \" clip-rule=\"nonzero\"><\/path><\/clipPath><clipPath id=\"4e7353d38a\"><path d=\"M 613.335938 437.648438 C 611.007812 435.320312 612.082031 335.773438 614.535156 326.578125 C 618.476562 311.796875 626.246094 298.242188 637.273438 286.910156 C 656.152344 267.515625 674.902344 259.589844 701.789062 259.640625 C 727.78125 259.6875 745.621094 267.296875 764.46875 286.371094 C 797.519531 319.820312 799.957031 367.917969 770.519531 405.828125 C 764.550781 413.515625 748.132812 425.886719 738.011719 430.332031 C 722.203125 437.269531 708.035156 438.804688 659.878906 438.808594 C 634.917969 438.808594 613.972656 438.289062 613.335938 437.648438 Z M 613.335938 437.648438 \" clip-rule=\"nonzero\"><\/path><\/clipPath><\/defs><g clip-path=\"url(#5a845fb526)\"><path fill=\"#ffffff\" d=\"M 847.097656 499.753906 C 839.914062 499.046875 805.679688 500.011719 771.027344 501.90625 C 736.375 503.789062 681.714844 506.722656 649.558594 508.417969 C 617.398438 510.109375 590.875 511.765625 590.609375 512.109375 C 589.832031 513.089844 555.164062 590.179688 536.035156 633.46875 C 497.230469 721.234375 494.894531 727.347656 493.847656 743.617188 C 492.144531 770.175781 502.675781 794.90625 522.746094 813.636719 C 530.730469 821.082031 540.226562 827.582031 551.054688 832.859375 C 571.277344 842.71875 579.1875 845.378906 636.335938 843.085938 C 656.375 842.289062 682.484375 840.878906 717.292969 838.960938 C 731.789062 838.160156 744.09375 838.21875 744.632812 839.105469 C 745.175781 839.976562 748.925781 885.667969 752.960938 940.632812 C 757.003906 995.589844 761.714844 1059.308594 763.421875 1082.230469 C 765.140625 1105.148438 768.207031 1147.277344 770.242188 1175.835938 C 772.277344 1204.398438 774.625 1226.523438 775.46875 1224.988281 C 776.320312 1223.457031 801.242188 1167.871094 830.851562 1101.460938 C 892.902344 962.320312 907.308594 930.144531 954.761719 824.726562 C 973.808594 782.410156 991.605469 742.507812 994.316406 736.039062 C 1008.355469 702.5625 1009.652344 656.742188 997.605469 620.648438 C 975.117188 553.273438 917.042969 506.625 847.097656 499.753906 Z M 804.820312 504.183594 L 812.824219 504.847656 C 832.785156 506.515625 853.941406 524.777344 859.976562 545.550781 C 864.453125 560.957031 862.644531 573.027344 852.332031 596.457031 C 841.972656 620 776.335938 770.957031 761.4375 805.492188 C 750.585938 830.640625 750.234375 831.148438 743.085938 831.753906 C 733.132812 832.59375 715.226562 823.304688 706.015625 812.539062 C 691.527344 795.605469 688.511719 775.125 697.179688 752.652344 C 700.03125 745.277344 725.414062 686.359375 753.589844 621.714844 Z M 804.820312 504.183594 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/g><g clip-path=\"url(#0da61623a9)\"><g clip-path=\"url(#4e7353d38a)\"><path fill=\"#ffffff\" d=\"M 611.957031 259.640625 L 611.957031 438.808594 L 791.207031 438.808594 L 791.207031 259.640625 Z M 611.957031 259.640625 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tMyGroupIQ\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tConseillers agr\u00e9\u00e9s \u00b7 English &amp; Fran\u00e7ais \u00b7 Canada et Am\u00e9rique du Nord\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p class=\"e-5881d64-683d6de e-paragraph-base\" data-interaction-id=\"5881d64\"  >\n\t\t\t\t\t\t\t\tPolitique de confidentialit\u00e9 \u00b7 Conditions d\u2019utilisation \u00b7 Politique relative aux cookies \u00b7 Conformit\u00e9 \u00b7 Contact\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2791c04 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"2791c04\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2433919 elementor-widget elementor-widget-html\" data-id=\"2433919\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/bootstrap-icons@1.11.3\/font\/bootstrap-icons.min.css\">\r\n\r\n<style>\r\n    .mg-disclosure-card_1_FR {\r\n        width: 100%;\r\n        background: #fff;\r\n        border: 1px solid #E7E9F3;\r\n        border-radius: 10px;\r\n        overflow: hidden;\r\n        box-shadow: 0 12px 40px rgba(16, 24, 40, .08);\r\n    }\r\n\r\n    .mg-disclosure-card__header_FR {\r\n        width: 100%;\r\n        border: none;\r\n        background: #fff;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: start;\r\n        padding: 0px 10px;\r\n        cursor: pointer;\r\n        min-height: 30px;\r\n    }\r\n\r\n    .mg-disclosure-card__left_FR {\r\n        display: flex;\r\n        align-items: center;\r\n        gap: 8px;\r\n    }\r\n\r\n    .mg-disclosure-card__icon_FR {\r\n        width: 28px;\r\n        height: 28px;\r\n        min-width: 28px;\r\n        border-radius: 50%;\r\n        background: #F4F2FF;\r\n        color: #5B3DF5;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: center;\r\n        font-size: 14px;\r\n    }\r\n\r\n    .mg-disclosure-card__title_FR {\r\n        font-size: 10px;\r\n        font-weight: 700;\r\n        letter-spacing: 1.2px;\r\n        text-transform: uppercase;\r\n        color: #2B2C7E;\r\n    }\r\n\r\n    .mg-disclosure-card__arrow_FR {\r\n        width: 24px;\r\n        height: 24px;\r\n        min-width: 24px;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: center;\r\n        color: #5B3DF5;\r\n        transition: transform .4s ease;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR.open .mg-disclosure-card__arrow_FR {\r\n        transform: rotate(180deg);\r\n    }\r\n\r\n    .mg-disclosure-card__content_FR {\r\n        max-height: 0;\r\n        overflow: hidden;\r\n        opacity: 0;\r\n        transition:\r\n            max-height .8s cubic-bezier(.22, 1, .36, 1),\r\n            opacity .45s ease;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR.open .mg-disclosure-card__content_FR {\r\n        max-height: 300px;\r\n        opacity: 1;\r\n        overflow-y: auto;\r\n        overflow-x: hidden;\r\n    }\r\n\r\n    .mg-disclosure-body_FR {\r\n\r\n        padding: 0 10px 10px;\r\n        transform: translateY(-10px);\r\n        opacity: 0;\r\n        transition:\r\n            transform .6s ease,\r\n            opacity .6s ease;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR.open .mg-disclosure-body_FR {\r\n        transform: translateY(0);\r\n        opacity: 1;\r\n    }\r\n\r\n    .mg-warning-row_FR {\r\n        display: block;\r\n        padding: 0 10px;\r\n    }\r\n\r\n\r\n    .mg-warning-icon_FR {\r\n        width: 34px;\r\n        height: 34px;\r\n        min-width: 34px;\r\n        border-radius: 50%;\r\n        background: #F4F2FF;\r\n        color: #5B3DF5;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: center;\r\n        font-size: 15px;\r\n    }\r\n\r\n    .mg-warning-content_FR {\r\n        color: #5A6275;\r\n        font-size: 12px !important;\r\n        line-height: 1.65 !important;\r\n    }\r\n\r\n    .mg-warning-content_FR strong {\r\n        color: #1F2937;\r\n        font-weight: 700;\r\n    }\r\n\r\n    \/* CLOSED STATE *\/\r\n    .mg-disclosure-card_1_FR:not(.open) {\r\n        width: 240px;\r\n        max-width: 270px;\r\n        border: 1px solid #E7E9F3;\r\n        border-radius: 15px;\r\n        background: #F7F4F7;\r\n        box-shadow: 0 12px 40px rgba(16, 24, 40, .08);\r\n        margin-left: auto;\r\n\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR:not(.open) .mg-disclosure-card__header_FR {\r\n        padding: 0px 10px;\r\n        border-radius: 999px;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR:not(.open) .mg-disclosure-card__title_FR {\r\n        font-size: 10px;\r\n        font-weight: 700;\r\n        letter-spacing: 1.2px;\r\n        text-transform: uppercase;\r\n        color: #2B2C7E;\r\n    }\r\n\r\n    .mg-disclosure-card_1_FR:not(.open) .mg-disclosure-card__arrow_FR {\r\n        width: 24px;\r\n        height: 24px;\r\n        min-width: 24px;\r\n    }\r\n\r\n\r\n    .mg-disclosure-card__header_FR,\r\n    .mg-disclosure-card__header_FR:hover,\r\n    .mg-disclosure-card__header_FR:focus,\r\n    .mg-disclosure-card__header_FR:active,\r\n    .mg-disclosure-card__header_FR:focus-visible {\r\n        background: #fff !important;\r\n\r\n    }\r\n\r\n\r\n    .mg-disclosure-body_FR {\r\n        column-count: 1 !important;\r\n        column-width: auto !important;\r\n        display: block !important;\r\n    }\r\n\r\n    .mg-disclosure-body_FR p {\r\n        display: block !important;\r\n        width: 100% !important;\r\n        max-width: 100% !important;\r\n        break-inside: avoid;\r\n    }\r\n\r\n    @media(max-width:767px) {\r\n        .mg-disclosure-card_1_FR:not(.open) {\r\n            margin-right: 0;\r\n        }\r\n\r\n        .mg-disclosure-body_FR {\r\n\r\n            padding: 0 10px 10px;\r\n        }\r\n\r\n        .mg-warning-row_FR {\r\n            display: block;\r\n            padding: 0 10px;\r\n        }\r\n\r\n        .mg-warning-content_FR {\r\n            font-size: 10px;\r\n        }\r\n    }\r\n\r\n\r\n    \/* Mobile *\/\r\n    @media (max-height: 700px) {\r\n\r\n        .mg-disclosure-card_1_FR.open .mg-disclosure-card__content_FR {\r\n            max-height: 250px;\r\n            overflow-y: auto;\r\n        }\r\n\r\n    }\r\n\r\n    \/* Tablet *\/\r\n    @media (min-width: 768px) and (max-width: 1024px) and (max-height: 900px) {\r\n\r\n        .mg-disclosure-card_1_FR.open .mg-disclosure-card__content_FR {\r\n            max-height: 350px;\r\n            overflow-y: auto;\r\n        }\r\n\r\n    }\r\n<\/style>\r\n\r\n<div class=\"mg-disclosure-card_1_FR\">\r\n\r\n    <button class=\"mg-disclosure-card__header_FR\" onclick=\"this.parentElement.classList.toggle('open')\">\r\n\r\n        <div class=\"mg-disclosure-card__left_FR\">\r\n\r\n            <div class=\"mg-disclosure-card__icon_FR\">\r\n                <i class=\"bi bi-shield-fill-check\"><\/i>\r\n            <\/div>\r\n\r\n            <div class=\"mg-disclosure-card__title_FR\">\r\n                Avis r\u00e9glementaire\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n        <div class=\"mg-disclosure-card__arrow_FR\">\r\n            <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\">\r\n                <path d=\"M6 9L12 15L18 9\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\r\n                    stroke-linejoin=\"round\" \/>\r\n            <\/svg>\r\n        <\/div>\r\n\r\n    <\/button>\r\n\r\n    <div class=\"mg-disclosure-card__content_FR\">\r\n\r\n        <div class=\"mg-disclosure-body_FR\" style=\"font-size: 12px;\">\r\n\r\n            <p style=\"margin: 0 0 14px 0;\">\r\n                <strong>Avis relatif \u00e0 la Loi sur les assurances (f\u00e9d\u00e9ral) :<\/strong> MyGroupIQ fournit des informations \u00e0 des fins \u00e9ducatives ainsi que des analyses comparatives. Ceci ne constitue pas un conseil en assurance. La mise en \u0153uvre de toute strat\u00e9gie n\u00e9cessite l\u2019intervention d\u2019un courtier d\u2019assurance agr\u00e9\u00e9 dans votre province.\r\n            <\/p>\r\n\r\n            <p style=\"margin: 0 0 14px 0;\">\r\n                <strong>Ontario (ARSF) :<\/strong> MyGroupIQ n\u2019est pas un courtier d\u2019assurance agr\u00e9\u00e9 en vertu de la Loi sur les assurances (Ontario). Toute recommandation doit \u00eatre mise en \u0153uvre par l\u2019interm\u00e9diaire d\u2019un courtier agr\u00e9\u00e9 par l\u2019Autorit\u00e9 ontarienne de r\u00e9glementation des services financiers (ARSF).\r\n            <\/p>\r\n\r\n            <p style=\"margin: 0 0 14px 0;\">\r\n                <strong>Qu\u00e9bec (AMF) :<\/strong> MyGroupIQ n\u2019est pas un courtier d\u2019assurance agr\u00e9\u00e9 au Qu\u00e9bec. Toute recommandation doit \u00eatre mise en \u0153uvre par l\u2019interm\u00e9diaire d\u2019un courtier agr\u00e9\u00e9 par l\u2019Autorit\u00e9 des march\u00e9s financiers (AMF).\r\n            <\/p>\r\n\r\n            <p style=\"margin: 0 0 14px 0;\">\r\n                <strong>Confidentialit\u00e9 (LPRPDE + Loi 25) :<\/strong> Les renseignements personnels recueillis via cette plateforme sont trait\u00e9s conform\u00e9ment \u00e0 la Loi sur la protection des renseignements personnels et les documents \u00e9lectroniques (LPRPDE) ainsi qu\u2019\u00e0 la Loi sur la protection des renseignements personnels dans le secteur priv\u00e9 du Qu\u00e9bec (Loi 25). Pour notre politique de confidentialit\u00e9 compl\u00e8te, visitez mygroupiq.com\/privacy.\r\n            <\/p>\r\n\r\n            <p style=\"margin: 0 0 14px 0;\">\r\n                <strong>LCAP :<\/strong> Les messages \u00e9lectroniques commerciaux de MyGroupIQ sont envoy\u00e9s conform\u00e9ment \u00e0 la Loi canadienne anti-pourriel. Pour vous d\u00e9sabonner : unsubscribe@mygroupiq.com | [Adresse physique] | [Num\u00e9ro de t\u00e9l\u00e9phone]\r\n            <\/p>\r\n\r\n            <p style=\"margin: 0 0 14px 0;\">\r\n                <strong>Divulgation des licences :<\/strong> Les membres de l\u2019\u00e9quipe conseil de MyGroupIQ sont titulaires des licences suivantes : [NOM] \u2014 Licence n\u00b0 [NUM\u00c9RO] \u2014 [PROVINCE] | [NOM] \u2014 Licence n\u00b0 [NUM\u00c9RO] \u2014 [PROVINCE]. Supervis\u00e9 par [NOM DU COURTIER], enregistr\u00e9 aupr\u00e8s de l\u2019ARSF et de l\u2019AMF.\r\n            <\/p>\r\n\r\n            <p style=\"margin: 0 0 14px 0;\">\r\n                <strong>Conflit d\u2019int\u00e9r\u00eats :<\/strong> MyGroupIQ peut recevoir une r\u00e9mun\u00e9ration lorsque les \u00e9valuations donnent lieu \u00e0 des engagements professionnels. Cela n\u2019influence pas l\u2019objectivit\u00e9 de nos outils ou de notre contenu \u00e9ducatif.\r\n            <\/p>\r\n\r\n            <p style=\"margin: 0 0 14px 0;\">\r\n                <strong>Limitation de responsabilit\u00e9 :<\/strong> MyGroupIQ fournit ses outils d\u2019\u00e9valuation \u00ab tels quels \u00bb. Dans la mesure permise par la loi, MyGroupIQ d\u00e9cline toute garantie et ne pourra \u00eatre tenue responsable des dommages indirects, accessoires ou cons\u00e9cutifs d\u00e9coulant de l\u2019utilisation de cette plateforme.\r\n            <\/p>\r\n\r\n            <p style=\"margin: 0 0 14px 0;\">\r\n                Cette \u00e9valuation est fournie \u00e0 des fins d\u2019information et d\u2019\u00e9ducation uniquement. Le score GroupIQ est un outil de comparaison et ne constitue pas un audit d\u2019assurance professionnel, une \u00e9valuation des risques ni un conseil personnalis\u00e9. Les r\u00e9sultats doivent \u00eatre examin\u00e9s avec un professionnel de l\u2019assurance qualifi\u00e9 et agr\u00e9\u00e9 avant toute modification de votre r\u00e9gime d\u2019avantages sociaux. MyGroupIQ n\u2019est pas responsable des d\u00e9cisions prises sur la base des r\u00e9sultats de cette \u00e9valuation sans consultation professionnelle ind\u00e9pendante. En poursuivant, vous reconnaissez ces conditions.\r\n            <\/p>\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1d1472d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1d1472d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-81918fb e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"81918fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c4ee46 elementor-widget elementor-widget-icon-box\" data-id=\"2c4ee46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u00a9 2025 MyGroupIQ. Tous droits r\u00e9serv\u00e9s.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p class=\"e-4ccc563-40cc31c e-paragraph-base\" data-interaction-id=\"4ccc563\"  >\n\t\t\t\t\t\t\t\tPages juridiques requises : Politique de confidentialit\u00e9 \u00b7 Conditions d\u2019utilisation \u00b7 Politique relative aux cookies \u00b7 D\u00e9claration d\u2019accessibilit\u00e9\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Pour les entreprises de plus de 100 employ\u00e9s D\u00e9couvrez en 3 minutes si vous payez trop pour des avantages sociaux collectifs D\u00e9couvrez en 3 minutes si vous surpayez vos avantages sociaux collectifs D\u00e9couvrez en 3 minutes si vous surpayez vos avantages sociaux collectifs Obtenez votre score GroupIQ \u2014 un rep\u00e8re gratuit et instantan\u00e9 indiquant comment votre r\u00e9gime actuel se compare \u00e0 celui d\u2019entreprises de votre taille au Canada et en Am\u00e9rique du Nord. \u00c9valuer mon r\u00e9gime \u2014 c\u2019est gratuit Sans obligation Sans argumentaire de vente R\u00e9sultats en 3 minutes Avis r\u00e9glementaire Ontario: MyGroupIQ n\u2019est pas un courtier d\u2019assurance agr\u00e9\u00e9 et ne fournit pas de conseils en assurance au sens de la Loi sur les assurances (Ontario). Notre \u00e9valuation et notre analyse sont des outils \u00e0 caract\u00e8re informatif et \u00e9ducatif. La mise en \u0153uvre de toute recommandation doit \u00eatre effectu\u00e9e par l\u2019interm\u00e9diaire d\u2019un courtier agr\u00e9\u00e9 aupr\u00e8s de l\u2019ARSF. Quebec: MyGroupIQ n&rsquo;est pas un courtier d&rsquo;assurance agr\u00e9\u00e9 et ne fournit pas de conseils en assurance. La mise en \u0153uvre de toute recommandation doit \u00eatre effectu\u00e9e par un courtier agr\u00e9\u00e9 aupr\u00e8s de l&rsquo;AMF. Aucune garantie d\u2019\u00e9conomies : MyGroupIQ ne garantit aucune \u00e9conomie pr\u00e9cise. Les r\u00e9sultats varient selon le r\u00e9gime, l\u2019historique des r\u00e9clamations et les circonstances propres \u00e0 chaque organisation. ASSUREURS AVEC LESQUELS NOUS TRAVAILLONS Desjardins Sun Life Manulife Canada Life iA Financial Beneva Equitable Life Empire Life Desjardins Sun Life Manulife Canada Life iA Financial Beneva Equitable Life Empire Life $1,800+ surpaiement annuel moyen par employ\u00e9 68% des entreprises n\u2019ont pas effectu\u00e9 de benchmarking depuis plus de 3 ans 3 min pour recevoir votre Score GroupIQ $1,800+ surpaiement annuel moyen par employ\u00e9 68% des entreprises n\u2019ont pas effectu\u00e9 de benchmarking depuis plus de 3 ans 3 min pour recevoir votre Score GroupIQ \u00c9valuation GroupIQ Obtenir le score de votre r\u00e9gime R\u00e9pondez \u00e0 5 questions rapides et recevez votre score GroupIQ personnalis\u00e9 \u2014 compar\u00e9 \u00e0 des entreprises de votre taille. Avis r\u00e9glementaire Cette \u00e9valuation est fournie \u00e0 des fins d\u2019information et d\u2019\u00e9ducation uniquement. Le score GroupIQ est un outil de comparaison et ne constitue pas un audit d\u2019assurance professionnel, une \u00e9valuation des risques, ni un conseil personnalis\u00e9. Les r\u00e9sultats doivent \u00eatre examin\u00e9s avec un professionnel de l\u2019assurance qualifi\u00e9 et agr\u00e9\u00e9 avant toute modification de votre r\u00e9gime d\u2019avantages sociaux. MyGroupIQ n\u2019est pas responsable des d\u00e9cisions prises sur la base des r\u00e9sultats de cette \u00e9valuation sans consultation professionnelle ind\u00e9pendante. En poursuivant, vous reconnaissez ces conditions. Les r\u00e9sultats pr\u00e9sent\u00e9s proviennent de sc\u00e9narios composites et d\u2019exp\u00e9riences clients individuelles. Ils ne constituent pas une garantie de r\u00e9sultats futurs. Les r\u00e9sultats r\u00e9els d\u00e9pendent des caract\u00e9ristiques et des circonstances propres \u00e0 chaque r\u00e9gime. Pour les entreprises de 100 employ\u00e9s et plus D\u00e9couvrez en 3 minutes si vous payez trop cher pour vos avantages sociaux collectifs Obtenez votre Score GroupIQ \u2013 un comparatif gratuit et instantan\u00e9 montrant comment votre r\u00e9gime actuel se situe par rapport aux entreprises de m\u00eame taille au Canada et en Am\u00e9rique du Nord. \u00c9valuer mon r\u00e9gime &#8211; C&rsquo;est gratuit \u2192 Sans obligation \u2022 Pas d&rsquo;argumentaire de vente \u2022 R\u00e9sultats en moins de 3 minutes Compl\u00e9tez votre profil pour d\u00e9bloquer vos r\u00e9sultats personnalis\u00e9s de Score GroupIQ : Nom de l&rsquo;entreprise * Titre du poste * Pr\u00e9nom &#038; Nom * Courriel professionnel * T\u00e9l * Voir Mon Score &#038; Mes Rep\u00e8res \u2192 &#8212; \u26a0\ufe0f [CONFORMIT\u00c9 \u2014 PAGE DES R\u00c9SULTATS \u2014 AUCUNE GARANTIE + CONFLIT D&rsquo;INT\u00c9R\u00caTS + ACCR\u00c9DITATION] Aucune garantie d&rsquo;\u00e9conomie : Ce score est un indicateur directionnel bas\u00e9 sur des donn\u00e9es de r\u00e9f\u00e9rence. Les \u00e9conomies r\u00e9elles d\u00e9pendent de votre r\u00e9gime sp\u00e9cifique, de l&rsquo;historique des r\u00e9clamations, de la relation avec l&rsquo;assureur et du profil de l&rsquo;effectif. MyGroupIQ ne donne aucune garantie quant \u00e0 des r\u00e9sultats sp\u00e9cifiques. Divulgation de conflit d&rsquo;int\u00e9r\u00eats : MyGroupIQ peut recevoir une compensation lorsque les \u00e9valuations se traduisent par des engagements professionnels. Cela n&rsquo;influence pas l&rsquo;objectivit\u00e9 de nos outils d&rsquo;\u00e9valuation. Accr\u00e9ditation : Vos r\u00e9sultats seront examin\u00e9s par un conseiller en avantages sociaux agr\u00e9\u00e9 : [INS\u00c9RER LE NOM DU CONSEILLER + N\u00b0 DE PERMIS]. Avis r\u00e9glementaire Ce document est fourni \u00e0 des fins d&rsquo;information et d&rsquo;\u00e9ducation uniquement. Le Score GroupIQ est un outil d&rsquo;analyse comparative (benchmarking) et ne constitue pas un audit professionnel d&rsquo;assurance, une \u00e9valuation des risques ou un conseil personnalis\u00e9. Les r\u00e9sultats doivent \u00eatre examin\u00e9s avec un professionnel de l&rsquo;assurance qualifi\u00e9 et d\u00fbment autoris\u00e9 avant toute modification de votre r\u00e9gime d&rsquo;avantages sociaux. MyGroupIQ n&rsquo;est pas responsable des d\u00e9cisions prises sur la base des r\u00e9sultats de l&rsquo;\u00e9valuation sans consultation professionnelle ind\u00e9pendante. En poursuivant, vous reconnaissez et acceptez ces conditions. Avis relatif \u00e0 la Loi sur les assurances (f\u00e9d\u00e9ral) : MyGroupIQ fournit des renseignements \u00e9ducatifs et des analyses comparatives. Il ne s&rsquo;agit pas de conseils en assurance. La mise en \u0153uvre de toute strat\u00e9gie n\u00e9cessite l&rsquo;intervention d&rsquo;un courtier d&rsquo;assurance titulaire d&rsquo;un permis dans votre province. Ontario (ARSF\/FSRA) : MyGroupIQ n&rsquo;est pas un courtier d&rsquo;assurance agr\u00e9\u00e9 en vertu de la Loi sur les assurances de l&rsquo;Ontario. Toutes les recommandations doivent \u00eatre mises en \u0153uvre par un courtier autoris\u00e9 par l&rsquo;Autorit\u00e9 ontarienne de r\u00e9glementation des services financiers (ARSF\/FSRA). Qu\u00e9bec (AMF) : MyGroupIQ n&rsquo;est pas un courtier d&rsquo;assurance agr\u00e9\u00e9 au Qu\u00e9bec. Toutes les recommandations doivent \u00eatre mises en \u0153uvre par un courtier agr\u00e9\u00e9 par l&rsquo;Autorit\u00e9 des march\u00e9s financiers (AMF). Protection des renseignements personnels (LPRPDE + lois provinciales sur la protection de la vie priv\u00e9e) : Les renseignements personnels recueillis par l&rsquo;interm\u00e9diaire de cette plateforme sont trait\u00e9s conform\u00e9ment \u00e0 la Loi sur la protection des renseignements personnels et les documents \u00e9lectroniques (LPRPDE) ainsi qu&rsquo;\u00e0 la Loi sur la protection des renseignements personnels dans le secteur priv\u00e9 du Qu\u00e9bec (Loi 25). Pour consulter notre politique compl\u00e8te de confidentialit\u00e9, visitez mygroupiq.com\/privacy. LCAP : Les messages \u00e9lectroniques commerciaux envoy\u00e9s par MyGroupIQ sont conformes \u00e0 la Loi canadienne anti-pourriel (LCAP). Pour vous d\u00e9sabonner, communiquez avec settings@mygroupiq.com | [Adresse physique] | [Num\u00e9ro de t\u00e9l\u00e9phone] Divulgation des licences : Les conseillers et\/ou partenaires de MyGroupIQ sont autoris\u00e9s comme suit : [NOM DE L&rsquo;AGENT] &#8211; Permis no [NUM\u00c9RO] &#8211; [PROVINCE] | [NOM DE L&rsquo;AGENT] &#8211; Permis no [NUM\u00c9RO] &#8211; [PROVINCE], sous la supervision de [SUPERVISEUR\/MGA], enregistr\u00e9 aupr\u00e8s de l&rsquo;ARSF<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3121","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/fr\/index.php?rest_route=\/wp\/v2\/pages\/3121","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/fr\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/fr\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/fr\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3121"}],"version-history":[{"count":5,"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/fr\/index.php?rest_route=\/wp\/v2\/pages\/3121\/revisions"}],"predecessor-version":[{"id":3238,"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/fr\/index.php?rest_route=\/wp\/v2\/pages\/3121\/revisions\/3238"}],"wp:attachment":[{"href":"https:\/\/mygroupiq.empowerdigitaldata.com\/fr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3121"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}